Crop-loss band · Washington
Adams County, Washington — crop-loss band
- 2.31Low end of the filed band
- 3.58Middle of the filed band
- 4.50High end of the filed band
- 2019Worst year filed (6.10)
- 10Years filed
Every year the Risk Management Agency has filed for Adams County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.31 at the low end to 4.50 at the high end, with 3.58 in the middle. The worst year filed is 2019, at 6.10. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,872,019 | $21,299,282 | $58,065,779 | 1,451 | 1,448 | 4.37 |
| 2016 | $578,843 | $1,618,917 | $6,301,146 | 133 | 133 | 2.80 |
| 2017 | $1,034,557 | $2,848,633 | $16,999,186 | 182 | 182 | 2.75 |
| 2018 | $1,252,337 | $4,795,630 | $15,927,463 | 142 | 142 | 3.83 |
| 2019 | $2,804,877 | $17,123,507 | $37,059,552 | 314 | 314 | 6.10 |
| 2020 | $3,641,052 | $15,157,427 | $48,366,631 | 358 | 357 | 4.16 |
| 2021 | $7,818,460 | $35,158,024 | $79,361,159 | 1,196 | 1,195 | 4.50 |
| 2022 | $10,683,706 | $24,690,874 | $78,722,951 | 732 | 731 | 2.31 |
| 2023 | $19,865,337 | $55,512,043 | $152,980,752 | 1,502 | 1,500 | 2.79 |
| 2024 | $15,406,109 | $55,159,785 | $128,373,306 | 1,633 | 1,633 | 3.58 |
Commodities insured in Adams County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.43Low end of the filed band
- 1.81Middle of the filed band
- 4.29High end of the filed band
- 2021Worst year filed (4.79)
- 10Years filed
- $48,563,805Premium filed
- $142,787,244Indemnity paid
- $383,867,197Liability insured
- 1,174,208Quantity planted
- 1,293,794Quantity lost
- 6,510Policies
- 6,504Policies with a loss
- 2.94Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $75,174,657 indemnity · 10 years
- Heat $22,375,148 indemnity · 10 years
- Decline in Price $10,030,772 indemnity · 10 years
- Frost $9,836,879 indemnity · 10 years
- Cold Winter $8,959,080 indemnity · 10 years
- Freeze $6,109,782 indemnity · 8 years
Whole Farm Revenue Protection 10 years filed
- 1.57Low end of the filed band
- 3.75Middle of the filed band
- 7.74High end of the filed band
- 2019Worst year filed (13.01)
- 10Years filed
- $9,248,825Premium filed
- $49,959,181Indemnity paid
- $144,258,604Liability insured
- 0Quantity planted
- 0Quantity lost
- 89Policies
- 89Policies with a loss
- 5.40Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Decline in Price $13,305,222 indemnity · 9 years
- Heat $12,103,889 indemnity · 7 years
- Freeze $8,105,334 indemnity · 4 years
- Cold Wet Weather $4,776,657 indemnity · 7 years
- Hail $4,442,797 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $2,206,435 indemnity · 1 years
Apples 10 years filed
- 0.75Low end of the filed band
- 5.59Middle of the filed band
- 5.91High end of the filed band
- 2022Worst year filed (8.22)
- 10Years filed
- $4,241,030Premium filed
- $23,593,893Indemnity paid
- $55,138,892Liability insured
- 4,036Quantity planted
- 4,028Quantity lost
- 85Policies
- 84Policies with a loss
- 5.56Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Hail $6,999,236 indemnity · 6 years
- Freeze $4,019,821 indemnity · 9 years
- Cold Winter $3,752,819 indemnity · 3 years
- Cold Wet Weather $2,715,425 indemnity · 5 years
- Heat $2,088,641 indemnity · 6 years
- Frost $1,311,279 indemnity · 3 years
Pasture,Rangeland,Forage 7 years filed
- 1.61Low end of the filed band
- 1.71Middle of the filed band
- 2.83High end of the filed band
- 2018Worst year filed (2.83)
- 7Years filed
- $2,993,613Premium filed
- $5,464,354Indemnity paid
- $12,078,289Liability insured
- 427,510Quantity planted
- 0Quantity lost
- 411Policies
- 411Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Adams County
- ARPI/SCO/STAX/MP Crops Only $5,464,354 indemnity · 7 years
