Crop-loss band · Virginia
Rockingham County, Virginia — crop-loss band
- 1.21Low end of the filed band
- 1.85Middle of the filed band
- 2.77High end of the filed band
- 2024Worst year filed (2.88)
- 10Years filed
Every year the Risk Management Agency has filed for Rockingham County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.21 at the low end to 2.77 at the high end, with 1.85 in the middle. The worst year filed is 2024, at 2.88. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $113,502 | $209,998 | $805,740 | 28 | 28 | 1.85 |
| 2016 | $78,715 | $135,148 | $515,787 | 20 | 20 | 1.72 |
| 2017 | $133,155 | $228,254 | $1,075,604 | 49 | 49 | 1.71 |
| 2018 | $90,730 | $238,756 | $753,621 | 75 | 75 | 2.63 |
| 2019 | $499,064 | $604,399 | $2,573,859 | 47 | 47 | 1.21 |
| 2020 | $752,615 | $2,084,552 | $3,570,461 | 51 | 51 | 2.77 |
| 2021 | $1,690,302 | $3,768,692 | $6,324,934 | 130 | 129 | 2.23 |
| 2022 | $2,250,153 | $3,758,886 | $5,517,234 | 55 | 55 | 1.67 |
| 2023 | $3,455,283 | $8,568,876 | $14,290,650 | 339 | 339 | 2.48 |
| 2024 | $3,053,943 | $8,780,640 | $12,796,750 | 365 | 365 | 2.88 |
Commodities insured in Rockingham County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 9 years filed
- 1.13Low end of the filed band
- 2.13Middle of the filed band
- 6.89High end of the filed band
- 2018Worst year filed (6.89)
- 9Years filed
- $9,414,157Premium filed
- $17,650,003Indemnity paid
- $23,090,102Liability insured
- 4,494Quantity planted
- 4,514Quantity lost
- 63Policies
- 63Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Rockingham County
- Cold Wet Weather $5,184,193 indemnity · 2 years
- Freeze $4,850,110 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,997,305 indemnity · 3 years
- Frost $1,958,888 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,798,231 indemnity · 3 years
- Heat $1,525,136 indemnity · 4 years
Corn 10 years filed
- 1.40Low end of the filed band
- 2.22Middle of the filed band
- 4.03High end of the filed band
- 2024Worst year filed (4.87)
- 10Years filed
- $2,235,271Premium filed
- $8,906,113Indemnity paid
- $19,262,473Liability insured
- 36,071Quantity planted
- 36,373Quantity lost
- 755Policies
- 754Policies with a loss
- 3.98Loss ratio, whole span
Causes that carried the indemnity in Rockingham County
- Drought $6,806,852 indemnity · 10 years
- Heat $1,463,459 indemnity · 6 years
- All Other Causes $212,603 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $154,812 indemnity · 6 years
- Wildlife $113,329 indemnity · 8 years
- Decline in Price $57,058 indemnity · 5 years
Soybeans 10 years filed
- 0.44Low end of the filed band
- 2.45Middle of the filed band
- 6.59High end of the filed band
- 2020Worst year filed (7.17)
- 10Years filed
- $468,035Premium filed
- $1,822,085Indemnity paid
- $5,872,065Liability insured
- 13,438Quantity planted
- 12,933Quantity lost
- 341Policies
- 341Policies with a loss
- 3.89Loss ratio, whole span
Causes that carried the indemnity in Rockingham County
- Drought $1,394,736 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $152,111 indemnity · 9 years
- Insects $78,177 indemnity · 6 years
- Heat $68,468 indemnity · 4 years
- XX $46,577 indemnity · 6 years
- Wildlife $40,830 indemnity · 7 years
Every county-crop the agency files in Virginia → Buy the Rockingham County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.