Crop-loss band · Washington
Garfield County, Washington — crop-loss band
- 1.62Low end of the filed band
- 1.96Middle of the filed band
- 3.04High end of the filed band
- 2021Worst year filed (6.23)
- 10Years filed
Every year the Risk Management Agency has filed for Garfield County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.62 at the low end to 3.04 at the high end, with 1.96 in the middle. The worst year filed is 2021, at 6.23. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $822,730 | $2,503,287 | $13,209,380 | 495 | 495 | 3.04 |
| 2016 | $173,304 | $315,961 | $2,334,287 | 101 | 101 | 1.82 |
| 2017 | $70,779 | $200,340 | $1,112,677 | 95 | 95 | 2.83 |
| 2018 | $91,622 | $179,288 | $707,679 | 17 | 17 | 1.96 |
| 2019 | $1,087,750 | $2,508,628 | $15,374,324 | 295 | 295 | 2.31 |
| 2020 | $109,153 | $218,534 | $623,425 | 24 | 24 | 2.00 |
| 2021 | $1,696,300 | $10,565,992 | $28,386,549 | 448 | 448 | 6.23 |
| 2022 | $431,702 | $699,966 | $3,678,464 | 50 | 50 | 1.62 |
| 2023 | $4,035,006 | $7,507,890 | $37,409,732 | 426 | 426 | 1.86 |
| 2024 | $2,200,464 | $4,308,708 | $23,417,283 | 500 | 500 | 1.96 |
Commodities insured in Garfield County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.44Low end of the filed band
- 2.02Middle of the filed band
- 3.05High end of the filed band
- 2021Worst year filed (6.70)
- 10Years filed
- $9,352,098Premium filed
- $26,252,024Indemnity paid
- $117,173,564Liability insured
- 288,021Quantity planted
- 291,624Quantity lost
- 2,087Policies
- 2,087Policies with a loss
- 2.81Loss ratio, whole span
Causes that carried the indemnity in Garfield County
- Drought $15,236,438 indemnity · 9 years
- Heat $5,680,129 indemnity · 8 years
- Decline in Price $3,468,540 indemnity · 6 years
- Fire $446,893 indemnity · 2 years
- Cold Winter $441,034 indemnity · 5 years
- Cold Wet Weather $325,107 indemnity · 4 years
Pasture,Rangeland,Forage 7 years filed
- 0.86Low end of the filed band
- 1.38Middle of the filed band
- 2.59High end of the filed band
- 2021Worst year filed (2.59)
- 7Years filed
- $962,599Premium filed
- $1,504,676Indemnity paid
- $4,626,834Liability insured
- 124,227Quantity planted
- 0Quantity lost
- 191Policies
- 191Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Garfield County
- ARPI/SCO/STAX/MP Crops Only $1,504,676 indemnity · 7 years
Canola 7 years filed
- 0.65Low end of the filed band
- 2.46Middle of the filed band
- 4.84High end of the filed band
- 2021Worst year filed (4.84)
- 7Years filed
- $404,113Premium filed
- $1,251,894Indemnity paid
- $4,453,402Liability insured
- 13,587Quantity planted
- 13,602Quantity lost
- 173Policies
- 173Policies with a loss
- 3.10Loss ratio, whole span
Causes that carried the indemnity in Garfield County
- Drought $662,805 indemnity · 4 years
- Heat $315,846 indemnity · 5 years
- Hail $152,997 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $101,028 indemnity · 2 years
- Freeze $12,365 indemnity · 2 years
- Fire $3,627 indemnity · 1 years
Every county-crop the agency files in Washington → Buy the Garfield County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.