Crop-loss band · Washington
Franklin County, Washington — crop-loss band
- 2.80Low end of the filed band
- 3.81Middle of the filed band
- 5.38High end of the filed band
- 2015Worst year filed (6.92)
- 10Years filed
Every year the Risk Management Agency has filed for Franklin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.80 at the low end to 5.38 at the high end, with 3.81 in the middle. The worst year filed is 2015, at 6.92. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,851,964 | $12,822,821 | $28,681,975 | 370 | 366 | 6.92 |
| 2016 | $2,136,329 | $11,483,451 | $36,204,622 | 141 | 141 | 5.38 |
| 2017 | $1,648,437 | $6,193,487 | $29,320,973 | 99 | 98 | 3.76 |
| 2018 | $2,436,254 | $10,573,759 | $39,639,273 | 110 | 110 | 4.34 |
| 2019 | $2,919,024 | $10,753,164 | $41,406,589 | 171 | 169 | 3.68 |
| 2020 | $3,474,294 | $9,710,814 | $48,394,277 | 206 | 201 | 2.80 |
| 2021 | $3,844,891 | $19,224,647 | $43,817,469 | 399 | 398 | 5.00 |
| 2022 | $3,393,873 | $10,886,015 | $40,958,577 | 251 | 251 | 3.21 |
| 2023 | $8,071,875 | $30,756,568 | $76,002,940 | 438 | 438 | 3.81 |
| 2024 | $8,761,334 | $38,558,970 | $111,046,049 | 525 | 525 | 4.40 |
Commodities insured in Franklin County
9 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Whole Farm Revenue Protection 10 years filed
- 1.17Low end of the filed band
- 3.99Middle of the filed band
- 7.05High end of the filed band
- 2015Worst year filed (9.13)
- 10Years filed
- $14,211,538Premium filed
- $62,494,035Indemnity paid
- $263,165,603Liability insured
- 0Quantity planted
- 0Quantity lost
- 180Policies
- 180Policies with a loss
- 4.40Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Decline in Price $22,960,214 indemnity · 9 years
- Heat $22,676,229 indemnity · 9 years
- Freeze $6,264,085 indemnity · 8 years
- Cold Wet Weather $3,049,394 indemnity · 5 years
- Hail $2,513,649 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,743,121 indemnity · 2 years
Wheat 10 years filed
- 1.28Low end of the filed band
- 2.07Middle of the filed band
- 5.47High end of the filed band
- 2015Worst year filed (5.75)
- 10Years filed
- $10,769,007Premium filed
- $36,152,785Indemnity paid
- $73,638,063Liability insured
- 287,311Quantity planted
- 314,424Quantity lost
- 1,157Policies
- 1,147Policies with a loss
- 3.36Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Drought $25,835,728 indemnity · 10 years
- Heat $4,369,492 indemnity · 9 years
- Cold Winter $2,623,893 indemnity · 8 years
- Freeze $1,906,931 indemnity · 9 years
- Decline in Price $617,298 indemnity · 6 years
- Cold Wet Weather $182,683 indemnity · 5 years
Apples 10 years filed
- 2.82Low end of the filed band
- 5.39Middle of the filed band
- 9.76High end of the filed band
- 2015Worst year filed (9.94)
- 10Years filed
- $3,777,113Premium filed
- $27,180,667Indemnity paid
- $68,376,094Liability insured
- 4,710Quantity planted
- 4,585Quantity lost
- 207Policies
- 204Policies with a loss
- 7.20Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Freeze $7,529,085 indemnity · 8 years
- Heat $5,116,293 indemnity · 10 years
- Cold Wet Weather $4,174,385 indemnity · 6 years
- Frost $3,118,795 indemnity · 8 years
- Cold Winter $2,397,280 indemnity · 5 years
- Hail $1,990,365 indemnity · 3 years
Cherries 10 years filed
- 2.59Low end of the filed band
- 3.42Middle of the filed band
- 4.18High end of the filed band
- 2023Worst year filed (5.21)
- 10Years filed
- $5,888,278Premium filed
- $22,095,415Indemnity paid
- $59,755,975Liability insured
- 8,432Quantity planted
- 8,431Quantity lost
- 409Policies
- 409Policies with a loss
- 3.75Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Heat $7,122,920 indemnity · 8 years
- Freeze $4,259,915 indemnity · 8 years
- Frost $3,611,504 indemnity · 10 years
- Decline in Price $2,459,452 indemnity · 7 years
- Cold Winter $1,465,652 indemnity · 5 years
- Wind/Excess Wind $1,364,837 indemnity · 9 years
Green Peas 10 years filed
- 2.12Low end of the filed band
- 4.12Middle of the filed band
- 5.56High end of the filed band
- 2022Worst year filed (7.91)
- 10Years filed
- $733,295Premium filed
- $3,170,279Indemnity paid
- $10,448,983Liability insured
- 13,518Quantity planted
- 13,523Quantity lost
- 74Policies
- 74Policies with a loss
- 4.32Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Heat $1,910,379 indemnity · 9 years
- Cold Wet Weather $541,116 indemnity · 5 years
- Freeze $328,805 indemnity · 1 years
- Frost $303,154 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $82,441 indemnity · 2 years
- Hail $4,384 indemnity · 1 years
Pasture,Rangeland,Forage 6 years filed
- 1.59Low end of the filed band
- 1.83Middle of the filed band
- 2.75High end of the filed band
- 2019Worst year filed (2.75)
- 6Years filed
- $1,488,231Premium filed
- $2,851,156Indemnity paid
- $5,204,282Liability insured
- 172,179Quantity planted
- 0Quantity lost
- 318Policies
- 318Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- ARPI/SCO/STAX/MP Crops Only $2,851,156 indemnity · 6 years
Grapes 9 years filed
- 1.54Low end of the filed band
- 4.76Middle of the filed band
- 15.63High end of the filed band
- 2019Worst year filed (15.63)
- 9Years filed
- $560,893Premium filed
- $2,818,696Indemnity paid
- $7,267,212Liability insured
- 2,119Quantity planted
- 2,124Quantity lost
- 80Policies
- 80Policies with a loss
- 5.03Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Freeze $1,164,695 indemnity · 6 years
- Heat $943,257 indemnity · 5 years
- Frost $448,853 indemnity · 4 years
- Cold Wet Weather $141,861 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $48,197 indemnity · 1 years
- Fire $42,140 indemnity · 1 years
Potatoes 6 years filed
- 1.93Low end of the filed band
- 7.50Middle of the filed band
- 50.16High end of the filed band
- 2021Worst year filed (50.16)
- 6Years filed
- $272,211Premium filed
- $2,683,269Indemnity paid
- $4,477,501Liability insured
- 1,216Quantity planted
- 1,216Quantity lost
- 9Policies
- 9Policies with a loss
- 9.86Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Heat $2,003,252 indemnity · 3 years
- Insects $624,318 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $30,536 indemnity · 1 years
- Freeze $25,164 indemnity · 1 years
Apiculture 7 years filed
- 1.54Low end of the filed band
- 2.00Middle of the filed band
- 2.50High end of the filed band
- 2019Worst year filed (2.50)
- 7Years filed
- $837,709Premium filed
- $1,517,394Indemnity paid
- $3,139,030Liability insured
- 26,477Quantity planted
- 0Quantity lost
- 276Policies
- 276Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- ARPI/SCO/STAX/MP Crops Only $1,517,394 indemnity · 7 years
Every county-crop the agency files in Washington → Buy the Franklin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.