Crop-loss band · Alabama
Chambers County, Alabama — crop-loss band
- 0.79Low end of the filed band
- 1.39Middle of the filed band
- 3.01High end of the filed band
- 2016Worst year filed (3.59)
- 10Years filed
Every year the Risk Management Agency has filed for Chambers County is in the series below, from 2017 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.79 at the low end to 3.01 at the high end, with 1.39 in the middle. The worst year filed is 2016, at 3.59. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $183,642 | $282,957 | $1,377,548 | 40 | 40 | 1.54 |
| 2016 | $235,521 | $845,988 | $1,549,343 | 50 | 50 | 3.59 |
| 2017 | $145,125 | $437,170 | $1,086,680 | 32 | 32 | 3.01 |
| 2018 | $324,599 | $449,782 | $2,539,088 | 72 | 72 | 1.39 |
| 2019 | $417,349 | $474,528 | $3,077,477 | 121 | 121 | 1.14 |
| 2020 | $156,088 | $217,105 | $1,114,463 | 47 | 47 | 1.39 |
| 2021 | $186,376 | $308,908 | $1,511,035 | 67 | 67 | 1.66 |
| 2022 | $302,467 | $239,367 | $2,336,965 | 107 | 107 | 0.79 |
| 2023 | $242,844 | $334,782 | $1,461,963 | 70 | 70 | 1.38 |
| 2024 | $101,287 | $156,833 | $651,323 | 29 | 29 | 1.55 |
Commodities insured in Chambers County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 8 years filed
- 0.79Low end of the filed band
- 1.38Middle of the filed band
- 2.99High end of the filed band
- 2017Worst year filed (2.99)
- 8Years filed
- $1,840,651Premium filed
- $2,502,825Indemnity paid
- $13,495,249Liability insured
- 79,820Quantity planted
- 0Quantity lost
- 531Policies
- 531Policies with a loss
- 1.36Loss ratio, whole span
Causes that carried the indemnity in Chambers County
- ARPI/SCO/STAX/MP Crops Only $2,502,825 indemnity · 8 years
All Other Crops 8 years filed
- 0.75Low end of the filed band
- 1.54Middle of the filed band
- 3.65High end of the filed band
- 2019Worst year filed (3.65)
- 8Years filed
- $454,647Premium filed
- $1,244,595Indemnity paid
- $3,210,636Liability insured
- 20,574Quantity planted
- 1,231Quantity lost
- 104Policies
- 104Policies with a loss
- 2.74Loss ratio, whole span
Causes that carried the indemnity in Chambers County
- ARPI/SCO/STAX Crops Only $1,024,293 indemnity · 2 years
- Drought $127,732 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $72,461 indemnity · 4 years
- Decline in Price $18,464 indemnity · 4 years
- Hurricane/Tropical Depression $1,645 indemnity · 1 years
Every county-crop the agency files in Alabama → Buy the Chambers County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.