Crop-loss band · Wisconsin
Sauk County, Wisconsin — crop-loss band
- 1.28Low end of the filed band
- 1.92Middle of the filed band
- 3.32High end of the filed band
- 2020Worst year filed (3.81)
- 10Years filed
Every year the Risk Management Agency has filed for Sauk County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.28 at the low end to 3.32 at the high end, with 1.92 in the middle. The worst year filed is 2020, at 3.81. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $829,375 | $1,365,352 | $5,963,020 | 214 | 214 | 1.65 |
| 2016 | $186,050 | $328,821 | $1,498,665 | 51 | 51 | 1.77 |
| 2017 | $869,876 | $1,769,463 | $6,713,154 | 222 | 220 | 2.03 |
| 2018 | $779,484 | $1,594,032 | $6,950,207 | 240 | 238 | 2.05 |
| 2019 | $868,715 | $2,885,894 | $6,713,602 | 312 | 312 | 3.32 |
| 2020 | $535,075 | $2,037,527 | $4,114,227 | 178 | 178 | 3.81 |
| 2021 | $603,531 | $770,236 | $5,101,609 | 122 | 121 | 1.28 |
| 2022 | $382,109 | $634,732 | $2,864,829 | 80 | 80 | 1.66 |
| 2023 | $3,132,798 | $6,907,513 | $30,576,867 | 501 | 501 | 2.20 |
| 2024 | $2,511,480 | $4,816,536 | $22,323,163 | 475 | 475 | 1.92 |
Commodities insured in Sauk County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.52Low end of the filed band
- 2.04Middle of the filed band
- 3.25High end of the filed band
- 2020Worst year filed (3.70)
- 10Years filed
- $7,138,775Premium filed
- $16,265,989Indemnity paid
- $64,756,159Liability insured
- 107,381Quantity planted
- 105,597Quantity lost
- 1,434Policies
- 1,429Policies with a loss
- 2.28Loss ratio, whole span
Causes that carried the indemnity in Sauk County
- Excess Moisture/Precipitation/Rain $6,925,970 indemnity · 9 years
- Drought $5,969,725 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,192,914 indemnity · 2 years
- Decline in Price $881,418 indemnity · 8 years
- Cold Wet Weather $365,822 indemnity · 7 years
- Heat $258,144 indemnity · 4 years
Soybeans 10 years filed
- 0.67Low end of the filed band
- 1.56Middle of the filed band
- 2.83High end of the filed band
- 2019Worst year filed (3.54)
- 10Years filed
- $3,198,454Premium filed
- $5,491,518Indemnity paid
- $25,258,895Liability insured
- 61,625Quantity planted
- 60,450Quantity lost
- 931Policies
- 931Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Sauk County
- Excess Moisture/Precipitation/Rain $2,894,219 indemnity · 8 years
- Drought $1,589,551 indemnity · 9 years
- Decline in Price $313,886 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $236,103 indemnity · 2 years
- Cold Wet Weather $138,145 indemnity · 6 years
- Hail $59,055 indemnity · 2 years
All Other Crops 10 years filed
- 0.41Low end of the filed band
- 2.60Middle of the filed band
- 5.41High end of the filed band
- 2018Worst year filed (8.43)
- 10Years filed
- $361,264Premium filed
- $1,352,599Indemnity paid
- $2,804,289Liability insured
- 2,091Quantity planted
- 1,462Quantity lost
- 30Policies
- 30Policies with a loss
- 3.74Loss ratio, whole span
Causes that carried the indemnity in Sauk County
- Excess Moisture/Precipitation/Rain $1,027,680 indemnity · 5 years
- Drought $178,348 indemnity · 3 years
- Plant Disease $117,024 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $25,408 indemnity · 5 years
- Cold Winter $4,139 indemnity · 1 years
Every county-crop the agency files in Wisconsin → Buy the Sauk County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.