Crop-loss band · Wyoming
Laramie County, Wyoming — crop-loss band
- 2.23Low end of the filed band
- 2.68Middle of the filed band
- 3.14High end of the filed band
- 2018Worst year filed (3.22)
- 10Years filed
Every year the Risk Management Agency has filed for Laramie County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.23 at the low end to 3.14 at the high end, with 2.68 in the middle. The worst year filed is 2018, at 3.22. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $791,453 | $1,768,464 | $4,905,785 | 224 | 224 | 2.23 |
| 2016 | $1,258,827 | $3,369,375 | $7,857,978 | 347 | 346 | 2.68 |
| 2017 | $832,886 | $2,474,766 | $5,080,568 | 274 | 274 | 2.97 |
| 2018 | $557,035 | $1,791,449 | $3,704,934 | 177 | 177 | 3.22 |
| 2019 | $511,037 | $1,587,118 | $3,647,973 | 162 | 162 | 3.11 |
| 2020 | $670,186 | $1,599,112 | $4,907,372 | 254 | 254 | 2.39 |
| 2021 | $747,935 | $2,351,302 | $4,361,173 | 222 | 222 | 3.14 |
| 2022 | $3,089,935 | $8,256,155 | $17,802,852 | 444 | 444 | 2.67 |
| 2023 | $1,899,678 | $5,596,960 | $11,044,602 | 268 | 268 | 2.95 |
| 2024 | $2,860,631 | $6,626,280 | $17,355,424 | 417 | 417 | 2.32 |
Commodities insured in Laramie County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 2.28Low end of the filed band
- 2.71Middle of the filed band
- 3.95High end of the filed band
- 2021Worst year filed (4.22)
- 10Years filed
- $8,990,320Premium filed
- $24,970,863Indemnity paid
- $55,337,634Liability insured
- 280,876Quantity planted
- 281,109Quantity lost
- 1,758Policies
- 1,757Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Laramie County
- Hail $9,419,004 indemnity · 10 years
- Drought $8,089,007 indemnity · 9 years
- Wind/Excess Wind $2,600,974 indemnity · 10 years
- Freeze $1,881,195 indemnity · 8 years
- Cold Winter $1,436,105 indemnity · 9 years
- Decline in Price $686,963 indemnity · 9 years
Corn 10 years filed
- 1.68Low end of the filed band
- 2.31Middle of the filed band
- 3.14High end of the filed band
- 2016Worst year filed (3.29)
- 10Years filed
- $1,624,715Premium filed
- $4,258,924Indemnity paid
- $10,281,373Liability insured
- 35,322Quantity planted
- 34,156Quantity lost
- 248Policies
- 248Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Laramie County
- Hail $1,818,358 indemnity · 10 years
- Drought $1,336,476 indemnity · 7 years
- Heat $363,631 indemnity · 5 years
- Wind/Excess Wind $214,171 indemnity · 4 years
- Freeze $179,622 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $146,787 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 1.00Low end of the filed band
- 2.26Middle of the filed band
- 2.76High end of the filed band
- 2021Worst year filed (2.85)
- 10Years filed
- $1,512,352Premium filed
- $3,558,499Indemnity paid
- $10,259,153Liability insured
- 967,416Quantity planted
- 0Quantity lost
- 493Policies
- 493Policies with a loss
- 2.35Loss ratio, whole span
Causes that carried the indemnity in Laramie County
- ARPI/SCO/STAX Crops Only $3,558,499 indemnity · 10 years
Dry Beans 10 years filed
- 0.96Low end of the filed band
- 2.68Middle of the filed band
- 7.02High end of the filed band
- 2021Worst year filed (8.60)
- 10Years filed
- $355,602Premium filed
- $1,140,505Indemnity paid
- $2,198,579Liability insured
- 4,863Quantity planted
- 5,004Quantity lost
- 61Policies
- 61Policies with a loss
- 3.21Loss ratio, whole span
Causes that carried the indemnity in Laramie County
- Hail $1,018,096 indemnity · 9 years
- Freeze $70,973 indemnity · 4 years
- Hot Wind $16,766 indemnity · 1 years
- Wind/Excess Wind $12,883 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $11,845 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $9,942 indemnity · 3 years
Sunflowers 10 years filed
- 0.95Low end of the filed band
- 2.25Middle of the filed band
- 3.10High end of the filed band
- 2019Worst year filed (3.28)
- 10Years filed
- $411,496Premium filed
- $905,874Indemnity paid
- $1,561,281Liability insured
- 10,877Quantity planted
- 10,961Quantity lost
- 81Policies
- 81Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Laramie County
- Drought $466,542 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $184,552 indemnity · 4 years
- Hail $85,522 indemnity · 6 years
- Heat $84,683 indemnity · 1 years
- Wind/Excess Wind $37,871 indemnity · 2 years
- Freeze $35,462 indemnity · 1 years
Millet 9 years filed
- 1.15Low end of the filed band
- 1.63Middle of the filed band
- 2.27High end of the filed band
- 2019Worst year filed (2.27)
- 9Years filed
- $325,118Premium filed
- $586,316Indemnity paid
- $1,030,641Liability insured
- 13,125Quantity planted
- 13,202Quantity lost
- 148Policies
- 148Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Laramie County
- Drought $412,807 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $43,628 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $42,405 indemnity · 3 years
- Hail $40,703 indemnity · 3 years
- Heat $26,515 indemnity · 2 years
- Hot Wind $9,606 indemnity · 1 years
Every county-crop the agency files in Wyoming → Buy the Laramie County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.