Crop-loss band · Wisconsin
Richland County, Wisconsin — crop-loss band
- 1.24Low end of the filed band
- 1.80Middle of the filed band
- 2.92High end of the filed band
- 2023Worst year filed (3.00)
- 10Years filed
Every year the Risk Management Agency has filed for Richland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.24 at the low end to 2.92 at the high end, with 1.80 in the middle. The worst year filed is 2023, at 3.00. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $747,049 | $1,342,139 | $5,990,514 | 178 | 178 | 1.80 |
| 2016 | $354,145 | $610,650 | $2,972,547 | 92 | 92 | 1.72 |
| 2017 | $687,272 | $1,297,886 | $5,779,487 | 151 | 149 | 1.89 |
| 2018 | $665,862 | $1,319,390 | $6,459,500 | 157 | 155 | 1.98 |
| 2019 | $645,737 | $1,884,387 | $5,610,949 | 175 | 175 | 2.92 |
| 2020 | $306,703 | $480,876 | $3,050,928 | 74 | 70 | 1.57 |
| 2021 | $244,717 | $303,361 | $1,921,531 | 53 | 53 | 1.24 |
| 2022 | $321,220 | $478,602 | $2,741,083 | 53 | 53 | 1.49 |
| 2023 | $1,761,039 | $5,277,992 | $19,847,928 | 286 | 285 | 3.00 |
| 2024 | $871,462 | $1,767,632 | $7,695,957 | 196 | 196 | 2.03 |
Commodities insured in Richland County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.13Low end of the filed band
- 1.70Middle of the filed band
- 2.94High end of the filed band
- 2023Worst year filed (3.25)
- 10Years filed
- $4,830,373Premium filed
- $11,153,826Indemnity paid
- $48,192,469Liability insured
- 86,203Quantity planted
- 85,560Quantity lost
- 878Policies
- 869Policies with a loss
- 2.31Loss ratio, whole span
Causes that carried the indemnity in Richland County
- Drought $4,902,606 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $4,753,940 indemnity · 9 years
- Decline in Price $453,142 indemnity · 8 years
- Cold Wet Weather $370,962 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $263,139 indemnity · 2 years
- Flood $159,399 indemnity · 3 years
Soybeans 10 years filed
- 1.08Low end of the filed band
- 1.92Middle of the filed band
- 2.53High end of the filed band
- 2019Worst year filed (2.81)
- 10Years filed
- $1,774,833Premium filed
- $3,609,089Indemnity paid
- $13,877,954Liability insured
- 37,070Quantity planted
- 37,181Quantity lost
- 537Policies
- 537Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Richland County
- Excess Moisture/Precipitation/Rain $1,629,192 indemnity · 9 years
- Drought $1,327,486 indemnity · 7 years
- Flood $146,977 indemnity · 3 years
- Cold Wet Weather $116,737 indemnity · 5 years
- Decline in Price $105,313 indemnity · 7 years
- Wildlife $93,733 indemnity · 8 years
Every county-crop the agency files in Wisconsin → Buy the Richland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.