Crop-loss band · California
Butte County, California — crop-loss band
- 2.34Low end of the filed band
- 7.24Middle of the filed band
- 10.51High end of the filed band
- 2024Worst year filed (12.91)
- 10Years filed
Every year the Risk Management Agency has filed for Butte County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.34 at the low end to 10.51 at the high end, with 7.24 in the middle. The worst year filed is 2024, at 12.91. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,705,551 | $13,343,950 | $21,248,024 | 252 | 252 | 7.82 |
| 2016 | $4,281,627 | $10,005,108 | $41,474,109 | 262 | 262 | 2.34 |
| 2017 | $1,984,380 | $17,199,786 | $30,654,812 | 317 | 317 | 8.67 |
| 2018 | $2,297,171 | $7,319,155 | $24,961,900 | 191 | 191 | 3.19 |
| 2019 | $2,050,016 | $12,695,174 | $36,848,432 | 261 | 261 | 6.19 |
| 2020 | $2,255,014 | $6,032,815 | $16,523,704 | 135 | 135 | 2.68 |
| 2021 | $2,560,535 | $26,907,731 | $41,895,535 | 346 | 346 | 10.51 |
| 2022 | $4,598,705 | $43,522,605 | $76,592,733 | 506 | 506 | 9.46 |
| 2023 | $2,140,413 | $15,491,792 | $36,342,164 | 313 | 313 | 7.24 |
| 2024 | $3,871,946 | $49,985,712 | $64,327,203 | 502 | 502 | 12.91 |
Commodities insured in Butte County
9 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Rice 10 years filed
- 1.03Low end of the filed band
- 18.37Middle of the filed band
- 21.30High end of the filed band
- 2020Worst year filed (35.29)
- 10Years filed
- $7,563,781Premium filed
- $125,371,723Indemnity paid
- $149,059,584Liability insured
- 135,599Quantity planted
- 136,469Quantity lost
- 1,205Policies
- 1,205Policies with a loss
- 16.58Loss ratio, whole span
Causes that carried the indemnity in Butte County
- Excess Moisture/Precipitation/Rain $70,138,376 indemnity · 9 years
- Failure of Irrigation Supply $51,466,598 indemnity · 5 years
- Failure of Irrigation Equipment $917,250 indemnity · 2 years
- Inability to Prepare Land for Irrigation $714,353 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $714,072 indemnity · 4 years
- Decline in Price $624,096 indemnity · 2 years
Almonds 10 years filed
- 3.12Low end of the filed band
- 5.28Middle of the filed band
- 8.96High end of the filed band
- 2022Worst year filed (10.33)
- 10Years filed
- $4,540,403Premium filed
- $28,923,525Indemnity paid
- $111,832,971Liability insured
- 43,853Quantity planted
- 43,966Quantity lost
- 674Policies
- 674Policies with a loss
- 6.37Loss ratio, whole span
Causes that carried the indemnity in Butte County
- Freeze $12,434,036 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $9,349,020 indemnity · 10 years
- Cold Wet Weather $2,018,873 indemnity · 5 years
- Frost $1,768,977 indemnity · 7 years
- Hot Wind $1,257,122 indemnity · 1 years
- Heat $904,898 indemnity · 4 years
Prunes 10 years filed
- 1.27Low end of the filed band
- 1.51Middle of the filed band
- 2.43High end of the filed band
- 2016Worst year filed (2.66)
- 10Years filed
- $9,856,983Premium filed
- $20,744,275Indemnity paid
- $39,492,682Liability insured
- 14,749Quantity planted
- 14,769Quantity lost
- 352Policies
- 352Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Butte County
- Heat $7,173,559 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $7,032,397 indemnity · 8 years
- Frost $1,606,107 indemnity · 4 years
- Wind/Excess Wind $1,525,098 indemnity · 4 years
- Freeze $1,348,906 indemnity · 2 years
- Cold Wet Weather $818,816 indemnity · 5 years
Whole Farm Revenue Protection 8 years filed
- 1.55Low end of the filed band
- 4.45Middle of the filed band
- 12.08High end of the filed band
- 2022Worst year filed (12.08)
- 8Years filed
- $1,836,166Premium filed
