Crop-loss band · Alabama
Monroe County, Alabama — crop-loss band
- 1.90Low end of the filed band
- 2.90Middle of the filed band
- 4.45High end of the filed band
- 2023Worst year filed (4.97)
- 10Years filed
Every year the Risk Management Agency has filed for Monroe County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.90 at the low end to 4.45 at the high end, with 2.90 in the middle. The worst year filed is 2023, at 4.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $183,961 | $533,779 | $1,597,050 | 50 | 50 | 2.90 |
| 2016 | $17,566 | $33,407 | $144,781 | 12 | 12 | 1.90 |
| 2017 | $195,703 | $647,357 | $1,433,452 | 57 | 57 | 3.31 |
| 2018 | $204,506 | $413,666 | $1,653,968 | 52 | 52 | 2.02 |
| 2019 | $142,205 | $361,319 | $1,202,025 | 61 | 61 | 2.54 |
| 2020 | $661,728 | $2,943,159 | $5,020,123 | 158 | 158 | 4.45 |
| 2021 | $369,309 | $1,271,900 | $3,345,692 | 85 | 85 | 3.44 |
| 2022 | $454,560 | $1,162,140 | $3,727,444 | 121 | 121 | 2.56 |
| 2023 | $1,023,082 | $5,083,875 | $11,541,743 | 293 | 293 | 4.97 |
| 2024 | $741,698 | $3,026,859 | $7,686,733 | 162 | 162 | 4.08 |
Commodities insured in Monroe County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.89Low end of the filed band
- 2.73Middle of the filed band
- 3.91High end of the filed band
- 2020Worst year filed (4.33)
- 10Years filed
- $2,408,131Premium filed
- $7,706,319Indemnity paid
- $19,273,340Liability insured
- 36,204Quantity planted
- 50,315Quantity lost
- 470Policies
- 470Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Excess Moisture/Precipitation/Rain $2,207,658 indemnity · 10 years
- Drought $2,140,760 indemnity · 6 years
- Hurricane/Tropical Depression $1,139,074 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $1,137,743 indemnity · 7 years
- Heat $428,446 indemnity · 3 years
- Decline in Price $251,979 indemnity · 5 years
Peanuts 10 years filed
- 1.15Low end of the filed band
- 4.47Middle of the filed band
- 6.47High end of the filed band
- 2023Worst year filed (7.02)
- 10Years filed
- $1,124,883Premium filed
- $6,652,088Indemnity paid
- $14,567,805Liability insured
- 19,158Quantity planted
- 23,356Quantity lost
- 217Policies
- 217Policies with a loss
- 5.91Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Drought $3,673,747 indemnity · 7 years
- Heat $1,217,839 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $801,397 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $686,097 indemnity · 1 years
- Hurricane/Tropical Depression $207,119 indemnity · 2 years
- Wildlife $24,804 indemnity · 2 years
Pasture,Rangeland,Forage 8 years filed
- 1.51Low end of the filed band
- 1.83Middle of the filed band
- 3.64High end of the filed band
- 2017Worst year filed (3.64)
- 8Years filed
- $461,304Premium filed
- $1,119,054Indemnity paid
- $3,511,866Liability insured
- 18,428Quantity planted
- 0Quantity lost
- 364Policies
- 364Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- ARPI/SCO/STAX/MP Crops Only $1,119,054 indemnity · 8 years
Every county-crop the agency files in Alabama → Buy the Monroe County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.