Crop-loss band · Wisconsin
Eau Claire County, Wisconsin — crop-loss band
- 1.51Low end of the filed band
- 1.98Middle of the filed band
- 3.16High end of the filed band
- 2021Worst year filed (4.14)
- 10Years filed
Every year the Risk Management Agency has filed for Eau Claire County is in the series below, from 2017 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.51 at the low end to 3.16 at the high end, with 1.98 in the middle. The worst year filed is 2021, at 4.14. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $267,908 | $413,447 | $1,706,981 | 66 | 66 | 1.54 |
| 2016 | $93,709 | $233,570 | $669,721 | 36 | 35 | 2.49 |
| 2017 | $374,243 | $564,218 | $3,116,816 | 108 | 108 | 1.51 |
| 2018 | $676,726 | $1,204,018 | $5,474,319 | 148 | 148 | 1.78 |
| 2019 | $503,486 | $1,510,876 | $3,754,526 | 181 | 181 | 3.00 |
| 2020 | $515,454 | $1,628,253 | $2,556,035 | 66 | 66 | 3.16 |
| 2021 | $342,603 | $1,418,829 | $1,711,307 | 49 | 49 | 4.14 |
| 2022 | $891,920 | $2,015,142 | $5,315,413 | 111 | 111 | 2.26 |
| 2023 | $1,571,257 | $2,519,852 | $10,213,822 | 166 | 166 | 1.60 |
| 2024 | $1,318,882 | $2,616,939 | $8,055,347 | 232 | 232 | 1.98 |
Commodities insured in Eau Claire County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Apples 8 years filed
- 2.28Low end of the filed band
- 3.20Middle of the filed band
- 6.36High end of the filed band
- 2021Worst year filed (6.36)
- 8Years filed
- $1,530,624Premium filed
- $5,566,761Indemnity paid
- $5,471,521Liability insured
- 300Quantity planted
- 330Quantity lost
- 30Policies
- 30Policies with a loss
- 3.64Loss ratio, whole span
Causes that carried the indemnity in Eau Claire County
- Frost $1,488,979 indemnity · 3 years
- Freeze $1,074,631 indemnity · 1 years
- Heat $1,068,366 indemnity · 2 years
- Cold Wet Weather $930,936 indemnity · 1 years
- Hail $423,682 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $322,039 indemnity · 3 years
Corn 10 years filed
- 0.98Low end of the filed band
- 1.66Middle of the filed band
- 3.19High end of the filed band
- 2020Worst year filed (3.24)
- 10Years filed
- $2,763,626Premium filed
- $4,726,893Indemnity paid
- $20,804,035Liability insured
- 38,306Quantity planted
- 37,982Quantity lost
- 602Policies
- 601Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Eau Claire County
- Excess Moisture/Precipitation/Rain $2,232,375 indemnity · 9 years
- Drought $1,448,850 indemnity · 9 years
- Decline in Price $345,944 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $267,400 indemnity · 2 years
- Cold Wet Weather $255,449 indemnity · 6 years
- Wind/Excess Wind $47,209 indemnity · 1 years
Soybeans 10 years filed
- 0.74Low end of the filed band
- 1.54Middle of the filed band
- 2.30High end of the filed band
- 2019Worst year filed (2.77)
- 10Years filed
- $2,261,937Premium filed
- $3,831,490Indemnity paid
- $16,298,731Liability insured
- 42,539Quantity planted
- 41,996Quantity lost
- 531Policies
- 531Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Eau Claire County
- Drought $1,598,819 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,312,808 indemnity · 9 years
- Decline in Price $385,269 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $230,903 indemnity · 2 years
- Heat $86,049 indemnity · 3 years
- Cold Wet Weather $83,548 indemnity · 6 years
Every county-crop the agency files in Wisconsin → Buy the Eau Claire County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.