Crop-loss band · Wisconsin
Lafayette County, Wisconsin — crop-loss band
- 0.72Low end of the filed band
- 1.48Middle of the filed band
- 2.43High end of the filed band
- 2019Worst year filed (4.11)
- 10Years filed
Every year the Risk Management Agency has filed for Lafayette County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.72 at the low end to 2.43 at the high end, with 1.48 in the middle. The worst year filed is 2019, at 4.11. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $568,886 | $646,403 | $4,611,198 | 113 | 113 | 1.14 |
| 2016 | $108,555 | $78,375 | $965,664 | 30 | 30 | 0.72 |
| 2017 | $470,745 | $1,095,241 | $4,419,769 | 146 | 146 | 2.33 |
| 2018 | $485,945 | $1,181,255 | $6,305,699 | 164 | 164 | 2.43 |
| 2019 | $730,202 | $2,997,524 | $7,290,888 | 204 | 203 | 4.11 |
| 2020 | $403,018 | $819,304 | $6,655,087 | 149 | 149 | 2.03 |
| 2021 | $425,541 | $1,020,679 | $5,093,545 | 89 | 89 | 2.40 |
| 2022 | $195,926 | $235,875 | $1,986,634 | 33 | 33 | 1.20 |
| 2023 | $8,877,695 | $8,311,988 | $96,185,702 | 577 | 577 | 0.94 |
| 2024 | $7,543,654 | $11,176,084 | $81,023,271 | 571 | 571 | 1.48 |
Commodities insured in Lafayette County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.62Low end of the filed band
- 1.13Middle of the filed band
- 2.54High end of the filed band
- 2019Worst year filed (4.43)
- 10Years filed
- $15,166,201Premium filed
- $17,508,606Indemnity paid
- $149,284,062Liability insured
- 114,515Quantity planted
- 143,441Quantity lost
- 1,169Policies
- 1,169Policies with a loss
- 1.15Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $5,869,861 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $5,415,089 indemnity · 10 years
- Drought $3,238,258 indemnity · 7 years
- Decline in Price $1,705,166 indemnity · 8 years
- Flood $752,375 indemnity · 4 years
- Wind/Excess Wind $300,750 indemnity · 7 years
Soybeans 10 years filed
- 0.79Low end of the filed band
- 1.87Middle of the filed band
- 3.44High end of the filed band
- 2018Worst year filed (4.93)
- 10Years filed
- $4,384,579Premium filed
- $8,012,848Indemnity paid
- $53,465,466Liability insured
- 56,468Quantity planted
- 70,921Quantity lost
- 714Policies
- 713Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- ARPI/SCO/STAX/MP Crops Only $4,328,079 indemnity · 3 years
- Drought $1,493,323 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,297,757 indemnity · 9 years
- Decline in Price $480,238 indemnity · 5 years
- Flood $171,472 indemnity · 3 years
- Wind/Excess Wind $100,554 indemnity · 3 years
Forage Production 6 years filed
- 1.80Low end of the filed band
- 3.51Middle of the filed band
- 23.10High end of the filed band
- 2023Worst year filed (23.10)
- 6Years filed
- $259,387Premium filed
- $2,041,274Indemnity paid
- $11,787,929Liability insured
- 15,945Quantity planted
- 15,967Quantity lost
- 193Policies
- 193Policies with a loss
- 7.87Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- ARPI/SCO/STAX/MP Crops Only $1,931,555 indemnity · 4 years
- Cold Winter $74,632 indemnity · 2 years
- Cold Wet Weather $16,104 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $12,733 indemnity · 3 years
- Drought $6,251 indemnity · 1 years
Every county-crop the agency files in Wisconsin → Buy the Lafayette County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.