Crop-loss band · California
Colusa County, California — crop-loss band
- 2.52Low end of the filed band
- 6.99Middle of the filed band
- 9.45High end of the filed band
- 2022Worst year filed (18.81)
- 10Years filed
Every year the Risk Management Agency has filed for Colusa County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.52 at the low end to 9.45 at the high end, with 6.99 in the middle. The worst year filed is 2022, at 18.81. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,603,153 | $15,143,369 | $18,955,495 | 333 | 333 | 9.45 |
| 2016 | $846,249 | $2,132,651 | $14,770,605 | 63 | 63 | 2.52 |
| 2017 | $1,071,508 | $9,447,420 | $15,769,886 | 241 | 241 | 8.82 |
| 2018 | $2,044,875 | $8,951,593 | $41,401,137 | 235 | 235 | 4.38 |
| 2019 | $1,052,833 | $6,435,632 | $13,869,703 | 133 | 133 | 6.11 |
| 2020 | $2,262,188 | $15,823,779 | $19,745,128 | 381 | 381 | 6.99 |
| 2021 | $3,418,408 | $31,321,850 | $54,823,521 | 556 | 556 | 9.16 |
| 2022 | $11,988,252 | $225,502,941 | $302,555,637 | 875 | 875 | 18.81 |
| 2023 | $5,360,308 | $29,170,962 | $102,324,655 | 455 | 455 | 5.44 |
| 2024 | $3,642,852 | $26,587,702 | $60,487,967 | 363 | 363 | 7.30 |
Commodities insured in Colusa County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Rice 10 years filed
- 1.90Low end of the filed band
- 19.53Middle of the filed band
- 25.25High end of the filed band
- 2023Worst year filed (28.27)
- 10Years filed
- $11,315,277Premium filed
- $229,749,746Indemnity paid
- $242,887,170Liability insured
- 219,622Quantity planted
- 219,853Quantity lost
- 1,309Policies
- 1,309Policies with a loss
- 20.30Loss ratio, whole span
Causes that carried the indemnity in Colusa County
- Failure of Irrigation Supply $190,668,108 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $36,027,284 indemnity · 7 years
- Heat $1,172,961 indemnity · 8 years
- Failure of Irrigation Equipment $1,058,303 indemnity · 4 years
- Hail $372,053 indemnity · 1 years
- Cold Wet Weather $193,273 indemnity · 3 years
Almonds 10 years filed
- 1.62Low end of the filed band
- 4.67Middle of the filed band
- 10.06High end of the filed band
- 2022Worst year filed (26.42)
- 10Years filed
- $7,645,715Premium filed
- $104,003,531Indemnity paid
- $297,386,292Liability insured
- 88,322Quantity planted
- 89,396Quantity lost
- 539Policies
- 539Policies with a loss
- 13.60Loss ratio, whole span
Causes that carried the indemnity in Colusa County
- Freeze $67,728,745 indemnity · 3 years
- Frost $13,341,068 indemnity · 6 years
- Cold Wet Weather $9,614,825 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $5,872,046 indemnity · 8 years
- Heat $4,201,789 indemnity · 6 years
- Wind/Excess Wind $2,234,989 indemnity · 5 years
Tomatoes 10 years filed
- 4.69Low end of the filed band
- 5.65Middle of the filed band
- 8.62High end of the filed band
- 2015Worst year filed (16.84)
- 10Years filed
- $2,101,210Premium filed
- $11,025,030Indemnity paid
- $56,232,013Liability insured
- 12,649Quantity planted
- 12,209Quantity lost
- 76Policies
- 76Policies with a loss
- 5.25Loss ratio, whole span
Causes that carried the indemnity in Colusa County
- Heat $8,484,258 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,427,842 indemnity · 5 years
- Plant Disease $587,178 indemnity · 5 years
- Frost $264,110 indemnity · 2 years
- Hail $157,597 indemnity · 3 years
- Insects $66,695 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.22Low end of the filed band
- 1.57Middle of the filed band
- 2.56High end of the filed band
- 2019Worst year filed (2.58)
- 10Years filed
- $5,899,813Premium filed
- $10,839,862Indemnity paid
- $18,561,251Liability insured
- 612,158Quantity planted
- 0Quantity lost
- 832Policies
- 832Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Colusa County
- ARPI/SCO/STAX Crops Only $10,839,862 indemnity · 10 years
Apiculture 10 years filed
- 0.20Low end of the filed band
- 1.79Middle of the filed band
- 2.46High end of the filed band
- 2020Worst year filed (2.63)
- 10Years filed
- $5,112,461Premium filed
- $8,608,503Indemnity paid
- $14,800,175Liability insured
- 134,068Quantity planted
- 0Quantity lost
- 728Policies
- 728Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Colusa County
- ARPI/SCO/STAX Crops Only $8,608,503 indemnity · 10 years
Walnuts 9 years filed
- 0.10Low end of the filed band
- 10.31Middle of the filed band
- 17.75High end of the filed band
- 2021Worst year filed (17.75)
- 9Years filed
- $363,821Premium filed
- $3,946,024Indemnity paid
- $10,031,115Liability insured
- 4,742Quantity planted
- 4,699Quantity lost
- 67Policies
- 67Policies with a loss
- 10.85Loss ratio, whole span
Causes that carried the indemnity in Colusa County
- Heat $1,241,654 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $987,318 indemnity · 9 years
- Freeze $934,604 indemnity · 2 years
- Cold Wet Weather $346,030 indemnity · 2 years
- Wind/Excess Wind $331,350 indemnity · 2 years
- Frost $93,188 indemnity · 1 years
Wheat 9 years filed
- 0.81Low end of the filed band
- 3.21Middle of the filed band
- 6.68High end of the filed band
- 2023Worst year filed (6.68)
- 9Years filed
- $269,167Premium filed
- $1,208,318Indemnity paid
- $1,946,854Liability insured
- 5,195Quantity planted
- 5,209Quantity lost
- 63Policies
- 63Policies with a loss
- 4.49Loss ratio, whole span
Causes that carried the indemnity in Colusa County
- Wildlife $686,415 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $348,724 indemnity · 6 years
- Failure of Irrigation Supply $61,233 indemnity · 2 years
- Frost $40,009 indemnity · 2 years
- Cold Wet Weather $29,895 indemnity · 2 years
- Drought $23,819 indemnity · 3 years
Prunes 6 years filed
- 0.12Low end of the filed band
- 1.33Middle of the filed band
- 3.08High end of the filed band
- 2016Worst year filed (3.08)
- 6Years filed
- $583,162Premium filed
- $1,136,885Indemnity paid
- $2,858,864Liability insured
- 1,189Quantity planted
- 1,189Quantity lost
- 21Policies
- 21Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Colusa County
- Heat $421,110 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $366,763 indemnity · 2 years
- Wind/Excess Wind $231,305 indemnity · 1 years
- Freeze $109,824 indemnity · 1 years
- All Other Causes $7,882 indemnity · 1 years
Every county-crop the agency files in California → Buy the Colusa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.