Crop-loss band · Virginia
Spotsylvania County, Virginia — crop-loss band
- 0.36Low end of the filed band
- 1.31Middle of the filed band
- 2.63High end of the filed band
- 2020Worst year filed (3.97)
- 10Years filed
Every year the Risk Management Agency has filed for Spotsylvania County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.36 at the low end to 2.63 at the high end, with 1.31 in the middle. The worst year filed is 2020, at 3.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $72,571 | $142,682 | $383,307 | 23 | 23 | 1.97 |
| 2016 | $4,569 | $2,918 | $28,530 | 3 | 3 | 0.64 |
| 2017 | $77,957 | $27,907 | $455,466 | 10 | 10 | 0.36 |
| 2018 | $87,042 | $228,772 | $523,728 | 28 | 28 | 2.63 |
| 2019 | $78,802 | $78,777 | $492,535 | 53 | 53 | 1.00 |
| 2020 | $115,627 | $459,164 | $907,055 | 31 | 31 | 3.97 |
| 2021 | $5,929 | $2,799 | $39,414 | 4 | 4 | 0.47 |
| 2022 | $28,404 | $37,219 | $233,765 | 9 | 9 | 1.31 |
| 2023 | $142,943 | $314,138 | $961,021 | 26 | 26 | 2.20 |
| 2024 | $259,357 | $488,144 | $1,618,576 | 41 | 41 | 1.88 |
Commodities insured in Spotsylvania County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 7 years filed
- 0.34Low end of the filed band
- 1.84Middle of the filed band
- 4.03High end of the filed band
- 2020Worst year filed (4.03)
- 7Years filed
- $458,412Premium filed
- $925,140Indemnity paid
- $2,940,613Liability insured
- 5,978Quantity planted
- 6,096Quantity lost
- 86Policies
- 86Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Spotsylvania County
- Drought $534,995 indemnity · 5 years
- Heat $259,333 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $48,262 indemnity · 4 years
- Decline in Price $30,025 indemnity · 4 years
- All Other Causes $26,175 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $17,022 indemnity · 2 years
Soybeans 10 years filed
- 0.47Low end of the filed band
- 1.81Middle of the filed band
- 2.69High end of the filed band
- 2023Worst year filed (2.73)
- 10Years filed
- $414,789Premium filed
- $857,380Indemnity paid
- $2,702,784Liability insured
- 8,083Quantity planted
- 7,520Quantity lost
- 142Policies
- 142Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Spotsylvania County
- Drought $485,887 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $111,857 indemnity · 5 years
- Decline in Price $104,375 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $97,177 indemnity · 4 years
- Wildlife $30,039 indemnity · 7 years
- XX $15,610 indemnity · 5 years
Every county-crop the agency files in Virginia → Buy the Spotsylvania County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.