Green Peas 9 years filed
- 1.24Low end of the filed band
- 4.78Middle of the filed band
- 16.63High end of the filed band
- 2016Worst year filed (16.63)
- 9Years filed
- $830,307Premium filed
- $3,703,244Indemnity paid
- $8,014,548Liability insured
- 8,632Quantity planted
- 8,632Quantity lost
- 31Policies
- 31Policies with a loss
- 4.46Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Heat $3,202,262 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $190,488 indemnity · 2 years
- Frost $158,747 indemnity · 1 years
- Wind/Excess Wind $83,928 indemnity · 1 years
- Cold Wet Weather $41,033 indemnity · 3 years
- Hot Wind $26,787 indemnity · 2 years
Cherries 7 years filed
- 2.79Low end of the filed band
- 4.63Middle of the filed band
- 8.13High end of the filed band
- 2022Worst year filed (8.13)
- 7Years filed
- $437,989Premium filed
- $2,426,412Indemnity paid
- $4,898,455Liability insured
- 943Quantity planted
- 943Quantity lost
- 30Policies
- 30Policies with a loss
- 5.54Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Cold Winter $716,752 indemnity · 3 years
- Decline in Price $555,369 indemnity · 3 years
- Frost $374,482 indemnity · 5 years
- Heat $244,339 indemnity · 3 years
- Wind/Excess Wind $205,758 indemnity · 2 years
- Cold Wet Weather $191,030 indemnity · 2 years
Canola 8 years filed
- 0.60Low end of the filed band
- 2.18Middle of the filed band
- 5.70High end of the filed band
- 2020Worst year filed (5.70)
- 8Years filed
- $617,439Premium filed
- $1,766,365Indemnity paid
- $4,423,766Liability insured
- 15,069Quantity planted
- 18,588Quantity lost
- 221Policies
- 220Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $737,252 indemnity · 7 years
- Heat $422,799 indemnity · 6 years
- Frost $256,820 indemnity · 3 years
- Cold Winter $178,665 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $62,211 indemnity · 3 years
- Freeze $36,507 indemnity · 4 years
Dry Peas 9 years filed
- 1.07Low end of the filed band
- 2.74Middle of the filed band
- 13.15High end of the filed band
- 2015Worst year filed (13.15)
- 9Years filed
- $367,356Premium filed
- $1,557,797Indemnity paid
- $4,068,645Liability insured
- 10,991Quantity planted
- 11,179Quantity lost
- 106Policies
- 106Policies with a loss
- 4.24Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Heat $577,429 indemnity · 6 years
- Drought $561,685 indemnity · 6 years
- Cold Wet Weather $94,539 indemnity · 1 years
- Plant Disease $82,578 indemnity · 1 years
- Frost $77,305 indemnity · 3 years
- Cold Winter $61,811 indemnity · 2 years
Hybrid Sweet Corn Seed 6 years filed
- 2.14Low end of the filed band
- 2.65Middle of the filed band
- 14.13High end of the filed band
- 2019Worst year filed (14.13)
- 6Years filed
- $385,298Premium filed
- $1,532,012Indemnity paid
- $4,411,663Liability insured
- 2,089Quantity planted
- 2,089Quantity lost
- 27Policies
- 27Policies with a loss
- 3.98Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Heat $1,197,457 indemnity · 5 years
- Freeze $323,448 indemnity · 1 years
- Hail $11,107 indemnity · 1 years
Apiculture 5 years filed
- 1.34Low end of the filed band
- 2.34Middle of the filed band
- 2.46High end of the filed band
- 2023Worst year filed (2.46)
- 5Years filed
- $271,634Premium filed
- $573,620Indemnity paid
- $997,866Liability insured
- 8,340Quantity planted
- 0Quantity lost
- 133Policies
- 133Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Adams County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $573,620 indemnity · 5 years
Every county-crop the agency files in Washington → Buy the Adams County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.