Crop-loss band · Arizona
Maricopa County, Arizona — crop-loss band
- 1.33Low end of the filed band
- 2.12Middle of the filed band
- 3.15High end of the filed band
- 2024Worst year filed (3.29)
- 10Years filed
Every year the Risk Management Agency has filed for Maricopa County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.33 at the low end to 3.15 at the high end, with 2.12 in the middle. The worst year filed is 2024, at 3.29. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $22,790 | $52,071 | $204,358 | 4 | 4 | 2.28 |
| 2016 | $166,074 | $220,079 | $712,946 | 25 | 25 | 1.33 |
| 2017 | $3,772,426 | $7,144,813 | $12,959,454 | 99 | 99 | 1.89 |
| 2018 | $3,895,658 | $7,798,471 | $14,686,871 | 153 | 153 | 2.00 |
| 2019 | $1,669,375 | $3,050,420 | $8,740,907 | 152 | 152 | 1.83 |
| 2020 | $2,763,489 | $7,335,824 | $9,955,825 | 293 | 291 | 2.65 |
| 2021 | $3,347,468 | $7,089,952 | $10,542,423 | 292 | 292 | 2.12 |
| 2022 | $3,576,572 | $7,822,891 | $11,728,301 | 249 | 249 | 2.19 |
| 2023 | $3,665,838 | $11,538,150 | $19,087,158 | 318 | 318 | 3.15 |
| 2024 | $3,589,101 | $11,802,653 | $17,791,151 | 323 | 323 | 3.29 |
Commodities insured in Maricopa County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 9 years filed
- 1.42Low end of the filed band
- 1.96Middle of the filed band
- 2.57High end of the filed band
- 2020Worst year filed (2.57)
- 9Years filed
- $19,049,275Premium filed
- $39,379,370Indemnity paid
- $59,422,497Liability insured
- 7,316,316Quantity planted
- 0Quantity lost
- 1,534Policies
- 1,534Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Maricopa County
- ARPI/SCO/STAX/MP Crops Only $39,379,370 indemnity · 9 years
Cotton 9 years filed
- 0.32Low end of the filed band
- 2.47Middle of the filed band
- 4.38High end of the filed band
- 2020Worst year filed (4.38)
- 9Years filed
- $5,001,586Premium filed
- $14,471,541Indemnity paid
- $27,210,694Liability insured
- 23,328Quantity planted
- 40,546Quantity lost
- 174Policies
- 174Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Maricopa County
- Failure of Irrigation Supply $7,228,095 indemnity · 4 years
- Heat $2,275,299 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $2,232,542 indemnity · 6 years
- Wind/Excess Wind $723,111 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $692,099 indemnity · 4 years
- Hail $615,934 indemnity · 2 years
All Other Crops 5 years filed
- 3.03Low end of the filed band
- 6.74Middle of the filed band
- 8.19High end of the filed band
- 2024Worst year filed (8.19)
- 5Years filed
- $878,716Premium filed
- $5,832,481Indemnity paid
- $13,607,360Liability insured
- 6,210Quantity planted
- 1,650Quantity lost
- 25Policies
- 25Policies with a loss
- 6.64Loss ratio, whole span
Causes that carried the indemnity in Maricopa County
- ARPI/SCO/STAX Crops Only $3,319,962 indemnity · 4 years
- Frost $1,728,395 indemnity · 1 years
- Insects $414,218 indemnity · 1 years
- Wind/Excess Wind $231,118 indemnity · 1 years
- Freeze $136,453 indemnity · 1 years
- Plant Disease $2,335 indemnity · 1 years
Wheat 5 years filed
- 0.78Low end of the filed band
- 2.93Middle of the filed band
- 4.80High end of the filed band
- 2023Worst year filed (4.80)
- 5Years filed
- $599,509Premium filed
- $2,237,315Indemnity paid
- $3,302,225Liability insured
- 5,747Quantity planted
- 5,701Quantity lost
- 21Policies
- 19Policies with a loss
- 3.73Loss ratio, whole span
Causes that carried the indemnity in Maricopa County
- Failure of Irrigation Supply $1,585,216 indemnity · 3 years
- Heat $281,709 indemnity · 4 years
- Flood $180,456 indemnity · 1 years
- Cold Wet Weather $92,343 indemnity · 1 years
- Freeze $63,310 indemnity · 1 years
- Hot Wind $18,248 indemnity · 2 years
Apiculture 6 years filed
- 0.94Low end of the filed band
- 1.97Middle of the filed band
- 2.46High end of the filed band
- 2022Worst year filed (2.46)
- 6Years filed
- $939,705Premium filed
- $1,934,617Indemnity paid
- $2,866,618Liability insured
- 24,071Quantity planted
- 0Quantity lost
- 154Policies
- 154Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Maricopa County
- ARPI/SCO/STAX/MP Crops Only $1,934,617 indemnity · 6 years
Every county-crop the agency files in Arizona → Buy the Maricopa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.