Crop-loss band · Arkansas
Lafayette County, Arkansas — crop-loss band
- 1.29Low end of the filed band
- 2.90Middle of the filed band
- 4.00High end of the filed band
- 2020Worst year filed (4.70)
- 10Years filed
Every year the Risk Management Agency has filed for Lafayette County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.29 at the low end to 4.00 at the high end, with 2.90 in the middle. The worst year filed is 2020, at 4.70. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $538,005 | $1,263,307 | $3,150,476 | 89 | 87 | 2.35 |
| 2016 | $618,144 | $1,956,264 | $4,428,235 | 85 | 85 | 3.16 |
| 2017 | $460,767 | $594,762 | $2,469,179 | 32 | 32 | 1.29 |
| 2018 | $604,404 | $1,214,330 | $4,128,058 | 51 | 51 | 2.01 |
| 2019 | $741,250 | $2,588,579 | $4,272,971 | 103 | 103 | 3.49 |
| 2020 | $898,476 | $4,220,928 | $6,117,785 | 97 | 97 | 4.70 |
| 2021 | $1,034,437 | $4,142,618 | $7,562,611 | 112 | 112 | 4.00 |
| 2022 | $1,239,041 | $3,599,192 | $7,565,620 | 137 | 137 | 2.90 |
| 2023 | $1,616,442 | $2,354,414 | $11,711,023 | 116 | 116 | 1.46 |
| 2024 | $1,664,178 | $5,253,042 | $12,550,932 | 118 | 118 | 3.16 |
Commodities insured in Lafayette County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.81Low end of the filed band
- 3.76Middle of the filed band
- 4.23High end of the filed band
- 2020Worst year filed (5.35)
- 10Years filed
- $2,986,169Premium filed
- $11,069,912Indemnity paid
- $23,349,481Liability insured
- 59,462Quantity planted
- 58,110Quantity lost
- 251Policies
- 251Policies with a loss
- 3.71Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Excess Moisture/Precipitation/Rain $8,586,288 indemnity · 10 years
- Heat $712,463 indemnity · 4 years
- Wind/Excess Wind $471,074 indemnity · 2 years
- Mycotoxin $310,904 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $291,636 indemnity · 2 years
- Hail $199,276 indemnity · 1 years
Soybeans 10 years filed
- 1.36Low end of the filed band
- 1.98Middle of the filed band
- 3.25High end of the filed band
- 2021Worst year filed (3.39)
- 10Years filed
- $2,930,570Premium filed
- $6,162,519Indemnity paid
- $16,551,776Liability insured
- 51,780Quantity planted
- 51,765Quantity lost
- 260Policies
- 259Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Excess Moisture/Precipitation/Rain $4,080,858 indemnity · 10 years
- Heat $1,639,361 indemnity · 6 years
- Drought $313,113 indemnity · 7 years
- Flood $84,705 indemnity · 1 years
- Decline in Price $37,735 indemnity · 4 years
- Plant Disease $4,864 indemnity · 1 years
Rice 10 years filed
- 0.69Low end of the filed band
- 3.46Middle of the filed band
- 5.36High end of the filed band
- 2022Worst year filed (9.69)
- 10Years filed
- $1,693,958Premium filed
- $5,055,293Indemnity paid
- $14,651,539Liability insured
- 27,836Quantity planted
- 28,674Quantity lost
- 72Policies
- 72Policies with a loss
- 2.98Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Excess Moisture/Precipitation/Rain $4,355,569 indemnity · 10 years
- Heat $261,761 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $256,791 indemnity · 2 years
- Wind/Excess Wind $85,225 indemnity · 1 years
- Hurricane/Tropical Depression $41,401 indemnity · 1 years
- Wildlife $25,208 indemnity · 1 years
Cotton 6 years filed
- 3.13Low end of the filed band
- 3.58Middle of the filed band
- 9.12High end of the filed band
- 2024Worst year filed (9.12)
- 6Years filed
- $691,304Premium filed
- $2,632,127Indemnity paid
- $4,017,344Liability insured
- 7,820Quantity planted
- 11,055Quantity lost
- 45Policies
- 45Policies with a loss
- 3.81Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Excess Moisture/Precipitation/Rain $1,627,602 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $866,377 indemnity · 2 years
- Heat $138,148 indemnity · 1 years
Wheat 9 years filed
- 1.60Low end of the filed band
- 2.41Middle of the filed band
- 4.23High end of the filed band
- 2016Worst year filed (4.23)
- 9Years filed
- $671,552Premium filed
- $1,510,979Indemnity paid
- $2,818,661Liability insured
- 20,512Quantity planted
- 20,512Quantity lost
- 115Policies
- 114Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Excess Moisture/Precipitation/Rain $1,329,544 indemnity · 9 years
- Drought $117,987 indemnity · 2 years
- Freeze $28,703 indemnity · 2 years
- Heat $20,554 indemnity · 1 years
- Flood $13,409 indemnity · 1 years
- Decline in Price $784 indemnity · 2 years
Pasture,Rangeland,Forage 9 years filed
- 0.55Low end of the filed band
- 1.81Middle of the filed band
- 2.79High end of the filed band
- 2018Worst year filed (2.79)
- 9Years filed
- $441,591Premium filed
- $756,606Indemnity paid
- $2,568,089Liability insured
- 19,036Quantity planted
- 0Quantity lost
- 197Policies
- 197Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- ARPI/SCO/STAX/MP Crops Only $756,606 indemnity · 9 years
Every county-crop the agency files in Arkansas → Buy the Lafayette County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.