Crop-loss band · Alabama
Jackson County, Alabama — crop-loss band
- 1.56Low end of the filed band
- 2.35Middle of the filed band
- 3.06High end of the filed band
- 2020Worst year filed (3.42)
- 10Years filed
Every year the Risk Management Agency has filed for Jackson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.56 at the low end to 3.06 at the high end, with 2.35 in the middle. The worst year filed is 2020, at 3.42. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $188,380 | $411,382 | $1,441,246 | 69 | 66 | 2.18 |
| 2016 | $1,174,050 | $3,054,451 | $9,918,817 | 253 | 245 | 2.60 |
| 2017 | $336,503 | $546,247 | $2,021,108 | 126 | 122 | 1.62 |
| 2018 | $217,129 | $339,088 | $1,987,734 | 82 | 82 | 1.56 |
| 2019 | $790,877 | $1,903,445 | $7,975,598 | 224 | 222 | 2.41 |
| 2020 | $317,733 | $1,087,813 | $2,914,289 | 131 | 131 | 3.42 |
| 2021 | $184,900 | $466,135 | $1,573,625 | 60 | 60 | 2.52 |
| 2022 | $501,843 | $884,714 | $4,262,766 | 91 | 91 | 1.76 |
| 2023 | $357,324 | $840,802 | $3,528,285 | 89 | 89 | 2.35 |
| 2024 | $1,922,130 | $5,888,773 | $19,134,520 | 359 | 359 | 3.06 |
Commodities insured in Jackson County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.34Low end of the filed band
- 2.67Middle of the filed band
- 3.54High end of the filed band
- 2020Worst year filed (3.61)
- 10Years filed
- $1,946,252Premium filed
- $5,922,428Indemnity paid
- $21,442,598Liability insured
- 47,973Quantity planted
- 48,132Quantity lost
- 381Policies
- 380Policies with a loss
- 3.04Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Drought $3,915,687 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $782,289 indemnity · 7 years
- Heat $550,273 indemnity · 2 years
- Decline in Price $546,662 indemnity · 6 years
- Flood $67,079 indemnity · 1 years
- Wind/Excess Wind $34,440 indemnity · 3 years
Soybeans 10 years filed
- 1.04Low end of the filed band
- 1.80Middle of the filed band
- 2.29High end of the filed band
- 2024Worst year filed (2.85)
- 10Years filed
- $2,652,604Premium filed
- $5,401,533Indemnity paid
- $21,072,765Liability insured
- 69,110Quantity planted
- 69,397Quantity lost
- 597Policies
- 583Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Drought $3,625,250 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $869,035 indemnity · 10 years
- Decline in Price $398,746 indemnity · 7 years
- Heat $257,293 indemnity · 1 years
- Wildlife $179,498 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $37,543 indemnity · 3 years
Wheat 9 years filed
- 1.58Low end of the filed band
- 5.57Middle of the filed band
- 8.41High end of the filed band
- 2021Worst year filed (8.41)
- 9Years filed
- $315,433Premium filed
- $1,593,452Indemnity paid
- $2,213,564Liability insured
- 12,608Quantity planted
- 12,608Quantity lost
- 123Policies
- 121Policies with a loss
- 5.05Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Drought $802,476 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $729,643 indemnity · 8 years
- Freeze $24,697 indemnity · 2 years
- Decline in Price $24,318 indemnity · 5 years
- Hail $10,058 indemnity · 1 years
- Frost $2,259 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.10Low end of the filed band
- 1.41Middle of the filed band
- 2.57High end of the filed band
- 2016Worst year filed (3.41)
- 10Years filed
- $747,931Premium filed
- $1,402,649Indemnity paid
- $6,028,044Liability insured
- 30,213Quantity planted
- 0Quantity lost
- 331Policies
- 331Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- ARPI/SCO/STAX Crops Only $1,402,649 indemnity · 10 years
Cotton 8 years filed
- 0.02Low end of the filed band
- 3.25Middle of the filed band
- 10.85High end of the filed band
- 2021Worst year filed (10.85)
- 8Years filed
- $328,649Premium filed
- $1,102,788Indemnity paid
- $4,001,017Liability insured
- 6,597Quantity planted
- 7,326Quantity lost
- 52Policies
- 52Policies with a loss
- 3.36Loss ratio, whole span
Causes that carried the indemnity in Jackson County
- Excess Moisture/Precipitation/Rain $564,075 indemnity · 4 years
- Decline in Price $197,009 indemnity · 2 years
- Drought $170,971 indemnity · 3 years
- Flood $125,379 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $34,500 indemnity · 4 years
- Heat $10,853 indemnity · 1 years
Every county-crop the agency files in Alabama → Buy the Jackson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.