- $11,905,496Indemnity paid
- $44,597,286Liability insured
- 0Quantity planted
- 0Quantity lost
- 70Policies
- 70Policies with a loss
- 6.48Loss ratio, whole span
Causes that carried the indemnity in Butte County
- Decline in Price $6,834,662 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,620,580 indemnity · 3 years
- Freeze $1,136,005 indemnity · 1 years
- Frost $916,574 indemnity · 2 years
- Cold Wet Weather $741,181 indemnity · 4 years
- Heat $365,629 indemnity · 2 years
Walnuts 9 years filed
- 2.87Low end of the filed band
- 7.58Middle of the filed band
- 34.15High end of the filed band
- 2016Worst year filed (34.15)
- 9Years filed
- $1,052,032Premium filed
- $7,119,390Indemnity paid
- $24,167,107Liability insured
- 10,853Quantity planted
- 10,847Quantity lost
- 241Policies
- 241Policies with a loss
- 6.77Loss ratio, whole span
Causes that carried the indemnity in Butte County
- Excess Moisture/Precipitation/Rain $2,118,812 indemnity · 8 years
- Heat $2,106,860 indemnity · 8 years
- Freeze $969,108 indemnity · 3 years
- Cold Wet Weather $587,335 indemnity · 5 years
- Wind/Excess Wind $567,048 indemnity · 5 years
- Frost $507,918 indemnity · 2 years
All Other Crops 9 years filed
- 0.20Low end of the filed band
- 6.65Middle of the filed band
- 23.78High end of the filed band
- 2017Worst year filed (23.78)
- 9Years filed
- $351,452Premium filed
- $2,550,737Indemnity paid
- $8,181,723Liability insured
- 11,736Quantity planted
- 2,116Quantity lost
- 42Policies
- 42Policies with a loss
- 7.26Loss ratio, whole span
Causes that carried the indemnity in Butte County
- Decline in Price $773,588 indemnity · 1 years
- Heat $740,250 indemnity · 2 years
- Hot Wind $637,059 indemnity · 1 years
- Freeze $140,873 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $119,313 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $58,943 indemnity · 3 years
Processing Cling Peaches 10 years filed
- 1.12Low end of the filed band
- 5.16Middle of the filed band
- 7.72High end of the filed band
- 2022Worst year filed (12.50)
- 10Years filed
- $291,219Premium filed
- $2,249,662Indemnity paid
- $5,828,007Liability insured
- 1,416Quantity planted
- 1,416Quantity lost
- 59Policies
- 59Policies with a loss
- 7.73Loss ratio, whole span
Causes that carried the indemnity in Butte County
- Freeze $911,419 indemnity · 2 years
- Heat $612,885 indemnity · 6 years
- Frost $310,174 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $195,091 indemnity · 4 years
- Hot Wind $125,476 indemnity · 1 years
- Wind/Excess Wind $61,211 indemnity · 1 years
Apiculture 10 years filed
- 0.57Low end of the filed band
- 1.35Middle of the filed band
- 2.38High end of the filed band
- 2020Worst year filed (2.69)
- 10Years filed
- $1,339,101Premium filed
- $2,139,696Indemnity paid
- $4,353,945Liability insured
- 38,567Quantity planted
- 0Quantity lost
- 300Policies
- 300Policies with a loss
- 1.60Loss ratio, whole span
Causes that carried the indemnity in Butte County
- ARPI/SCO/STAX Crops Only $2,139,696 indemnity · 10 years
Pasture,Rangeland,Forage 6 years filed
- 0.84Low end of the filed band
- 1.56Middle of the filed band
- 2.74High end of the filed band
- 2020Worst year filed (2.74)
- 6Years filed
- $914,220Premium filed
- $1,499,324Indemnity paid
- $3,355,312Liability insured
- 115,062Quantity planted
- 0Quantity lost
- 142Policies
- 142Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Butte County
- ARPI/SCO/STAX/MP Crops Only $1,499,324 indemnity · 6 years
Every county-crop the agency files in California → Buy the Butte County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.