Crop-loss band · Arizona
Pinal County, Arizona — crop-loss band
- 2.73Low end of the filed band
- 3.33Middle of the filed band
- 4.01High end of the filed band
- 2015Worst year filed (5.26)
- 10Years filed
Every year the Risk Management Agency has filed for Pinal County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.73 at the low end to 4.01 at the high end, with 3.33 in the middle. The worst year filed is 2015, at 5.26. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,220,598 | $11,673,351 | $24,653,234 | 129 | 129 | 5.26 |
| 2016 | $2,710,768 | $10,873,860 | $23,168,680 | 157 | 157 | 4.01 |
| 2017 | $4,388,488 | $14,592,160 | $30,527,834 | 256 | 256 | 3.33 |
| 2018 | $9,401,499 | $27,244,412 | $64,405,274 | 447 | 443 | 2.90 |
| 2019 | $7,609,430 | $26,352,790 | $72,587,821 | 514 | 514 | 3.46 |
| 2020 | $7,025,452 | $23,655,685 | $57,391,694 | 689 | 689 | 3.37 |
| 2021 | $8,844,343 | $24,112,045 | $43,333,264 | 525 | 525 | 2.73 |
| 2022 | $17,141,552 | $50,550,688 | $85,470,774 | 739 | 739 | 2.95 |
| 2023 | $15,682,155 | $55,487,926 | $82,535,767 | 771 | 771 | 3.54 |
| 2024 | $16,212,148 | $53,686,053 | $91,061,984 | 779 | 779 | 3.31 |
Commodities insured in Pinal County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 2.60Low end of the filed band
- 3.25Middle of the filed band
- 5.91High end of the filed band
- 2016Worst year filed (6.24)
- 10Years filed
- $60,184,123Premium filed
- $199,420,131Indemnity paid
- $355,759,938Liability insured
- 362,803Quantity planted
- 455,054Quantity lost
- 1,868Policies
- 1,864Policies with a loss
- 3.31Loss ratio, whole span
Causes that carried the indemnity in Pinal County
- Failure of Irrigation Supply $128,376,318 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $36,432,489 indemnity · 7 years
- Heat $12,159,113 indemnity · 10 years
- Decline in Price $5,454,425 indemnity · 4 years
- Hail $5,191,995 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $4,279,991 indemnity · 8 years
Corn 10 years filed
- 5.28Low end of the filed band
- 7.53Middle of the filed band
- 12.09High end of the filed band
- 2015Worst year filed (12.78)
- 10Years filed
- $6,088,440Premium filed
- $38,665,586Indemnity paid
- $61,911,051Liability insured
- 50,116Quantity planted
- 50,679Quantity lost
- 361Policies
- 361Policies with a loss
- 6.35Loss ratio, whole span
Causes that carried the indemnity in Pinal County
- Failure of Irrigation Supply $24,356,208 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $11,593,115 indemnity · 3 years
- Heat $1,444,723 indemnity · 8 years
- Wind/Excess Wind $755,600 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $253,490 indemnity · 3 years
- Hot Wind $107,405 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 1.77Low end of the filed band
- 1.97Middle of the filed band
- 2.73High end of the filed band
- 2015Worst year filed (3.44)
- 10Years filed
- $15,151,534Premium filed
- $33,058,114Indemnity paid
- $53,617,237Liability insured
- 6,390,279Quantity planted
- 0Quantity lost
- 2,224Policies
- 2,224Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Pinal County
- ARPI/SCO/STAX Crops Only $33,058,114 indemnity · 10 years
Wheat 10 years filed
- 1.87Low end of the filed band
- 4.20Middle of the filed band
- 8.86High end of the filed band
- 2017Worst year filed (9.12)
- 10Years filed
- $3,556,096Premium filed
- $11,927,237Indemnity paid
- $17,431,262Liability insured
- 29,259Quantity planted
- 29,290Quantity lost
- 262Policies
- 262Policies with a loss
- 3.35Loss ratio, whole span
Causes that carried the indemnity in Pinal County
- Failure of Irrigation Supply $7,033,444 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,731,149 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,054,901 indemnity · 3 years
- Freeze $651,621 indemnity · 3 years
- Heat $216,388 indemnity · 3 years
- Cold Wet Weather $77,156 indemnity · 2 years
Cotton Ex Long Staple 10 years filed
- 1.03Low end of the filed band
- 2.39Middle of the filed band
- 3.98High end of the filed band
- 2016Worst year filed (4.77)
- 10Years filed
- $2,629,609Premium filed
- $6,845,070Indemnity paid
- $9,229,560Liability insured
- 7,288Quantity planted
- 7,288Quantity lost
- 42Policies
- 42Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Pinal County
- Failure of Irrigation Supply $4,952,155 indemnity · 10 years
- Hail $1,146,127 indemnity · 2 years
- Heat $495,233 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $82,215 indemnity · 1 years
- Freeze $82,181 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $69,920 indemnity · 2 years
Whole Farm Revenue Protection 7 years filed
- 0.29Low end of the filed band
- 1.16Middle of the filed band
- 4.79High end of the filed band
- 2015Worst year filed (4.79)
- 7Years filed
- $2,328,146Premium filed
- $3,618,065Indemnity paid
- $65,201,401Liability insured
- 0Quantity planted
- 0Quantity lost
- 80Policies
- 80Policies with a loss
- 1.55Loss ratio, whole span
Causes that carried the indemnity in Pinal County
- Decline in Price $1,366,584 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $707,408 indemnity · 4 years
- Heat $645,707 indemnity · 4 years
- Hail $440,007 indemnity · 1 years
- Freeze $140,462 indemnity · 1 years
- Wind/Excess Wind $116,168 indemnity · 3 years
All Other Crops 7 years filed
- 0.51Low end of the filed band
- 2.41Middle of the filed band
- 10.01High end of the filed band
- 2022Worst year filed (10.01)
- 7Years filed
- $598,999Premium filed
- $3,320,849Indemnity paid
- $9,744,540Liability insured
- 3,217Quantity planted
- 1,661Quantity lost
- 20Policies
- 20Policies with a loss
- 5.54Loss ratio, whole span
Causes that carried the indemnity in Pinal County
- Freeze $2,010,248 indemnity · 1 years
- Plant Disease $598,506 indemnity · 1 years
- Heat $282,458 indemnity · 2 years
- Decline in Price $247,791 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $110,300 indemnity · 4 years
- Cold Wet Weather $48,019 indemnity · 1 years
Apiculture 6 years filed
- 1.48Low end of the filed band
- 1.97Middle of the filed band
- 2.41High end of the filed band
- 2024Worst year filed (2.41)
- 6Years filed
- $699,486Premium filed
- $1,373,918Indemnity paid
- $2,241,337Liability insured
- 18,765Quantity planted
- 0Quantity lost
- 149Policies
- 149Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Pinal County
- ARPI/SCO/STAX/MP Crops Only $1,373,918 indemnity · 6 years
Every county-crop the agency files in Arizona → Buy the Pinal County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.