Crop-loss band · California
Kings County, California — crop-loss band
- 2.81Low end of the filed band
- 4.30Middle of the filed band
- 5.51High end of the filed band
- 2023Worst year filed (5.59)
- 10Years filed
Every year the Risk Management Agency has filed for Kings County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.81 at the low end to 5.51 at the high end, with 4.30 in the middle. The worst year filed is 2023, at 5.59. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $8,934,751 | $49,228,565 | $72,316,364 | 213 | 213 | 5.51 |
| 2016 | $4,110,954 | $19,275,994 | $27,750,020 | 137 | 137 | 4.69 |
| 2017 | $1,323,592 | $3,717,311 | $14,831,330 | 123 | 123 | 2.81 |
| 2018 | $2,789,070 | $8,994,017 | $20,973,810 | 152 | 152 | 3.22 |
| 2019 | $2,358,037 | $7,509,977 | $20,110,997 | 141 | 141 | 3.18 |
| 2020 | $3,000,095 | $10,084,986 | $19,808,401 | 235 | 235 | 3.36 |
| 2021 | $9,843,069 | $42,278,339 | $71,805,334 | 208 | 208 | 4.30 |
| 2022 | $10,009,895 | $44,013,481 | $72,576,477 | 312 | 312 | 4.40 |
| 2023 | $15,581,188 | $87,159,578 | $133,482,583 | 400 | 400 | 5.59 |
| 2024 | $10,226,653 | $53,413,655 | $117,541,602 | 280 | 280 | 5.22 |
Commodities insured in Kings County
14 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton Ex Long Staple 10 years filed
- 2.04Low end of the filed band
- 4.25Middle of the filed band
- 5.12High end of the filed band
- 2023Worst year filed (6.08)
- 10Years filed
- $41,994,030Premium filed
- $198,336,330Indemnity paid
- $220,220,907Liability insured
- 229,628Quantity planted
- 229,660Quantity lost
- 383Policies
- 383Policies with a loss
- 4.72Loss ratio, whole span
Causes that carried the indemnity in Kings County
- Failure of Irrigation Supply $111,383,560 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $46,074,595 indemnity · 6 years
- Flood $29,381,239 indemnity · 1 years
- Heat $4,272,883 indemnity · 8 years
- Cold Wet Weather $3,904,843 indemnity · 6 years
- Insects $1,223,260 indemnity · 3 years
Pistachios 9 years filed
- 1.13Low end of the filed band
- 7.16Middle of the filed band
- 18.73High end of the filed band
- 2015Worst year filed (18.73)
- 9Years filed
- $3,369,082Premium filed
- $31,162,198Indemnity paid
- $73,571,085Liability insured
- 19,571Quantity planted
- 19,571Quantity lost
- 82Policies
- 82Policies with a loss
- 9.25Loss ratio, whole span
Causes that carried the indemnity in Kings County
- Heat $18,207,825 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $8,146,252 indemnity · 5 years
- Hot Wind $2,301,752 indemnity · 1 years
- Hail $767,368 indemnity · 1 years
- Flood $592,028 indemnity · 1 years
- XX $481,752 indemnity · 3 years
Tomatoes 10 years filed
- 4.60Low end of the filed band
- 7.86Middle of the filed band
- 15.55High end of the filed band
- 2019Worst year filed (26.49)
- 10Years filed
- $2,326,469Premium filed
- $29,632,963Indemnity paid
- $110,716,336Liability insured
- 25,694Quantity planted
- 24,163Quantity lost
- 105Policies
- 105Policies with a loss
- 12.74Loss ratio, whole span
Causes that carried the indemnity in Kings County
- Heat $18,551,121 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $5,828,363 indemnity · 5 years
- Hail $1,722,257 indemnity · 1 years
- Cold Wet Weather $1,637,864 indemnity · 2 years
- Frost $822,794 indemnity · 5 years
- Plant Disease $729,869 indemnity · 4 years
Almonds 10 years filed
- 1.67Low end of the filed band
- 5.01Middle of the filed band
- 6.62High end of the filed band
- 2022Worst year filed (7.17)
- 10Years filed
- $3,003,932Premium filed
- $17,460,338Indemnity paid
- $64,571,043Liability insured
- 16,951Quantity planted
- 16,948Quantity lost
- 232Policies
- 232Policies with a loss
- 5.81Loss ratio, whole span
Causes that carried the indemnity in Kings County
- Excess Moisture/Precipitation/Rain $4,814,491 indemnity · 10 years
- Freeze $3,037,786 indemnity · 3 years
- Cold Wet Weather $2,703,884 indemnity · 7 years
- Frost $2,598,335 indemnity · 6 years
- Heat $2,415,292 indemnity · 4 years
- Wind/Excess Wind $1,022,685 indemnity · 7 years
Cherries 10 years filed
- 1.26Low end of the filed band
- 2.03Middle of the filed band
- 2.71High end of the filed band
- 2015Worst year filed (6.62)
- 10Years filed
- $5,476,169Premium filed
- $11,382,143Indemnity paid
- $32,653,127Liability insured
