Crop-loss band · Washington
Okanogan County, Washington — crop-loss band
- 3.41Low end of the filed band
- 4.25Middle of the filed band
- 6.37High end of the filed band
- 2019Worst year filed (6.68)
- 10Years filed
Every year the Risk Management Agency has filed for Okanogan County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 3.41 at the low end to 6.37 at the high end, with 4.25 in the middle. The worst year filed is 2019, at 6.68. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,258,955 | $7,283,004 | $26,459,284 | 141 | 141 | 5.79 |
| 2016 | $1,773,062 | $7,280,951 | $36,239,585 | 230 | 230 | 4.11 |
| 2017 | $3,105,709 | $12,435,807 | $52,335,465 | 222 | 222 | 4.00 |
| 2018 | $3,066,589 | $19,525,576 | $69,788,586 | 185 | 185 | 6.37 |
| 2019 | $4,076,253 | $27,246,323 | $76,701,300 | 371 | 370 | 6.68 |
| 2020 | $5,185,650 | $22,303,855 | $59,134,936 | 411 | 409 | 4.30 |
| 2021 | $7,449,769 | $25,393,082 | $74,905,116 | 527 | 527 | 3.41 |
| 2022 | $6,941,387 | $32,997,286 | $76,378,081 | 390 | 390 | 4.75 |
| 2023 | $12,060,658 | $51,229,856 | $113,530,715 | 677 | 677 | 4.25 |
| 2024 | $12,121,171 | $48,127,214 | $100,840,014 | 589 | 589 | 3.97 |
Commodities insured in Okanogan County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Whole Farm Revenue Protection 10 years filed
- 2.73Low end of the filed band
- 5.58Middle of the filed band
- 7.68High end of the filed band
- 2019Worst year filed (8.71)
- 10Years filed
- $17,472,466Premium filed
- $102,477,799Indemnity paid
- $349,884,809Liability insured
- 0Quantity planted
- 0Quantity lost
- 622Policies
- 622Policies with a loss
- 5.87Loss ratio, whole span
Causes that carried the indemnity in Okanogan County
- Decline in Price $44,286,676 indemnity · 10 years
- Frost $15,971,376 indemnity · 8 years
- Cold Wet Weather $8,782,016 indemnity · 8 years
- Freeze $8,449,561 indemnity · 8 years
- Hail $8,036,273 indemnity · 8 years
- Cold Winter $7,389,155 indemnity · 6 years
Cherries 10 years filed
- 2.02Low end of the filed band
- 3.13Middle of the filed band
- 4.82High end of the filed band
- 2023Worst year filed (6.26)
- 10Years filed
- $14,089,291Premium filed
- $56,181,192Indemnity paid
- $134,855,091Liability insured
- 12,000Quantity planted
- 11,997Quantity lost
- 1,453Policies
- 1,453Policies with a loss
- 3.99Loss ratio, whole span
Causes that carried the indemnity in Okanogan County
- Freeze $18,422,077 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $9,426,062 indemnity · 10 years
- Decline in Price $9,164,448 indemnity · 7 years
- Heat $8,104,515 indemnity · 8 years
- Frost $3,424,932 indemnity · 9 years
- Cold Wet Weather $2,463,054 indemnity · 9 years
Apples 10 years filed
- 2.61Low end of the filed band
- 6.29Middle of the filed band
- 10.86High end of the filed band
- 2022Worst year filed (11.01)
- 10Years filed
- $5,602,483Premium filed
- $48,344,007Indemnity paid
- $89,585,948Liability insured
- 7,264Quantity planted
- 7,227Quantity lost
- 537Policies
- 536Policies with a loss
- 8.63Loss ratio, whole span
Causes that carried the indemnity in Okanogan County
- Cold Winter $12,617,309 indemnity · 9 years
- Frost $10,077,428 indemnity · 9 years
- Freeze $9,439,615 indemnity · 7 years
- Cold Wet Weather $7,361,001 indemnity · 9 years
- Hail $3,931,827 indemnity · 10 years
- Heat $2,484,348 indemnity · 10 years
Pasture,Rangeland,Forage 6 years filed
- 1.22Low end of the filed band
- 1.91Middle of the filed band
- 2.93High end of the filed band
- 2019Worst year filed (2.93)
- 6Years filed
- $17,314,328Premium filed
- $30,302,086Indemnity paid
- $69,501,674Liability insured
- 2,187,198Quantity planted
- 0Quantity lost
- 651Policies
- 651Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in Okanogan County
- ARPI/SCO/STAX/MP Crops Only $30,302,086 indemnity · 6 years
Pears 10 years filed
- 3.27Low end of the filed band
- 8.08Middle of the filed band
- 10.56High end of the filed band
- 2019Worst year filed (16.03)
- 10Years filed
- $1,728,182Premium filed
- $13,605,262Indemnity paid
- $33,811,704Liability insured
- 3,766Quantity planted
- 3,765Quantity lost
- 344Policies
- 344Policies with a loss
- 7.87Loss ratio, whole span
Causes that carried the indemnity in Okanogan County
- Freeze $4,478,394 indemnity · 8 years
- Frost $2,905,510 indemnity · 9 years
- Cold Winter $2,801,539 indemnity · 7 years
- Cold Wet Weather $1,603,345 indemnity · 8 years
- Hail $522,762 indemnity · 8 years
- Heat $428,872 indemnity · 7 years
Wheat 10 years filed
- 1.22Low end of the filed band
- 2.90Middle of the filed band
- 4.05High end of the filed band
- 2021Worst year filed (6.24)
- 10Years filed
- $832,452Premium filed
- $2,912,608Indemnity paid
- $8,673,856Liability insured
- 41,240Quantity planted
- 41,994Quantity lost
- 136Policies
- 134Policies with a loss
- 3.50Loss ratio, whole span
Causes that carried the indemnity in Okanogan County
- Drought $1,430,448 indemnity · 10 years
- Decline in Price $637,231 indemnity · 9 years
- Cold Wet Weather $446,857 indemnity · 4 years
- Heat $159,024 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $144,753 indemnity · 4 years
- Freeze $79,978 indemnity · 3 years
Every county-crop the agency files in Washington → Buy the Okanogan County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.