Crop-loss band · Wisconsin
La Crosse County, Wisconsin — crop-loss band
- 1.38Low end of the filed band
- 2.18Middle of the filed band
- 2.86High end of the filed band
- 2020Worst year filed (2.97)
- 10Years filed
Every year the Risk Management Agency has filed for La Crosse County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.38 at the low end to 2.86 at the high end, with 2.18 in the middle. The worst year filed is 2020, at 2.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $140,732 | $305,974 | $1,099,207 | 60 | 60 | 2.17 |
| 2016 | $154,119 | $213,141 | $1,559,788 | 40 | 40 | 1.38 |
| 2017 | $250,363 | $618,029 | $2,412,242 | 74 | 73 | 2.47 |
| 2018 | $218,319 | $557,977 | $2,388,278 | 80 | 80 | 2.56 |
| 2019 | $227,150 | $647,957 | $2,337,452 | 85 | 85 | 2.85 |
| 2020 | $153,922 | $457,538 | $1,645,184 | 60 | 59 | 2.97 |
| 2021 | $127,921 | $366,207 | $1,075,203 | 44 | 44 | 2.86 |
| 2022 | $149,926 | $238,470 | $1,181,633 | 30 | 30 | 1.59 |
| 2023 | $819,390 | $1,784,928 | $7,992,638 | 128 | 128 | 2.18 |
| 2024 | $435,273 | $892,204 | $4,011,501 | 111 | 111 | 2.05 |
Commodities insured in La Crosse County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.32Low end of the filed band
- 2.18Middle of the filed band
- 3.11High end of the filed band
- 2019Worst year filed (3.33)
- 10Years filed
- $1,561,649Premium filed
- $3,623,930Indemnity paid
- $15,946,166Liability insured
- 26,523Quantity planted
- 25,584Quantity lost
- 408Policies
- 406Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in La Crosse County
- Drought $1,461,244 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,368,008 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $215,670 indemnity · 4 years
- Cold Wet Weather $189,241 indemnity · 6 years
- Decline in Price $187,058 indemnity · 7 years
- Flood $62,366 indemnity · 5 years
Soybeans 10 years filed
- 1.32Low end of the filed band
- 2.10Middle of the filed band
- 2.79High end of the filed band
- 2020Worst year filed (2.98)
- 10Years filed
- $1,115,466Premium filed
- $2,458,495Indemnity paid
- $9,756,960Liability insured
- 22,681Quantity planted
- 22,558Quantity lost
- 304Policies
- 304Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in La Crosse County
- Drought $1,037,458 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $933,177 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $138,689 indemnity · 4 years
- Decline in Price $130,500 indemnity · 7 years
- Flood $76,995 indemnity · 2 years
- Wildlife $54,803 indemnity · 8 years
Every county-crop the agency files in Wisconsin → Buy the La Crosse County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.