Crop-loss band · Alabama
Limestone County, Alabama — crop-loss band
- 0.43Low end of the filed band
- 2.09Middle of the filed band
- 3.69High end of the filed band
- 2024Worst year filed (3.89)
- 10Years filed
Every year the Risk Management Agency has filed for Limestone County is in the series below, from 2015 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.43 at the low end to 3.69 at the high end, with 2.09 in the middle. The worst year filed is 2024, at 3.89. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $107,321 | $115,347 | $930,736 | 31 | 31 | 1.07 |
| 2016 | $1,173,695 | $3,183,371 | $11,292,494 | 259 | 257 | 2.71 |
| 2017 | $366,179 | $735,506 | $6,724,621 | 150 | 150 | 2.01 |
| 2018 | $556,930 | $1,162,716 | $12,542,358 | 44 | 42 | 2.09 |
| 2019 | $1,230,728 | $4,545,724 | $22,885,870 | 310 | 310 | 3.69 |
| 2020 | $307,816 | $809,335 | $3,913,429 | 80 | 80 | 2.63 |
| 2021 | $252,788 | $109,626 | $5,603,078 | 23 | 23 | 0.43 |
| 2022 | $1,928,472 | $6,250,734 | $21,248,678 | 258 | 258 | 3.24 |
| 2023 | $191,967 | $319,965 | $1,912,926 | 37 | 37 | 1.67 |
| 2024 | $3,662,496 | $14,258,463 | $40,415,995 | 682 | 682 | 3.89 |
Commodities insured in Limestone County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.56Low end of the filed band
- 2.12Middle of the filed band
- 3.22High end of the filed band
- 2024Worst year filed (3.94)
- 10Years filed
- $3,477,002Premium filed
- $10,959,277Indemnity paid
- $35,536,046Liability insured
- 100,332Quantity planted
- 97,307Quantity lost
- 842Policies
- 838Policies with a loss
- 3.15Loss ratio, whole span
Causes that carried the indemnity in Limestone County
- Drought $8,423,334 indemnity · 9 years
- Heat $1,472,364 indemnity · 5 years
- Decline in Price $577,571 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $313,700 indemnity · 10 years
- Hot Wind $86,017 indemnity · 1 years
- Wildlife $33,936 indemnity · 4 years
Corn 10 years filed
- 0.35Low end of the filed band
- 2.18Middle of the filed band
- 5.96High end of the filed band
- 2019Worst year filed (6.03)
- 10Years filed
- $1,639,284Premium filed
- $7,028,215Indemnity paid
- $20,168,139Liability insured
- 40,997Quantity planted
- 39,710Quantity lost
- 368Policies
- 368Policies with a loss
- 4.29Loss ratio, whole span
Causes that carried the indemnity in Limestone County
- Drought $5,781,013 indemnity · 7 years
- Heat $634,632 indemnity · 4 years
- Decline in Price $503,585 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $63,204 indemnity · 7 years
- Flood $20,243 indemnity · 2 years
- Wildlife $7,115 indemnity · 1 years
Wheat 10 years filed
- 1.30Low end of the filed band
- 7.49Middle of the filed band
- 11.56High end of the filed band
- 2018Worst year filed (14.97)
- 10Years filed
- $780,978Premium filed
- $5,525,900Indemnity paid
- $8,209,336Liability insured
- 38,781Quantity planted
- 38,798Quantity lost
- 403Policies
- 403Policies with a loss
- 7.08Loss ratio, whole span
Causes that carried the indemnity in Limestone County
- Drought $2,996,799 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $2,019,247 indemnity · 10 years
- Heat $257,346 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $129,308 indemnity · 3 years
- Decline in Price $64,854 indemnity · 4 years
- Cold Wet Weather $38,126 indemnity · 2 years
Cotton 9 years filed
- 0.26Low end of the filed band
- 2.31Middle of the filed band
- 6.07High end of the filed band
- 2023Worst year filed (6.07)
- 9Years filed
- $2,244,595Premium filed
- $4,555,983Indemnity paid
- $22,150,948Liability insured
- 26,882Quantity planted
- 33,048Quantity lost
- 247Policies
- 247Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Limestone County
- Drought $2,753,846 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $1,068,290 indemnity · 6 years
- Decline in Price $383,159 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $168,803 indemnity · 5 years
- Heat $158,193 indemnity · 1 years
- Hot Wind $18,766 indemnity · 1 years
Whole Farm Revenue Protection 6 years filed
- 0.06Low end of the filed band
- 0.60Middle of the filed band
- 3.28High end of the filed band
- 2020Worst year filed (3.28)
- 6Years filed
- $1,636,533Premium filed
- $3,421,412Indemnity paid
- $41,405,716Liability insured
- 0Quantity planted
- 0Quantity lost
- 14Policies
- 14Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Limestone County
- Excess Moisture/Precipitation/Rain $2,035,721 indemnity · 4 years
- Drought $1,275,367 indemnity · 3 years
- Cold Wet Weather $110,324 indemnity · 1 years
Every county-crop the agency files in Alabama → Buy the Limestone County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.