Crop-loss band · Wisconsin
Wood County, Wisconsin — crop-loss band
- 1.95Low end of the filed band
- 2.89Middle of the filed band
- 3.87High end of the filed band
- 2021Worst year filed (6.01)
- 10Years filed
Every year the Risk Management Agency has filed for Wood County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.95 at the low end to 3.87 at the high end, with 2.89 in the middle. The worst year filed is 2021, at 6.01. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $616,713 | $1,944,135 | $5,437,253 | 292 | 288 | 3.15 |
| 2016 | $245,053 | $671,486 | $1,868,540 | 190 | 179 | 2.74 |
| 2017 | $1,089,104 | $3,103,122 | $8,387,688 | 405 | 401 | 2.85 |
| 2018 | $513,759 | $1,482,697 | $4,175,939 | 273 | 268 | 2.89 |
| 2019 | $1,508,873 | $5,833,025 | $10,608,784 | 588 | 587 | 3.87 |
| 2020 | $408,818 | $1,281,983 | $5,956,148 | 182 | 169 | 3.14 |
| 2021 | $716,271 | $4,303,825 | $12,673,447 | 238 | 229 | 6.01 |
| 2022 | $991,449 | $3,816,237 | $13,176,691 | 198 | 198 | 3.85 |
| 2023 | $1,100,979 | $2,149,774 | $9,477,958 | 284 | 284 | 1.95 |
| 2024 | $3,342,912 | $9,203,854 | $18,892,746 | 817 | 817 | 2.75 |
Commodities insured in Wood County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.95Low end of the filed band
- 2.24Middle of the filed band
- 2.77High end of the filed band
- 2019Worst year filed (3.46)
- 10Years filed
- $5,326,676Premium filed
- $13,705,857Indemnity paid
- $29,177,740Liability insured
- 80,383Quantity planted
- 78,830Quantity lost
- 1,490Policies
- 1,486Policies with a loss
- 2.57Loss ratio, whole span
Causes that carried the indemnity in Wood County
- Excess Moisture/Precipitation/Rain $11,436,526 indemnity · 9 years
- Drought $715,456 indemnity · 8 years
- Cold Wet Weather $601,858 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $307,487 indemnity · 6 years
- Freeze $254,799 indemnity · 3 years
- Decline in Price $186,270 indemnity · 7 years
Cranberries 10 years filed
- 1.64Low end of the filed band
- 4.48Middle of the filed band
- 8.05High end of the filed band
- 2021Worst year filed (8.95)
- 10Years filed
- $2,556,462Premium filed
- $12,150,223Indemnity paid
- $45,339,666Liability insured
- 6,359Quantity planted
- 6,347Quantity lost
- 312Policies
- 312Policies with a loss
- 4.75Loss ratio, whole span
Causes that carried the indemnity in Wood County
- Hail $3,148,779 indemnity · 7 years
- Cold Wet Weather $2,553,685 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,800,712 indemnity · 8 years
- Freeze $1,025,835 indemnity · 4 years
- XX $892,514 indemnity · 8 years
- Heat $810,460 indemnity · 3 years
Soybeans 10 years filed
- 1.33Low end of the filed band
- 2.23Middle of the filed band
- 3.35High end of the filed band
- 2019Worst year filed (4.63)
- 10Years filed
- $2,156,492Premium filed
- $5,989,635Indemnity paid
- $13,336,620Liability insured
- 45,299Quantity planted
- 45,181Quantity lost
- 961Policies
- 960Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Wood County
- Excess Moisture/Precipitation/Rain $4,716,023 indemnity · 9 years
- Drought $657,196 indemnity · 7 years
- Cold Wet Weather $274,494 indemnity · 6 years
- Decline in Price $191,129 indemnity · 7 years
- Plant Disease $41,410 indemnity · 2 years
- Wildlife $29,706 indemnity · 7 years
Forage Seeding 10 years filed
- 2.68Low end of the filed band
- 4.02Middle of the filed band
- 5.35High end of the filed band
- 2019Worst year filed (6.32)
- 10Years filed
- $494,300Premium filed
- $1,944,423Indemnity paid
- $2,801,167Liability insured
- 15,150Quantity planted
- 14,290Quantity lost
- 704Policies
- 662Policies with a loss
- 3.93Loss ratio, whole span
Causes that carried the indemnity in Wood County
- Cold Winter $1,022,794 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $495,148 indemnity · 9 years
- Cold Wet Weather $234,790 indemnity · 9 years
- Drought $145,661 indemnity · 3 years
- Freeze $20,779 indemnity · 1 years
- XX $18,653 indemnity · 6 years
Every county-crop the agency files in Wisconsin → Buy the Wood County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.