Crop-loss band · Washington
Yakima County, Washington — crop-loss band
- 3.96Low end of the filed band
- 4.47Middle of the filed band
- 5.20High end of the filed band
- 2019Worst year filed (5.40)
- 10Years filed
Every year the Risk Management Agency has filed for Yakima County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 3.96 at the low end to 5.20 at the high end, with 4.47 in the middle. The worst year filed is 2019, at 5.40. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,965,963 | $18,274,074 | $65,774,823 | 349 | 347 | 4.61 |
| 2016 | $3,133,138 | $16,275,768 | $60,537,183 | 322 | 321 | 5.19 |
| 2017 | $5,577,305 | $24,793,912 | $92,400,989 | 412 | 410 | 4.45 |
| 2018 | $4,827,064 | $21,581,817 | $79,901,618 | 275 | 273 | 4.47 |
| 2019 | $6,905,479 | $37,291,561 | $117,683,632 | 457 | 450 | 5.40 |
| 2020 | $6,114,518 | $26,431,270 | $66,946,638 | 543 | 538 | 4.32 |
| 2021 | $6,465,705 | $27,108,533 | $78,730,124 | 612 | 608 | 4.19 |
| 2022 | $11,425,016 | $59,393,351 | $161,437,599 | 674 | 674 | 5.20 |
| 2023 | $22,244,173 | $109,192,680 | $292,011,928 | 719 | 719 | 4.91 |
| 2024 | $23,796,118 | $94,167,913 | $278,548,718 | 716 | 716 | 3.96 |
Commodities insured in Yakima County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Whole Farm Revenue Protection 10 years filed
- 3.12Low end of the filed band
- 5.60Middle of the filed band
- 6.36High end of the filed band
- 2016Worst year filed (6.63)
- 10Years filed
- $45,327,555Premium filed
- $217,687,400Indemnity paid
- $759,239,065Liability insured
- 0Quantity planted
- 0Quantity lost
- 672Policies
- 672Policies with a loss
- 4.80Loss ratio, whole span
Causes that carried the indemnity in Yakima County
- Decline in Price $72,401,326 indemnity · 10 years
- Heat $66,896,837 indemnity · 10 years
- Freeze $25,324,019 indemnity · 8 years
- Cold Wet Weather $12,932,027 indemnity · 8 years
- Frost $11,595,434 indemnity · 9 years
- Wind/Excess Wind $9,571,680 indemnity · 7 years
Apples 10 years filed
- 3.65Low end of the filed band
- 5.51Middle of the filed band
- 7.59High end of the filed band
- 2022Worst year filed (8.18)
- 10Years filed
- $16,917,941Premium filed
- $112,355,618Indemnity paid
- $274,619,007Liability insured
- 22,010Quantity planted
- 22,021Quantity lost
- 1,051Policies
- 1,038Policies with a loss
- 6.64Loss ratio, whole span
Causes that carried the indemnity in Yakima County
- Freeze $40,474,329 indemnity · 10 years
- Frost $24,895,709 indemnity · 10 years
- Heat $20,836,064 indemnity · 10 years
- Cold Wet Weather $11,134,134 indemnity · 9 years
- Cold Winter $6,180,997 indemnity · 7 years
- Wind/Excess Wind $3,876,626 indemnity · 9 years
Cherries 10 years filed
- 2.33Low end of the filed band
- 3.03Middle of the filed band
- 4.78High end of the filed band
- 2022Worst year filed (5.24)
- 10Years filed
- $14,541,502Premium filed
- $59,276,708Indemnity paid
- $155,255,916Liability insured
- 20,405Quantity planted
- 20,405Quantity lost
- 1,741Policies
- 1,734Policies with a loss
- 4.08Loss ratio, whole span
Causes that carried the indemnity in Yakima County
- Heat $22,644,998 indemnity · 9 years
- Freeze $11,686,473 indemnity · 10 years
- Frost $9,064,898 indemnity · 10 years
- Cold Wet Weather $6,032,221 indemnity · 10 years
- Decline in Price $5,686,435 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,538,303 indemnity · 10 years
Pasture,Rangeland,Forage 7 years filed
- 1.14Low end of the filed band
- 2.02Middle of the filed band
- 2.30High end of the filed band
- 2018Worst year filed (2.30)
- 7Years filed
- $12,328,846Premium filed
- $21,409,979Indemnity paid
- $41,152,630Liability insured
- 1,216,662Quantity planted
- 0Quantity lost
- 559Policies
- 559Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Yakima County
- ARPI/SCO/STAX/MP Crops Only $21,409,979 indemnity · 7 years
