Crop-loss band · Alabama
Calhoun County, Alabama — crop-loss band
- 0.45Low end of the filed band
- 2.14Middle of the filed band
- 3.26High end of the filed band
- 2021Worst year filed (4.76)
- 10Years filed
Every year the Risk Management Agency has filed for Calhoun County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.45 at the low end to 3.26 at the high end, with 2.14 in the middle. The worst year filed is 2021, at 4.76. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $18,527 | $8,346 | $87,261 | 19 | 19 | 0.45 |
| 2016 | $70,695 | $166,889 | $428,021 | 28 | 28 | 2.36 |
| 2017 | $27,684 | $66,829 | $141,582 | 9 | 9 | 2.41 |
| 2018 | $29,426 | $41,402 | $215,351 | 14 | 14 | 1.41 |
| 2019 | $50,151 | $101,174 | $659,394 | 16 | 16 | 2.02 |
| 2020 | $95,774 | $205,217 | $1,524,032 | 7 | 7 | 2.14 |
| 2021 | $125,608 | $597,851 | $1,554,117 | 18 | 18 | 4.76 |
| 2022 | $38,679 | $82,713 | $324,148 | 25 | 25 | 2.14 |
| 2023 | $9,761 | $31,861 | $66,908 | 9 | 9 | 3.26 |
| 2024 | $120,963 | $248,510 | $1,310,105 | 38 | 38 | 2.05 |
Commodities insured in Calhoun County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 7 years filed
- 1.84Low end of the filed band
- 2.72Middle of the filed band
- 5.76High end of the filed band
- 2021Worst year filed (5.76)
- 7Years filed
- $250,339Premium filed
- $844,857Indemnity paid
- $4,160,884Liability insured
- 5,508Quantity planted
- 5,508Quantity lost
- 42Policies
- 42Policies with a loss
- 3.37Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Excess Moisture/Precipitation/Rain $481,108 indemnity · 2 years
- Hurricane/Tropical Depression $199,783 indemnity · 1 years
- Drought $105,629 indemnity · 5 years
- Decline in Price $53,065 indemnity · 3 years
- Heat $2,900 indemnity · 1 years
- Freeze $2,372 indemnity · 1 years
Soybeans 10 years filed
- 0.27Low end of the filed band
- 2.13Middle of the filed band
- 2.78High end of the filed band
- 2023Worst year filed (3.26)
- 10Years filed
- $336,929Premium filed
- $705,935Indemnity paid
- $2,150,035Liability insured
- 8,005Quantity planted
- 7,926Quantity lost
- 141Policies
- 141Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Drought $429,144 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $218,468 indemnity · 6 years
- Heat $21,901 indemnity · 5 years
- Decline in Price $11,037 indemnity · 5 years
- Wildlife $6,421 indemnity · 5 years
- Flood $5,212 indemnity · 1 years
Every county-crop the agency files in Alabama → Buy the Calhoun County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.