Crop-loss band · Alabama
Marengo County, Alabama — crop-loss band
- 0.45Low end of the filed band
- 1.94Middle of the filed band
- 3.41High end of the filed band
- 2020Worst year filed (3.43)
- 10Years filed
Every year the Risk Management Agency has filed for Marengo County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.45 at the low end to 3.41 at the high end, with 1.94 in the middle. The worst year filed is 2020, at 3.43. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $116,368 | $167,485 | $637,043 | 16 | 16 | 1.44 |
| 2016 | $260,731 | $473,585 | $1,451,033 | 20 | 20 | 1.82 |
| 2017 | $201,297 | $363,994 | $904,922 | 13 | 13 | 1.81 |
| 2018 | $202,301 | $91,896 | $506,357 | 13 | 13 | 0.45 |
| 2019 | $388,712 | $1,259,962 | $2,669,364 | 30 | 30 | 3.24 |
| 2020 | $237,070 | $812,435 | $1,958,419 | 31 | 31 | 3.43 |
| 2021 | $260,827 | $689,037 | $2,177,352 | 24 | 24 | 2.64 |
| 2022 | $501,102 | $970,632 | $3,274,264 | 18 | 18 | 1.94 |
| 2023 | $583,232 | $1,966,017 | $3,787,941 | 44 | 44 | 3.37 |
| 2024 | $631,935 | $2,155,858 | $4,169,329 | 42 | 42 | 3.41 |
Commodities insured in Marengo County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.24Low end of the filed band
- 2.71Middle of the filed band
- 4.63High end of the filed band
- 2017Worst year filed (4.95)
- 10Years filed
- $2,273,996Premium filed
- $6,209,077Indemnity paid
- $15,369,441Liability insured
- 22,579Quantity planted
- 57,343Quantity lost
- 109Policies
- 109Policies with a loss
- 2.73Loss ratio, whole span
Causes that carried the indemnity in Marengo County
- ARPI/SCO/STAX/MP Crops Only $2,389,794 indemnity · 7 years
- Drought $1,812,873 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $977,941 indemnity · 5 years
- Decline in Price $578,974 indemnity · 3 years
- Hurricane/Tropical Depression $223,822 indemnity · 1 years
- Hot Wind $90,116 indemnity · 1 years
Corn 10 years filed
- 1.25Low end of the filed band
- 2.22Middle of the filed band
- 7.27High end of the filed band
- 2020Worst year filed (12.41)
- 10Years filed
- $548,825Premium filed
- $1,418,800Indemnity paid
- $3,309,315Liability insured
- 11,792Quantity planted
- 13,492Quantity lost
- 61Policies
- 61Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Marengo County
- Drought $721,154 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $400,613 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $148,738 indemnity · 4 years
- Decline in Price $128,108 indemnity · 4 years
- Heat $10,934 indemnity · 2 years
- Wildlife $9,254 indemnity · 1 years
Soybeans 10 years filed
- 1.36Low end of the filed band
- 2.49Middle of the filed band
- 4.13High end of the filed band
- 2020Worst year filed (7.81)
- 10Years filed
- $560,754Premium filed
- $1,323,024Indemnity paid
- $2,857,268Liability insured
- 16,358Quantity planted
- 19,255Quantity lost
- 81Policies
- 81Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Marengo County
- Drought $765,161 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $318,461 indemnity · 7 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $139,688 indemnity · 2 years
- Heat $45,511 indemnity · 1 years
- Decline in Price $35,958 indemnity · 4 years
- Wildlife $18,245 indemnity · 6 years
Every county-crop the agency files in Alabama → Buy the Marengo County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.