Crop-loss band · Alabama
Barbour County, Alabama — crop-loss band
- 1.53Low end of the filed band
- 1.91Middle of the filed band
- 2.53High end of the filed band
- 2024Worst year filed (2.61)
- 10Years filed
Every year the Risk Management Agency has filed for Barbour County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.53 at the low end to 2.53 at the high end, with 1.91 in the middle. The worst year filed is 2024, at 2.61. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $125,125 | $217,957 | $595,144 | 25 | 25 | 1.74 |
| 2016 | $298,341 | $752,605 | $1,303,068 | 26 | 26 | 2.52 |
| 2017 | $146,141 | $278,816 | $710,702 | 13 | 13 | 1.91 |
| 2018 | $138,878 | $351,068 | $979,317 | 16 | 16 | 2.53 |
| 2019 | $336,956 | $640,165 | $1,392,007 | 26 | 26 | 1.90 |
| 2020 | $342,298 | $689,335 | $1,478,662 | 39 | 39 | 2.01 |
| 2021 | $177,649 | $355,791 | $1,058,612 | 27 | 27 | 2.00 |
| 2022 | $241,005 | $367,536 | $1,380,199 | 47 | 47 | 1.53 |
| 2023 | $616,774 | $1,128,398 | $3,062,399 | 82 | 82 | 1.83 |
| 2024 | $714,857 | $1,868,517 | $4,293,332 | 89 | 89 | 2.61 |
Commodities insured in Barbour County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.11Low end of the filed band
- 1.67Middle of the filed band
- 2.32High end of the filed band
- 2018Worst year filed (2.78)
- 10Years filed
- $2,062,380Premium filed
- $3,689,910Indemnity paid
- $9,700,897Liability insured
- 16,164Quantity planted
- 16,599Quantity lost
- 150Policies
- 150Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Barbour County
- Drought $1,895,136 indemnity · 8 years
- Hurricane/Tropical Depression $757,765 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $585,819 indemnity · 7 years
- Decline in Price $264,182 indemnity · 5 years
- Heat $86,312 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $50,353 indemnity · 3 years
Peanuts 10 years filed
- 1.51Low end of the filed band
- 2.25Middle of the filed band
- 4.46High end of the filed band
- 2019Worst year filed (5.66)
- 10Years filed
- $824,421Premium filed
- $2,567,054Indemnity paid
- $4,823,854Liability insured
- 7,022Quantity planted
- 6,979Quantity lost
- 124Policies
- 124Policies with a loss
- 3.11Loss ratio, whole span
Causes that carried the indemnity in Barbour County
- Drought $1,549,998 indemnity · 8 years
- Hurricane/Tropical Depression $410,924 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $224,119 indemnity · 8 years
- Heat $190,632 indemnity · 3 years
- Wildlife $104,966 indemnity · 4 years
- Decline in Price $64,323 indemnity · 2 years
Pasture,Rangeland,Forage 5 years filed
- 1.00Low end of the filed band
- 1.55Middle of the filed band
- 2.01High end of the filed band
- 2022Worst year filed (2.01)
- 5Years filed
- $251,223Premium filed
- $393,224Indemnity paid
- $1,728,691Liability insured
- 9,111Quantity planted
- 0Quantity lost
- 116Policies
- 116Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Barbour County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $393,224 indemnity · 5 years
Every county-crop the agency files in Alabama → Buy the Barbour County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.