Crop-loss band · Wisconsin
St. Croix County, Wisconsin — crop-loss band
- 1.21Low end of the filed band
- 1.41Middle of the filed band
- 1.94High end of the filed band
- 2019Worst year filed (2.97)
- 10Years filed
Every year the Risk Management Agency has filed for St. Croix County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.21 at the low end to 1.94 at the high end, with 1.41 in the middle. The worst year filed is 2019, at 2.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $205,839 | $400,178 | $1,555,379 | 88 | 88 | 1.94 |
| 2016 | $76,778 | $108,481 | $615,630 | 33 | 33 | 1.41 |
| 2017 | $553,406 | $938,217 | $4,822,459 | 143 | 143 | 1.70 |
| 2018 | $2,048,483 | $3,088,063 | $19,259,557 | 408 | 408 | 1.51 |
| 2019 | $962,611 | $2,858,381 | $6,468,506 | 268 | 268 | 2.97 |
| 2020 | $207,079 | $283,198 | $1,397,165 | 64 | 64 | 1.37 |
| 2021 | $637,322 | $904,816 | $4,476,904 | 161 | 160 | 1.42 |
| 2022 | $3,225,985 | $4,104,514 | $20,824,232 | 351 | 351 | 1.27 |
| 2023 | $2,558,382 | $3,089,033 | $17,027,449 | 330 | 330 | 1.21 |
| 2024 | $2,373,913 | $3,192,747 | $16,595,628 | 392 | 392 | 1.34 |
Commodities insured in St. Croix County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.15Low end of the filed band
- 1.32Middle of the filed band
- 2.06High end of the filed band
- 2019Worst year filed (3.08)
- 10Years filed
- $8,160,877Premium filed
- $12,013,062Indemnity paid
- $54,500,625Liability insured
- 86,356Quantity planted
- 85,167Quantity lost
- 1,110Policies
- 1,110Policies with a loss
- 1.47Loss ratio, whole span
Causes that carried the indemnity in St. Croix County
- Drought $5,515,521 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $4,126,210 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $954,014 indemnity · 3 years
- Cold Wet Weather $601,114 indemnity · 4 years
- Heat $299,019 indemnity · 2 years
- Hail $212,223 indemnity · 5 years
Soybeans 10 years filed
- 1.10Low end of the filed band
- 1.42Middle of the filed band
- 2.20High end of the filed band
- 2019Worst year filed (2.80)
- 10Years filed
- $4,218,359Premium filed
- $6,200,941Indemnity paid
- $35,122,618Liability insured
- 83,177Quantity planted
- 81,621Quantity lost
- 920Policies
- 919Policies with a loss
- 1.47Loss ratio, whole span
Causes that carried the indemnity in St. Croix County
- Drought $3,266,223 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,951,551 indemnity · 9 years
- Decline in Price $338,919 indemnity · 6 years
- Hail $246,434 indemnity · 6 years
- Heat $180,251 indemnity · 3 years
- Cold Wet Weather $119,664 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.39Low end of the filed band
- 1.41Middle of the filed band
- 2.52High end of the filed band
- 2024Worst year filed (2.85)
- 10Years filed
- $470,562Premium filed
- $753,625Indemnity paid
- $3,419,666Liability insured
- 9,014Quantity planted
- 0Quantity lost
- 208Policies
- 208Policies with a loss
- 1.60Loss ratio, whole span
Causes that carried the indemnity in St. Croix County
- ARPI/SCO/STAX Crops Only $753,625 indemnity · 10 years
Every county-crop the agency files in Wisconsin → Buy the St. Croix County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.