Crop-loss band · Alabama
Marshall County, Alabama — crop-loss band
- 0.57Low end of the filed band
- 1.93Middle of the filed band
- 3.14High end of the filed band
- 2023Worst year filed (3.17)
- 10Years filed
Every year the Risk Management Agency has filed for Marshall County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.57 at the low end to 3.14 at the high end, with 1.93 in the middle. The worst year filed is 2023, at 3.17. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $10,314 | $20,190 | $61,629 | 10 | 10 | 1.96 |
| 2016 | $107,478 | $207,814 | $825,789 | 38 | 38 | 1.93 |
| 2017 | $35,446 | $48,084 | $180,174 | 5 | 5 | 1.36 |
| 2018 | $51,919 | $118,083 | $468,422 | 18 | 18 | 2.27 |
| 2019 | $101,897 | $248,739 | $1,112,892 | 49 | 49 | 2.44 |
| 2020 | $43,095 | $77,104 | $444,736 | 17 | 17 | 1.79 |
| 2021 | $47,065 | $26,788 | $506,347 | 11 | 11 | 0.57 |
| 2022 | $141,314 | $217,371 | $1,576,653 | 26 | 26 | 1.54 |
| 2023 | $40,054 | $126,851 | $400,866 | 17 | 17 | 3.17 |
| 2024 | $423,891 | $1,330,252 | $4,966,222 | 124 | 124 | 3.14 |
Commodities insured in Marshall County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 8 years filed
- 0.53Low end of the filed band
- 1.92Middle of the filed band
- 3.69High end of the filed band
- 2024Worst year filed (3.69)
- 8Years filed
- $516,570Premium filed
- $1,357,253Indemnity paid
- $5,785,651Liability insured
- 11,111Quantity planted
- 10,429Quantity lost
- 152Policies
- 152Policies with a loss
- 2.63Loss ratio, whole span
Causes that carried the indemnity in Marshall County
- Drought $1,003,150 indemnity · 6 years
- Decline in Price $147,423 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $114,135 indemnity · 6 years
- Heat $62,831 indemnity · 2 years
- Flood $16,432 indemnity · 1 years
- Wind/Excess Wind $9,422 indemnity · 1 years
Soybeans 10 years filed
- 0.38Low end of the filed band
- 1.95Middle of the filed band
- 2.60High end of the filed band
- 2023Worst year filed (4.10)
- 10Years filed
- $485,903Premium filed
- $1,064,023Indemnity paid
- $4,758,079Liability insured
- 13,702Quantity planted
- 12,109Quantity lost
- 163Policies
- 163Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Marshall County
- Drought $777,224 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $180,796 indemnity · 8 years
- Decline in Price $76,308 indemnity · 4 years
- Wildlife $20,225 indemnity · 3 years
- Heat $9,471 indemnity · 1 years
Every county-crop the agency files in Alabama → Buy the Marshall County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.