Crop-loss band · West Virginia
Jefferson County, West Virginia — crop-loss band
- 1.05Low end of the filed band
- 2.18Middle of the filed band
- 3.13High end of the filed band
- 2024Worst year filed (4.94)
- 10Years filed
Every year the Risk Management Agency has filed for Jefferson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.05 at the low end to 3.13 at the high end, with 2.18 in the middle. The worst year filed is 2024, at 4.94. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $59,385 | $125,351 | $446,333 | 17 | 17 | 2.11 |
| 2016 | $39,549 | $86,355 | $298,221 | 15 | 15 | 2.18 |
| 2017 | $89,756 | $148,723 | $1,094,320 | 38 | 38 | 1.66 |
| 2018 | $45,923 | $143,552 | $403,540 | 22 | 22 | 3.13 |
| 2019 | $36,288 | $38,263 | $279,861 | 9 | 9 | 1.05 |
| 2020 | $121,884 | $269,920 | $1,014,357 | 51 | 51 | 2.21 |
| 2021 | $142,402 | $204,730 | $1,520,360 | 42 | 42 | 1.44 |
| 2022 | $102,550 | $230,027 | $1,373,474 | 29 | 29 | 2.24 |
| 2023 | $376,967 | $898,017 | $3,651,426 | 93 | 93 | 2.38 |
| 2024 | $676,617 | $3,344,269 | $7,594,036 | 160 | 160 | 4.94 |
Commodities insured in Jefferson County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.59Low end of the filed band
- 2.02Middle of the filed band
- 4.37High end of the filed band
- 2024Worst year filed (4.91)
- 10Years filed
- $1,103,256Premium filed
- $3,601,352Indemnity paid
- $9,732,625Liability insured
- 17,893Quantity planted
- 17,260Quantity lost
- 254Policies
- 254Policies with a loss
- 3.26Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- Drought $2,662,508 indemnity · 8 years
- Heat $467,351 indemnity · 5 years
- All Other Causes $224,360 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $122,573 indemnity · 5 years
- Wildlife $100,012 indemnity · 6 years
- Decline in Price $17,010 indemnity · 4 years
Soybeans 10 years filed
- 1.20Low end of the filed band
- 2.28Middle of the filed band
- 5.02High end of the filed band
- 2018Worst year filed (5.35)
- 10Years filed
- $588,065Premium filed
- $1,887,855Indemnity paid
- $7,943,303Liability insured
- 20,355Quantity planted
- 17,181Quantity lost
- 222Policies
- 222Policies with a loss
- 3.21Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- Drought $1,098,559 indemnity · 8 years
- Heat $306,576 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $159,031 indemnity · 8 years
- Wildlife $146,509 indemnity · 8 years
- Insects $75,532 indemnity · 4 years
- All Other Causes $36,671 indemnity · 3 years
Every county-crop the agency files in West Virginia → Buy the Jefferson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.