Crop-loss band · Alabama
Pike County, Alabama — crop-loss band
- 1.70Low end of the filed band
- 1.95Middle of the filed band
- 2.55High end of the filed band
- 2015Worst year filed (2.63)
- 10Years filed
Every year the Risk Management Agency has filed for Pike County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.70 at the low end to 2.55 at the high end, with 1.95 in the middle. The worst year filed is 2015, at 2.63. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $359,635 | $947,481 | $1,478,128 | 84 | 84 | 2.63 |
| 2016 | $168,677 | $347,477 | $627,014 | 30 | 30 | 2.06 |
| 2017 | $148,694 | $317,729 | $619,755 | 33 | 33 | 2.14 |
| 2018 | $398,009 | $856,791 | $1,551,556 | 54 | 54 | 2.15 |
| 2019 | $555,957 | $1,081,693 | $2,221,865 | 114 | 114 | 1.95 |
| 2020 | $498,143 | $1,268,808 | $2,215,831 | 96 | 96 | 2.55 |
| 2021 | $430,573 | $783,183 | $1,972,244 | 110 | 110 | 1.82 |
| 2022 | $956,426 | $1,627,237 | $4,491,442 | 211 | 211 | 1.70 |
| 2023 | $987,904 | $1,912,773 | $4,856,586 | 232 | 232 | 1.94 |
| 2024 | $1,068,088 | $2,059,601 | $4,846,426 | 226 | 226 | 1.93 |
Commodities insured in Pike County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.74Low end of the filed band
- 2.07Middle of the filed band
- 2.12High end of the filed band
- 2020Worst year filed (2.74)
- 10Years filed
- $2,499,128Premium filed
- $5,259,316Indemnity paid
- $8,752,547Liability insured
- 18,813Quantity planted
- 20,461Quantity lost
- 268Policies
- 268Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Pike County
- Drought $2,382,999 indemnity · 8 years
- Hurricane/Tropical Depression $1,435,410 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $996,587 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $128,604 indemnity · 3 years
- Decline in Price $110,152 indemnity · 4 years
- Heat $103,882 indemnity · 5 years
Peanuts 10 years filed
- 1.89Low end of the filed band
- 2.25Middle of the filed band
- 3.37High end of the filed band
- 2015Worst year filed (3.82)
- 10Years filed
- $1,037,822Premium filed
- $2,542,668Indemnity paid
- $5,083,748Liability insured
- 10,509Quantity planted
- 10,565Quantity lost
- 252Policies
- 252Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in Pike County
- Drought $1,728,010 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $313,861 indemnity · 8 years
- Hurricane/Tropical Depression $194,755 indemnity · 3 years
- Wildlife $163,855 indemnity · 6 years
- Heat $122,817 indemnity · 5 years
- Freeze $8,345 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.76Low end of the filed band
- 1.75Middle of the filed band
- 2.76High end of the filed band
- 2016Worst year filed (5.71)
- 10Years filed
- $1,307,607Premium filed
- $2,168,044Indemnity paid
- $8,761,324Liability insured
- 29,140Quantity planted
- 0Quantity lost
- 474Policies
- 474Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Pike County
- ARPI/SCO/STAX Crops Only $2,168,044 indemnity · 10 years
Corn 10 years filed
- 1.12Low end of the filed band
- 1.69Middle of the filed band
- 2.62High end of the filed band
- 2020Worst year filed (3.07)
- 10Years filed
- $727,549Premium filed
- $1,232,745Indemnity paid
- $2,283,228Liability insured
- 8,250Quantity planted
- 8,300Quantity lost
- 196Policies
- 196Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Pike County
- Drought $828,411 indemnity · 8 years
- Heat $132,186 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $131,319 indemnity · 6 years
- Hurricane/Tropical Depression $74,855 indemnity · 2 years
- Decline in Price $32,735 indemnity · 6 years
- Wildlife $31,786 indemnity · 4 years
Every county-crop the agency files in Alabama → Buy the Pike County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.