Crop-loss band · Wisconsin
Fond du Lac County, Wisconsin — crop-loss band
- 1.68Low end of the filed band
- 2.90Middle of the filed band
- 5.03High end of the filed band
- 2016Worst year filed (5.28)
- 10Years filed
Every year the Risk Management Agency has filed for Fond du Lac County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.68 at the low end to 5.03 at the high end, with 2.90 in the middle. The worst year filed is 2016, at 5.28. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $103,031 | $298,703 | $772,243 | 73 | 73 | 2.90 |
| 2016 | $68,606 | $362,442 | $554,277 | 37 | 37 | 5.28 |
| 2017 | $490,399 | $1,656,737 | $3,654,408 | 216 | 216 | 3.38 |
| 2018 | $352,740 | $1,241,250 | $3,243,905 | 225 | 224 | 3.52 |
| 2019 | $1,304,834 | $6,557,253 | $9,208,377 | 443 | 443 | 5.03 |
| 2020 | $316,232 | $749,859 | $3,296,768 | 112 | 112 | 2.37 |
| 2021 | $135,112 | $510,207 | $1,504,627 | 62 | 62 | 3.78 |
| 2022 | $386,562 | $760,838 | $3,891,067 | 68 | 68 | 1.97 |
| 2023 | $302,416 | $507,401 | $2,776,220 | 97 | 97 | 1.68 |
| 2024 | $1,795,872 | $5,214,818 | $21,624,800 | 421 | 421 | 2.90 |
Commodities insured in Fond du Lac County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.74Low end of the filed band
- 2.90Middle of the filed band
- 4.31High end of the filed band
- 2019Worst year filed (4.97)
- 10Years filed
- $3,099,510Premium filed
- $10,548,163Indemnity paid
- $30,585,183Liability insured
- 61,891Quantity planted
- 60,241Quantity lost
- 768Policies
- 768Policies with a loss
- 3.40Loss ratio, whole span
Causes that carried the indemnity in Fond du Lac County
- Excess Moisture/Precipitation/Rain $8,262,119 indemnity · 10 years
- Cold Wet Weather $1,280,497 indemnity · 7 years
- Drought $634,345 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $250,979 indemnity · 2 years
- Decline in Price $37,508 indemnity · 5 years
- Wind/Excess Wind $32,596 indemnity · 1 years
Soybeans 10 years filed
- 0.64Low end of the filed band
- 2.23Middle of the filed band
- 3.38High end of the filed band
- 2019Worst year filed (5.03)
- 10Years filed
- $1,560,653Premium filed
- $4,607,764Indemnity paid
- $14,694,203Liability insured
- 37,164Quantity planted
- 36,076Quantity lost
- 558Policies
- 558Policies with a loss
- 2.95Loss ratio, whole span
Causes that carried the indemnity in Fond du Lac County
- Excess Moisture/Precipitation/Rain $3,754,472 indemnity · 10 years
- Cold Wet Weather $424,355 indemnity · 6 years
- Drought $266,966 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $86,353 indemnity · 1 years
- Decline in Price $27,881 indemnity · 4 years
- Freeze $12,549 indemnity · 2 years
Sweet Corn 10 years filed
- 3.05Low end of the filed band
- 5.45Middle of the filed band
- 9.53High end of the filed band
- 2023Worst year filed (11.79)
- 10Years filed
- $261,280Premium filed
- $1,656,956Indemnity paid
- $2,406,993Liability insured
- 6,289Quantity planted
- 6,302Quantity lost
- 98Policies
- 98Policies with a loss
- 6.34Loss ratio, whole span
Causes that carried the indemnity in Fond du Lac County
- Excess Moisture/Precipitation/Rain $719,136 indemnity · 9 years
- Heat $629,987 indemnity · 6 years
- Wind/Excess Wind $132,836 indemnity · 2 years
- Drought $90,394 indemnity · 3 years
- Cold Wet Weather $84,603 indemnity · 2 years
Wheat 10 years filed
- 0.62Low end of the filed band
- 3.09Middle of the filed band
- 4.32High end of the filed band
- 2015Worst year filed (4.49)
- 10Years filed
- $334,361Premium filed
- $1,046,625Indemnity paid
- $2,840,313Liability insured
- 10,077Quantity planted
- 10,120Quantity lost
- 330Policies
- 329Policies with a loss
- 3.13Loss ratio, whole span
Causes that carried the indemnity in Fond du Lac County
- Excess Moisture/Precipitation/Rain $454,339 indemnity · 10 years
- Cold Winter $214,694 indemnity · 8 years
- Cold Wet Weather $183,271 indemnity · 8 years
- Drought $128,892 indemnity · 5 years
- Decline in Price $22,692 indemnity · 7 years
- Freeze $16,985 indemnity · 4 years
Every county-crop the agency files in Wisconsin → Buy the Fond du Lac County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.