Crop-loss band · Alabama
Lowndes County, Alabama — crop-loss band
- 1.22Low end of the filed band
- 2.29Middle of the filed band
- 4.75High end of the filed band
- 2018Worst year filed (7.43)
- 10Years filed
Every year the Risk Management Agency has filed for Lowndes County is in the series below, from 2017 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.22 at the low end to 4.75 at the high end, with 2.29 in the middle. The worst year filed is 2018, at 7.43. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $90,463 | $174,987 | $749,422 | 18 | 18 | 1.93 |
| 2016 | $102,406 | $257,515 | $696,827 | 21 | 21 | 2.51 |
| 2017 | $101,867 | $483,645 | $650,482 | 14 | 14 | 4.75 |
| 2018 | $65,223 | $484,295 | $744,930 | 18 | 18 | 7.43 |
| 2019 | $140,914 | $182,663 | $1,114,616 | 38 | 38 | 1.30 |
| 2020 | $227,489 | $395,275 | $2,024,631 | 38 | 38 | 1.74 |
| 2021 | $321,003 | $1,516,360 | $2,983,556 | 52 | 52 | 4.72 |
| 2022 | $326,872 | $1,353,021 | $2,610,352 | 52 | 52 | 4.14 |
| 2023 | $582,733 | $711,792 | $4,210,035 | 113 | 113 | 1.22 |
| 2024 | $627,184 | $1,434,483 | $4,288,224 | 102 | 102 | 2.29 |
Commodities insured in Lowndes County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 7 years filed
- 1.10Low end of the filed band
- 1.93Middle of the filed band
- 3.45High end of the filed band
- 2017Worst year filed (3.45)
- 7Years filed
- $1,741,973Premium filed
- $3,174,306Indemnity paid
- $12,735,833Liability insured
- 56,827Quantity planted
- 0Quantity lost
- 355Policies
- 355Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Lowndes County
- ARPI/SCO/STAX/MP Crops Only $3,174,306 indemnity · 7 years
All Other Crops 9 years filed
- 1.05Low end of the filed band
- 2.58Middle of the filed band
- 25.89High end of the filed band
- 2022Worst year filed (25.89)
- 9Years filed
- $338,346Premium filed
- $2,212,056Indemnity paid
- $4,255,378Liability insured
- 12,788Quantity planted
- 4,393Quantity lost
- 67Policies
- 67Policies with a loss
- 6.54Loss ratio, whole span
Causes that carried the indemnity in Lowndes County
- Excess Moisture/Precipitation/Rain $1,026,227 indemnity · 4 years
- Decline in Price $374,740 indemnity · 4 years
- Freeze $318,449 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $252,283 indemnity · 7 years
- Hurricane/Tropical Depression $127,113 indemnity · 1 years
- Cold Wet Weather $48,815 indemnity · 1 years
Cotton 7 years filed
- 0.12Low end of the filed band
- 2.93Middle of the filed band
- 4.95High end of the filed band
- 2017Worst year filed (4.95)
- 7Years filed
- $505,835Premium filed
- $1,607,674Indemnity paid
- $3,081,864Liability insured
- 5,611Quantity planted
- 9,483Quantity lost
- 44Policies
- 44Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in Lowndes County
- Excess Moisture/Precipitation/Rain $682,365 indemnity · 4 years
- Drought $393,046 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $236,256 indemnity · 4 years
- Decline in Price $110,549 indemnity · 2 years
- Heat $55,117 indemnity · 1 years
- Hurricane/Tropical Depression $53,406 indemnity · 1 years
Every county-crop the agency files in Alabama → Buy the Lowndes County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.