Crop-loss band · Alabama
Coffee County, Alabama — crop-loss band
- 1.68Low end of the filed band
- 1.98Middle of the filed band
- 2.43High end of the filed band
- 2015Worst year filed (2.50)
- 10Years filed
Every year the Risk Management Agency has filed for Coffee County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.68 at the low end to 2.43 at the high end, with 1.98 in the middle. The worst year filed is 2015, at 2.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,315,467 | $3,293,456 | $4,754,982 | 195 | 195 | 2.50 |
| 2016 | $972,945 | $2,303,153 | $4,107,474 | 133 | 133 | 2.37 |
| 2017 | $1,580,550 | $3,452,102 | $6,082,425 | 146 | 146 | 2.18 |
| 2018 | $2,011,528 | $4,550,562 | $6,983,174 | 172 | 172 | 2.26 |
| 2019 | $2,484,123 | $6,039,481 | $8,940,771 | 275 | 275 | 2.43 |
| 2020 | $2,530,422 | $5,010,080 | $9,401,375 | 216 | 216 | 1.98 |
| 2021 | $2,465,075 | $4,130,646 | $8,327,959 | 243 | 243 | 1.68 |
| 2022 | $2,709,556 | $4,805,564 | $10,244,029 | 314 | 314 | 1.77 |
| 2023 | $3,113,808 | $6,041,600 | $12,055,266 | 353 | 353 | 1.94 |
| 2024 | $2,396,290 | $4,603,527 | $9,104,487 | 324 | 324 | 1.92 |
Commodities insured in Coffee County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.34Low end of the filed band
- 1.65Middle of the filed band
- 1.92High end of the filed band
- 2018Worst year filed (2.12)
- 10Years filed
- $10,168,472Premium filed
- $17,711,645Indemnity paid
- $31,464,233Liability insured
- 65,153Quantity planted
- 66,248Quantity lost
- 643Policies
- 643Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- Drought $6,603,265 indemnity · 8 years
- Hurricane/Tropical Depression $5,303,666 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $4,266,305 indemnity · 9 years
- Heat $733,190 indemnity · 5 years
- Wind/Excess Wind $253,116 indemnity · 1 years
- Decline in Price $164,948 indemnity · 5 years
Peanuts 10 years filed
- 1.72Low end of the filed band
- 2.56Middle of the filed band
- 2.96High end of the filed band
- 2015Worst year filed (3.63)
- 10Years filed
- $5,677,664Premium filed
- $14,560,803Indemnity paid
- $25,113,260Liability insured
- 48,505Quantity planted
- 49,412Quantity lost
- 728Policies
- 728Policies with a loss
- 2.56Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- Drought $7,710,851 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,949,979 indemnity · 8 years
- Hurricane/Tropical Depression $1,716,804 indemnity · 5 years
- Heat $708,263 indemnity · 5 years
- Wildlife $256,170 indemnity · 7 years
- Decline in Price $87,478 indemnity · 5 years
Corn 10 years filed
- 1.49Low end of the filed band
- 2.23Middle of the filed band
- 2.94High end of the filed band
- 2019Worst year filed (3.12)
- 10Years filed
- $3,897,449Premium filed
- $8,515,961Indemnity paid
- $13,097,334Liability insured
- 30,431Quantity planted
- 30,649Quantity lost
- 269Policies
- 269Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- Drought $4,748,179 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,703,526 indemnity · 9 years
- Hurricane/Tropical Depression $992,855 indemnity · 2 years
- Heat $863,188 indemnity · 4 years
- Wildlife $70,500 indemnity · 3 years
- Decline in Price $64,223 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 1.15Low end of the filed band
- 1.76Middle of the filed band
- 2.36High end of the filed band
- 2017Worst year filed (2.71)
- 10Years filed
- $1,317,107Premium filed
- $2,092,831Indemnity paid
- $8,208,881Liability insured
- 35,973Quantity planted
- 0Quantity lost
- 640Policies
- 640Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- ARPI/SCO/STAX Crops Only $2,092,831 indemnity · 10 years
Soybeans 10 years filed
- 1.22Low end of the filed band
- 2.25Middle of the filed band
- 3.70High end of the filed band
- 2019Worst year filed (3.99)
- 10Years filed
- $519,072Premium filed
- $1,348,931Indemnity paid
- $2,118,234Liability insured
- 6,894Quantity planted
- 6,751Quantity lost
- 91Policies
- 91Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- Drought $950,986 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $251,753 indemnity · 6 years
- Wildlife $88,368 indemnity · 4 years
- Hurricane/Tropical Depression $22,282 indemnity · 2 years
- Heat $18,756 indemnity · 2 years
- Freeze $13,322 indemnity · 1 years
Every county-crop the agency files in Alabama → Buy the Coffee County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.