Crop-loss band · California
Calaveras County, California — crop-loss band
- 1.31Low end of the filed band
- 1.60Middle of the filed band
- 2.41High end of the filed band
- 2020Worst year filed (2.51)
- 10Years filed
Every year the Risk Management Agency has filed for Calaveras County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.31 at the low end to 2.41 at the high end, with 1.60 in the middle. The worst year filed is 2020, at 2.51. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $55,103 | $88,421 | $189,466 | 29 | 29 | 1.60 |
| 2016 | $45,611 | $71,157 | $114,956 | 9 | 9 | 1.56 |
| 2017 | $102,049 | $136,866 | $297,656 | 30 | 30 | 1.34 |
| 2018 | $77,853 | $107,814 | $225,110 | 22 | 22 | 1.38 |
| 2019 | $49,816 | $93,459 | $141,179 | 15 | 15 | 1.88 |
| 2020 | $96,427 | $242,442 | $322,628 | 45 | 45 | 2.51 |
| 2021 | $187,241 | $398,986 | $638,061 | 52 | 52 | 2.13 |
| 2022 | $449,886 | $1,083,858 | $1,487,422 | 109 | 109 | 2.41 |
| 2023 | $704,955 | $925,701 | $2,097,809 | 150 | 150 | 1.31 |
| 2024 | $501,499 | $983,320 | $1,561,983 | 91 | 91 | 1.96 |
Commodities insured in Calaveras County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.36Low end of the filed band
- 1.60Middle of the filed band
- 2.37High end of the filed band
- 2020Worst year filed (2.73)
- 10Years filed
- $1,774,152Premium filed
- $3,213,114Indemnity paid
- $5,658,375Liability insured
- 301,434Quantity planted
- 0Quantity lost
- 442Policies
- 442Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Calaveras County
- ARPI/SCO/STAX Crops Only $3,213,114 indemnity · 10 years
Apiculture 7 years filed
- 0.60Low end of the filed band
- 2.03Middle of the filed band
- 2.53High end of the filed band
- 2022Worst year filed (2.53)
- 7Years filed
- $496,288Premium filed
- $918,910Indemnity paid
- $1,417,895Liability insured
- 12,101Quantity planted
- 0Quantity lost
- 110Policies
- 110Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Calaveras County
- ARPI/SCO/STAX/MP Crops Only $918,910 indemnity · 7 years
Every county-crop the agency files in California → Buy the Calaveras County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.