Crop-loss band · Alabama
Perry County, Alabama — crop-loss band
- 0.94Low end of the filed band
- 2.07Middle of the filed band
- 2.98High end of the filed band
- 2020Worst year filed (8.37)
- 10Years filed
Every year the Risk Management Agency has filed for Perry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.94 at the low end to 2.98 at the high end, with 2.07 in the middle. The worst year filed is 2020, at 8.37. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $376,818 | $636,883 | $1,178,814 | 43 | 43 | 1.69 |
| 2016 | $249,882 | $234,970 | $953,651 | 51 | 49 | 0.94 |
| 2017 | $203,618 | $323,533 | $727,383 | 30 | 30 | 1.59 |
| 2018 | $168,946 | $446,484 | $826,931 | 36 | 36 | 2.64 |
| 2019 | $402,766 | $681,208 | $2,217,813 | 36 | 36 | 1.69 |
| 2020 | $101,583 | $850,653 | $1,079,521 | 34 | 34 | 8.37 |
| 2021 | $351,595 | $1,048,967 | $2,084,728 | 41 | 41 | 2.98 |
| 2022 | $749,639 | $1,689,103 | $3,534,935 | 54 | 54 | 2.25 |
| 2023 | $405,199 | $839,943 | $1,792,904 | 28 | 28 | 2.07 |
| 2024 | $701,850 | $1,509,870 | $3,216,502 | 31 | 31 | 2.15 |
Commodities insured in Perry County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.63Low end of the filed band
- 1.60Middle of the filed band
- 2.06High end of the filed band
- 2020Worst year filed (6.38)
- 10Years filed
- $1,642,555Premium filed
- $3,029,622Indemnity paid
- $7,435,157Liability insured
- 28,257Quantity planted
- 31,889Quantity lost
- 207Policies
- 206Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Perry County
- Drought $1,384,950 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $843,338 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $357,390 indemnity · 1 years
- Plant Disease $268,221 indemnity · 2 years
- Hurricane/Tropical Depression $83,355 indemnity · 2 years
- Wildlife $49,990 indemnity · 4 years
Corn 10 years filed
- 1.05Low end of the filed band
- 2.31Middle of the filed band
- 3.18High end of the filed band
- 2020Worst year filed (17.75)
- 10Years filed
- $1,179,899Premium filed
- $2,805,204Indemnity paid
- $5,469,818Liability insured
- 15,777Quantity planted
- 17,347Quantity lost
- 105Policies
- 104Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Perry County
- Drought $1,677,376 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $754,125 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $237,164 indemnity · 1 years
- Decline in Price $83,579 indemnity · 4 years
- Heat $40,874 indemnity · 1 years
- XX $7,947 indemnity · 2 years
Cotton 8 years filed
- 1.71Low end of the filed band
- 2.44Middle of the filed band
- 9.03High end of the filed band
- 2020Worst year filed (9.03)
- 8Years filed
- $889,442Premium filed
- $2,426,788Indemnity paid
- $4,708,207Liability insured
- 8,030Quantity planted
- 21,026Quantity lost
- 72Policies
- 72Policies with a loss
- 2.73Loss ratio, whole span
Causes that carried the indemnity in Perry County
- Excess Moisture/Precipitation/Rain $880,771 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $780,860 indemnity · 5 years
- Drought $517,073 indemnity · 4 years
- Decline in Price $151,093 indemnity · 2 years
- Freeze $72,904 indemnity · 1 years
- Wildlife $17,214 indemnity · 1 years
Every county-crop the agency files in Alabama → Buy the Perry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.