Crop-loss band · Arizona
Graham County, Arizona — crop-loss band
- 1.80Low end of the filed band
- 2.34Middle of the filed band
- 3.42High end of the filed band
- 2016Worst year filed (3.86)
- 10Years filed
Every year the Risk Management Agency has filed for Graham County is in the series below, from 2017 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.80 at the low end to 3.42 at the high end, with 2.34 in the middle. The worst year filed is 2016, at 3.86. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $775,848 | $2,649,790 | $4,901,718 | 55 | 55 | 3.42 |
| 2016 | $1,167,595 | $4,512,676 | $6,440,872 | 80 | 80 | 3.86 |
| 2017 | $2,057,732 | $5,784,322 | $8,857,208 | 117 | 117 | 2.81 |
| 2018 | $2,434,071 | $7,313,836 | $10,303,826 | 92 | 92 | 3.00 |
| 2019 | $1,595,716 | $3,651,222 | $18,425,667 | 104 | 104 | 2.29 |
| 2020 | $3,026,231 | $7,104,051 | $12,193,286 | 164 | 164 | 2.35 |
| 2021 | $4,803,170 | $9,425,240 | $18,722,613 | 193 | 193 | 1.96 |
| 2022 | $3,960,804 | $9,277,850 | $16,267,157 | 179 | 179 | 2.34 |
| 2023 | $4,628,509 | $8,328,189 | $20,961,514 | 210 | 210 | 1.80 |
| 2024 | $2,895,398 | $6,221,929 | $15,051,659 | 152 | 152 | 2.15 |
Commodities insured in Graham County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 8 years filed
- 0.68Low end of the filed band
- 1.82Middle of the filed band
- 2.52High end of the filed band
- 2017Worst year filed (2.52)
- 8Years filed
- $16,455,648Premium filed
- $31,442,996Indemnity paid
- $58,448,753Liability insured
- 5,725,917Quantity planted
- 0Quantity lost
- 767Policies
- 767Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Graham County
- ARPI/SCO/STAX/MP Crops Only $31,442,996 indemnity · 8 years
Cotton 10 years filed
- 2.26Low end of the filed band
- 3.88Middle of the filed band
- 7.39High end of the filed band
- 2015Worst year filed (8.00)
- 10Years filed
- $4,822,157Premium filed
- $19,082,805Indemnity paid
- $34,197,063Liability insured
- 43,422Quantity planted
- 60,016Quantity lost
- 375Policies
- 375Policies with a loss
- 3.96Loss ratio, whole span
Causes that carried the indemnity in Graham County
- Failure of Irrigation Supply $12,302,344 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $2,208,186 indemnity · 6 years
- Hail $1,391,996 indemnity · 10 years
- Heat $1,208,729 indemnity · 6 years
- Decline in Price $569,635 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $473,245 indemnity · 7 years
Cotton Ex Long Staple 10 years filed
- 0.88Low end of the filed band
- 2.03Middle of the filed band
- 3.87High end of the filed band
- 2016Worst year filed (4.00)
- 10Years filed
- $2,628,228Premium filed
- $6,842,393Indemnity paid
- $15,419,423Liability insured
- 10,857Quantity planted
- 10,856Quantity lost
- 130Policies
- 130Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Graham County
- Hail $2,431,847 indemnity · 6 years
- Failure of Irrigation Supply $2,052,091 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,518,631 indemnity · 3 years
- Heat $384,875 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $323,457 indemnity · 5 years
- Plant Disease $71,433 indemnity · 3 years
Corn 6 years filed
- 2.02Low end of the filed band
- 2.56Middle of the filed band
- 14.73High end of the filed band
- 2020Worst year filed (14.73)
- 6Years filed
- $1,710,112Premium filed
- $4,838,496Indemnity paid
- $12,260,602Liability insured
- 335Quantity planted
- 3,737Quantity lost
- 42Policies
- 42Policies with a loss
- 2.83Loss ratio, whole span
Causes that carried the indemnity in Graham County
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $4,693,329 indemnity · 4 years
- Heat $105,163 indemnity · 2 years
- Insects $40,004 indemnity · 1 years
All Other Crops 10 years filed
- 0.46Low end of the filed band
- 1.01Middle of the filed band
- 1.95High end of the filed band
- 2022Worst year filed (2.26)
- 10Years filed
- $1,728,929Premium filed
- $2,062,415Indemnity paid
- $11,799,679Liability insured
- 3,205Quantity planted
- 1,653Quantity lost
- 32Policies
- 32Policies with a loss
- 1.19Loss ratio, whole span
Causes that carried the indemnity in Graham County
- Freeze $1,154,042 indemnity · 7 years
- Heat $365,001 indemnity · 4 years
- Cold Wet Weather $203,421 indemnity · 1 years
- Frost $173,827 indemnity · 3 years
- Hail $96,273 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $59,283 indemnity · 1 years
Every county-crop the agency files in Arizona → Buy the Graham County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.