Grapes 10 years filed
- 2.09Low end of the filed band
- 4.08Middle of the filed band
- 10.88High end of the filed band
- 2019Worst year filed (10.98)
- 10Years filed
- $1,588,835Premium filed
- $8,296,630Indemnity paid
- $23,582,925Liability insured
- 9,553Quantity planted
- 9,601Quantity lost
- 240Policies
- 239Policies with a loss
- 5.22Loss ratio, whole span
Causes that carried the indemnity in Yakima County
- Heat $3,362,743 indemnity · 7 years
- Freeze $2,239,370 indemnity · 10 years
- Cold Winter $1,304,160 indemnity · 4 years
- Frost $540,067 indemnity · 8 years
- Hot Wind $274,551 indemnity · 2 years
- Cold Wet Weather $245,541 indemnity · 7 years
Pears 10 years filed
- 4.86Low end of the filed band
- 9.46Middle of the filed band
- 15.56High end of the filed band
- 2018Worst year filed (15.57)
- 10Years filed
- $739,980Premium filed
- $7,943,876Indemnity paid
- $24,286,476Liability insured
- 2,666Quantity planted
- 2,666Quantity lost
- 349Policies
- 347Policies with a loss
- 10.74Loss ratio, whole span
Causes that carried the indemnity in Yakima County
- Freeze $2,446,018 indemnity · 10 years
- Frost $1,563,921 indemnity · 9 years
- Cold Wet Weather $1,352,047 indemnity · 7 years
- Heat $850,545 indemnity · 8 years
- Cold Winter $756,746 indemnity · 6 years
- Failure of Irrigation Supply $546,023 indemnity · 2 years
Wheat 10 years filed
- 0.97Low end of the filed band
- 2.52Middle of the filed band
- 5.08High end of the filed band
- 2021Worst year filed (7.65)
- 10Years filed
- $755,881Premium filed
- $2,488,855Indemnity paid
- $6,054,841Liability insured
- 40,782Quantity planted
- 41,094Quantity lost
- 166Policies
- 166Policies with a loss
- 3.29Loss ratio, whole span
Causes that carried the indemnity in Yakima County
- Drought $1,719,585 indemnity · 8 years
- Heat $364,151 indemnity · 7 years
- Decline in Price $235,288 indemnity · 8 years
- Cold Wet Weather $39,966 indemnity · 4 years
- Frost $39,948 indemnity · 2 years
- XX $37,532 indemnity · 4 years
All Other Crops 6 years filed
- 1.28Low end of the filed band
- 2.49Middle of the filed band
- 35.90High end of the filed band
- 2020Worst year filed (35.90)
- 6Years filed
- $1,077,526Premium filed
- $1,830,524Indemnity paid
- $4,269,348Liability insured
- 116,286Quantity planted
- 247Quantity lost
- 17Policies
- 17Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Yakima County
- ARPI/SCO/STAX/MP Crops Only $1,557,562 indemnity · 2 years
- Freeze $179,883 indemnity · 3 years
- Frost $67,708 indemnity · 1 years
- Heat $22,405 indemnity · 2 years
- Cold Wet Weather $2,966 indemnity · 1 years
Fresh Apricots 8 years filed
- 3.44Low end of the filed band
- 4.20Middle of the filed band
- 7.91High end of the filed band
- 2021Worst year filed (7.91)
- 8Years filed
- $384,965Premium filed
- $1,780,571Indemnity paid
- $2,941,536Liability insured
- 499Quantity planted
- 502Quantity lost
- 76Policies
- 76Policies with a loss
- 4.63Loss ratio, whole span
Causes that carried the indemnity in Yakima County
- Freeze $1,230,673 indemnity · 5 years
- Frost $259,923 indemnity · 5 years
- Cold Wet Weather $167,005 indemnity · 3 years
- Cold Winter $81,563 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $29,667 indemnity · 2 years
- Wind/Excess Wind $5,074 indemnity · 2 years
Apiculture 7 years filed
- 1.03Low end of the filed band
- 1.90Middle of the filed band
- 2.65High end of the filed band
- 2021Worst year filed (2.65)
- 7Years filed
- $791,446Premium filed
- $1,440,718Indemnity paid
- $2,571,508Liability insured
- 21,378Quantity planted
- 0Quantity lost
- 208Policies
- 208Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Yakima County
- ARPI/SCO/STAX/MP Crops Only $1,440,718 indemnity · 7 years
Every county-crop the agency files in Washington → Buy the Yakima County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.