Crop-loss band · Alabama
Chilton County, Alabama — crop-loss band
- 0.88Low end of the filed band
- 1.40Middle of the filed band
- 1.99High end of the filed band
- 2019Worst year filed (2.03)
- 10Years filed
Every year the Risk Management Agency has filed for Chilton County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.88 at the low end to 1.99 at the high end, with 1.40 in the middle. The worst year filed is 2019, at 2.03. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $24,832 | $34,802 | $57,260 | 16 | 16 | 1.40 |
| 2016 | $267,493 | $236,359 | $602,879 | 25 | 25 | 0.88 |
| 2017 | $390,201 | $669,534 | $882,618 | 56 | 56 | 1.72 |
| 2018 | $237,999 | $281,170 | $513,876 | 15 | 15 | 1.18 |
| 2019 | $416,217 | $845,188 | $949,731 | 24 | 24 | 2.03 |
| 2020 | $481,211 | $541,954 | $1,044,933 | 39 | 39 | 1.13 |
| 2021 | $442,433 | $671,867 | $903,379 | 38 | 38 | 1.52 |
| 2022 | $547,078 | $730,396 | $1,229,415 | 29 | 29 | 1.34 |
| 2023 | $760,741 | $1,458,677 | $1,705,629 | 36 | 36 | 1.92 |
| 2024 | $228,200 | $454,660 | $436,786 | 12 | 12 | 1.99 |
Commodities insured in Chilton County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Peaches 6 years filed
- 0.88Low end of the filed band
- 1.40Middle of the filed band
- 1.99High end of the filed band
- 2024Worst year filed (1.99)
- 6Years filed
- $2,204,232Premium filed
- $3,432,630Indemnity paid
- $4,469,838Liability insured
- 1,976Quantity planted
- 2,110Quantity lost
- 129Policies
- 129Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Chilton County
- Freeze $2,976,431 indemnity · 5 years
- Cold Winter $228,193 indemnity · 1 years
- Insufficient Chilling Hours $103,683 indemnity · 1 years
- Frost $53,062 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $25,631 indemnity · 2 years
- Drought $24,008 indemnity · 2 years
All Other Crops 7 years filed
- 1.13Low end of the filed band
- 1.72Middle of the filed band
- 2.60High end of the filed band
- 2023Worst year filed (2.60)
- 7Years filed
- $1,592,172Premium filed
- $2,491,977Indemnity paid
- $3,856,667Liability insured
- 4,260Quantity planted
- 2,998Quantity lost
- 161Policies
- 161Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Chilton County
- Freeze $1,542,530 indemnity · 4 years
- Insufficient Chilling Hours $483,797 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $154,973 indemnity · 4 years
- Frost $142,047 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $89,444 indemnity · 4 years
- Drought $72,203 indemnity · 3 years
Every county-crop the agency files in Alabama → Buy the Chilton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.