Crop-loss band · Arkansas
Clay County, Arkansas — crop-loss band
- 2.65Low end of the filed band
- 4.42Middle of the filed band
- 6.26High end of the filed band
- 2019Worst year filed (6.59)
- 10Years filed
Every year the Risk Management Agency has filed for Clay County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.65 at the low end to 6.26 at the high end, with 4.42 in the middle. The worst year filed is 2019, at 6.59. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $994,271 | $6,221,280 | $12,027,126 | 346 | 344 | 6.26 |
| 2016 | $1,216,210 | $3,228,622 | $16,423,619 | 311 | 298 | 2.65 |
| 2017 | $1,163,640 | $5,147,790 | $13,152,112 | 328 | 314 | 4.42 |
| 2018 | $683,652 | $2,117,388 | $9,040,066 | 245 | 235 | 3.10 |
| 2019 | $1,560,697 | $10,288,858 | $14,875,668 | 495 | 483 | 6.59 |
| 2020 | $1,429,621 | $8,498,837 | $13,589,292 | 461 | 455 | 5.94 |
| 2021 | $1,230,455 | $4,138,027 | $15,402,237 | 372 | 364 | 3.36 |
| 2022 | $3,165,915 | $12,130,970 | $27,809,657 | 531 | 531 | 3.83 |
| 2023 | $871,196 | $4,628,530 | $9,757,819 | 227 | 227 | 5.31 |
| 2024 | $1,329,705 | $6,814,924 | $15,316,195 | 284 | 284 | 5.13 |
Commodities insured in Clay County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Rice 10 years filed
- 3.05Low end of the filed band
- 5.97Middle of the filed band
- 7.89High end of the filed band
- 2015Worst year filed (9.55)
- 10Years filed
- $6,451,373Premium filed
- $39,824,229Indemnity paid
- $65,483,916Liability insured
- 121,799Quantity planted
- 115,786Quantity lost
- 1,543Policies
- 1,503Policies with a loss
- 6.17Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $31,451,589 indemnity · 10 years
- Wind/Excess Wind $5,324,844 indemnity · 10 years
- Cold Wet Weather $1,136,189 indemnity · 7 years
- Flood $719,787 indemnity · 5 years
- Heat $706,511 indemnity · 5 years
- Hail $205,583 indemnity · 1 years
Corn 10 years filed
- 2.31Low end of the filed band
- 3.87Middle of the filed band
- 4.36High end of the filed band
- 2015Worst year filed (4.92)
- 10Years filed
- $2,695,330Premium filed
- $10,040,064Indemnity paid
- $22,134,271Liability insured
- 60,573Quantity planted
- 58,128Quantity lost
- 569Policies
- 569Policies with a loss
- 3.73Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $8,275,600 indemnity · 10 years
- Cold Wet Weather $846,957 indemnity · 5 years
- Heat $561,870 indemnity · 2 years
- Drought $150,836 indemnity · 2 years
- Wind/Excess Wind $78,898 indemnity · 2 years
- Flood $47,620 indemnity · 3 years
Soybeans 10 years filed
- 1.29Low end of the filed band
- 2.87Middle of the filed band
- 4.77High end of the filed band
- 2019Worst year filed (7.11)
- 10Years filed
- $3,001,916Premium filed
- $9,195,846Indemnity paid
- $53,007,306Liability insured
- 158,238Quantity planted
- 102,476Quantity lost
- 1,306Policies
- 1,281Policies with a loss
- 3.06Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $6,051,443 indemnity · 10 years
- Heat $1,818,626 indemnity · 8 years
- Flood $537,651 indemnity · 7 years
- Hot Wind $320,624 indemnity · 4 years
- Cold Wet Weather $149,278 indemnity · 6 years
- Decline in Price $126,866 indemnity · 2 years
Cotton 10 years filed
- 2.07Low end of the filed band
- 5.59Middle of the filed band
- 10.37High end of the filed band
- 2017Worst year filed (11.68)
- 10Years filed
- $1,496,742Premium filed
- $4,155,087Indemnity paid
- $6,768,299Liability insured
- 14,402Quantity planted
- 21,631Quantity lost
- 182Policies
- 182Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Clay County
- ARPI/SCO/STAX/MP Crops Only $2,488,003 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,263,610 indemnity · 10 years
- Hail $186,078 indemnity · 1 years
- Flood $115,725 indemnity · 1 years
- Heat $56,727 indemnity · 2 years
- Decline in Price $43,416 indemnity · 2 years
Every county-crop the agency files in Arkansas → Buy the Clay County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.