Crop-loss band · Washington
Lincoln County, Washington — crop-loss band
- 1.88Low end of the filed band
- 2.34Middle of the filed band
- 4.88High end of the filed band
- 2021Worst year filed (6.69)
- 10Years filed
Every year the Risk Management Agency has filed for Lincoln County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.88 at the low end to 4.88 at the high end, with 2.34 in the middle. The worst year filed is 2021, at 6.69. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $5,575,752 | $27,196,234 | $93,088,779 | 1,906 | 1,906 | 4.88 |
| 2016 | $1,116,167 | $3,627,682 | $15,141,331 | 560 | 560 | 3.25 |
| 2017 | $913,529 | $2,957,197 | $10,919,922 | 501 | 501 | 3.24 |
| 2018 | $743,845 | $1,606,884 | $7,889,864 | 307 | 304 | 2.16 |
| 2019 | $2,227,207 | $5,205,156 | $25,628,969 | 670 | 670 | 2.34 |
| 2020 | $738,137 | $1,386,999 | $7,139,541 | 272 | 271 | 1.88 |
| 2021 | $7,411,788 | $49,571,933 | $107,670,781 | 1,841 | 1,841 | 6.69 |
| 2022 | $5,560,637 | $12,110,263 | $46,382,998 | 787 | 787 | 2.18 |
| 2023 | $16,861,026 | $35,717,546 | $136,474,827 | 1,865 | 1,865 | 2.12 |
| 2024 | $11,878,661 | $34,617,074 | $117,014,334 | 1,966 | 1,966 | 2.91 |
Commodities insured in Lincoln County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.80Low end of the filed band
- 2.36Middle of the filed band
- 4.85High end of the filed band
- 2021Worst year filed (6.96)
- 10Years filed
- $47,199,966Premium filed
- $157,249,592Indemnity paid
- $521,079,102Liability insured
- 1,480,500Quantity planted
- 1,525,724Quantity lost
- 8,978Policies
- 8,974Policies with a loss
- 3.33Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $81,859,871 indemnity · 10 years
- Heat $23,257,442 indemnity · 10 years
- Decline in Price $18,846,627 indemnity · 10 years
- Frost $11,331,832 indemnity · 10 years
- Freeze $7,777,027 indemnity · 9 years
- Cold Winter $5,771,091 indemnity · 10 years
Canola 10 years filed
- 1.60Low end of the filed band
- 2.56Middle of the filed band
- 4.85High end of the filed band
- 2016Worst year filed (5.57)
- 10Years filed
- $1,960,185Premium filed
- $5,362,350Indemnity paid
- $17,530,369Liability insured
- 55,158Quantity planted
- 56,982Quantity lost
- 699Policies
- 699Policies with a loss
- 2.74Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $2,483,804 indemnity · 9 years
- Heat $910,646 indemnity · 9 years
- Frost $885,477 indemnity · 8 years
- Decline in Price $273,066 indemnity · 4 years
- Freeze $256,745 indemnity · 6 years
- Cold Wet Weather $158,104 indemnity · 7 years
Pasture,Rangeland,Forage 7 years filed
- 1.59Low end of the filed band
- 1.83Middle of the filed band
- 2.56High end of the filed band
- 2021Worst year filed (2.56)
- 7Years filed
- $2,336,518Premium filed
- $4,281,825Indemnity paid
- $9,190,860Liability insured
- 295,942Quantity planted
- 0Quantity lost
- 326Policies
- 326Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- ARPI/SCO/STAX/MP Crops Only $4,281,825 indemnity · 7 years
Barley 10 years filed
- 1.75Low end of the filed band
- 2.76Middle of the filed band
- 5.67High end of the filed band
- 2021Worst year filed (6.84)
- 10Years filed
- $658,193Premium filed
- $2,541,200Indemnity paid
- $5,896,942Liability insured
- 31,461Quantity planted
- 31,461Quantity lost
- 488Policies
- 488Policies with a loss
- 3.86Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $1,407,032 indemnity · 9 years
- Heat $524,499 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $245,202 indemnity · 4 years
- Decline in Price $160,559 indemnity · 7 years
- Frost $111,827 indemnity · 6 years
- Cold Wet Weather $39,510 indemnity · 2 years
Potatoes 7 years filed
- 1.26Low end of the filed band
- 6.42Middle of the filed band
- 38.53High end of the filed band
- 2024Worst year filed (38.53)
- 7Years filed
- $288,019Premium filed
- $2,161,802Indemnity paid
- $5,611,774Liability insured
- 1,257Quantity planted
- 1,257Quantity lost
- 18Policies
- 18Policies with a loss
- 7.51Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Heat $1,543,409 indemnity · 6 years
- Frost $389,147 indemnity · 1 years
- Plant Disease $147,250 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $81,182 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $814 indemnity · 1 years
All Other Crops 7 years filed
- 0.63Low end of the filed band
- 3.04Middle of the filed band
- 9.58High end of the filed band
- 2021Worst year filed (9.58)
- 7Years filed
- $317,760Premium filed
- $1,244,481Indemnity paid
- $4,877,087Liability insured
- 6,761Quantity planted
- 2,221Quantity lost
- 39Policies
- 39Policies with a loss
- 3.92Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Heat $710,392 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $168,153 indemnity · 4 years
- Wind/Excess Wind $135,079 indemnity · 1 years
- Frost $133,515 indemnity · 1 years
- Cold Wet Weather $51,298 indemnity · 1 years
- Freeze $46,044 indemnity · 1 years
Dry Peas 8 years filed
- 2.67Low end of the filed band
- 3.92Middle of the filed band
- 5.63High end of the filed band
- 2024Worst year filed (5.63)
- 8Years filed
- $266,108Premium filed
- $1,155,718Indemnity paid
- $3,165,211Liability insured
- 9,914Quantity planted
- 9,949Quantity lost
- 127Policies
- 127Policies with a loss
- 4.34Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Drought $497,216 indemnity · 7 years
- Heat $289,796 indemnity · 5 years
- Freeze $85,266 indemnity · 3 years
- Decline in Price $70,288 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $69,549 indemnity · 2 years
- Plant Disease $64,880 indemnity · 1 years
Every county-crop the agency files in Washington → Buy the Lincoln County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.