Crop-loss band · Vermont
Chittenden County, Vermont — crop-loss band
- 2.01Low end of the filed band
- 2.53Middle of the filed band
- 3.35High end of the filed band
- 2023Worst year filed (4.97)
- 10Years filed
Every year the Risk Management Agency has filed for Chittenden County is in the series below, from 2015 to 2020. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.01 at the low end to 3.35 at the high end, with 2.53 in the middle. The worst year filed is 2023, at 4.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $117,039 | $343,816 | $872,975 | 20 | 20 | 2.94 |
| 2016 | $43,918 | $105,596 | $281,969 | 6 | 6 | 2.40 |
| 2017 | $67,018 | $215,646 | $431,009 | 23 | 23 | 3.22 |
| 2018 | $23,704 | $53,079 | $156,810 | 9 | 9 | 2.24 |
| 2019 | $49,331 | $124,980 | $248,814 | 18 | 18 | 2.53 |
| 2020 | $23,837 | $47,989 | $123,962 | 5 | 5 | 2.01 |
| 2021 | $12,623 | $31,222 | $52,308 | 3 | 3 | 2.47 |
| 2022 | $23,982 | $80,350 | $262,247 | 9 | 9 | 3.35 |
| 2023 | $108,665 | $540,006 | $1,157,291 | 33 | 33 | 4.97 |
| 2024 | $100,493 | $320,963 | $1,031,488 | 22 | 22 | 3.19 |
Commodities insured in Chittenden County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 8 years filed
- 2.17Low end of the filed band
- 3.35Middle of the filed band
- 9.70High end of the filed band
- 2018Worst year filed (9.70)
- 8Years filed
- $260,770Premium filed
- $1,010,818Indemnity paid
- $2,560,832Liability insured
- 6,488Quantity planted
- 3,906Quantity lost
- 74Policies
- 74Policies with a loss
- 3.88Loss ratio, whole span
Causes that carried the indemnity in Chittenden County
- Flood $396,458 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $345,245 indemnity · 4 years
- Drought $89,564 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $71,323 indemnity · 3 years
- Freeze $66,515 indemnity · 2 years
- Heat $41,713 indemnity · 4 years
Corn 6 years filed
- 1.81Low end of the filed band
- 2.35Middle of the filed band
- 3.22High end of the filed band
- 2017Worst year filed (3.22)
- 6Years filed
- $309,840Premium filed
- $852,829Indemnity paid
- $2,058,041Liability insured
- 4,927Quantity planted
- 4,931Quantity lost
- 74Policies
- 74Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in Chittenden County
- Excess Moisture/Precipitation/Rain $631,240 indemnity · 3 years
- Drought $172,856 indemnity · 5 years
- Flood $36,785 indemnity · 1 years
- Cold Wet Weather $9,257 indemnity · 1 years
- Decline in Price $2,691 indemnity · 2 years
Every county-crop the agency files in Vermont → Buy the Chittenden County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.