- 3,737Quantity planted
- 3,741Quantity lost
- 139Policies
- 139Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Kings County
- Excess Moisture/Precipitation/Rain $6,690,386 indemnity · 8 years
- Cold Wet Weather $1,485,288 indemnity · 4 years
- Freeze $1,265,335 indemnity · 5 years
- Heat $836,702 indemnity · 2 years
- Frost $772,316 indemnity · 5 years
- Wind/Excess Wind $173,229 indemnity · 1 years
Apiculture 10 years filed
- 0.88Low end of the filed band
- 1.58Middle of the filed band
- 2.26High end of the filed band
- 2020Worst year filed (2.35)
- 10Years filed
- $4,054,436Premium filed
- $7,644,753Indemnity paid
- $10,796,924Liability insured
- 95,443Quantity planted
- 0Quantity lost
- 665Policies
- 665Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Kings County
- ARPI/SCO/STAX Crops Only $7,644,753 indemnity · 10 years
Pasture,Rangeland,Forage 10 years filed
- 0.60Low end of the filed band
- 1.54Middle of the filed band
- 2.76High end of the filed band
- 2022Worst year filed (2.76)
- 10Years filed
- $3,032,975Premium filed
- $6,271,319Indemnity paid
- $8,973,458Liability insured
- 579,217Quantity planted
- 0Quantity lost
- 103Policies
- 103Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Kings County
- ARPI/SCO/STAX Crops Only $6,271,319 indemnity · 10 years
Wheat 10 years filed
- 1.50Low end of the filed band
- 3.05Middle of the filed band
- 5.06High end of the filed band
- 2015Worst year filed (5.28)
- 10Years filed
- $2,056,225Premium filed
- $5,561,329Indemnity paid
- $7,463,970Liability insured
- 22,909Quantity planted
- 22,909Quantity lost
- 64Policies
- 64Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Kings County
- Drought $1,789,415 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $1,349,381 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,127,350 indemnity · 5 years
- Hail $473,629 indemnity · 1 years
- Failure of Irrigation Supply $372,949 indemnity · 5 years
- All Other Causes $280,907 indemnity · 2 years
Corn 10 years filed
- 5.49Low end of the filed band
- 9.03Middle of the filed band
- 13.61High end of the filed band
- 2018Worst year filed (16.45)
- 10Years filed
- $513,159Premium filed
- $4,798,119Indemnity paid
- $6,079,797Liability insured
- 10,645Quantity planted
- 10,645Quantity lost
- 52Policies
- 52Policies with a loss
- 9.35Loss ratio, whole span
Causes that carried the indemnity in Kings County
- Failure of Irrigation Supply $3,611,222 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $508,762 indemnity · 3 years
- Wind/Excess Wind $216,786 indemnity · 1 years
- Flood $166,821 indemnity · 1 years
- Heat $114,313 indemnity · 5 years
- ARPI/SCO/STAX Crops Only $73,480 indemnity · 3 years
Cotton 9 years filed
- 2.06Low end of the filed band
- 7.91Middle of the filed band
- 11.31High end of the filed band
- 2017Worst year filed (11.31)
- 9Years filed
- $642,174Premium filed
- $4,307,697Indemnity paid
- $5,455,556Liability insured
- 7,991Quantity planted
- 7,998Quantity lost
- 64Policies
- 64Policies with a loss
- 6.71Loss ratio, whole span
Causes that carried the indemnity in Kings County
- Failure of Irrigation Supply $3,238,808 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $555,782 indemnity · 3 years
- Hail $273,771 indemnity · 1 years
- Cold Wet Weather $172,193 indemnity · 1 years
- Heat $65,889 indemnity · 3 years
- Insects $1,254 indemnity · 1 years
All Other Crops 10 years filed
- 1.43Low end of the filed band
- 7.88Middle of the filed band
- 11.58High end of the filed band
- 2016Worst year filed (12.09)
- 10Years filed
- $379,152Premium filed
- $3,323,011Indemnity paid
- $9,560,953Liability insured
- 498Quantity planted
- 488Quantity lost
- 28Policies
- 28Policies with a loss
- 8.76Loss ratio, whole span
Causes that carried the indemnity in Kings County
- Decline in Price $1,173,613 indemnity · 2 years
- Freeze $828,868 indemnity · 3 years
- Heat $526,268 indemnity · 3 years
- Frost $485,110 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $163,546 indemnity · 6 years
- Failure of Irrigation Supply $80,262 indemnity · 1 years
Walnuts 10 years filed
- 2.63Low end of the filed band
- 6.88Middle of the filed band
- 10.48High end of the filed band
- 2018Worst year filed (21.77)
- 10Years filed
- $388,052Premium filed
- $2,651,252Indemnity paid
- $10,089,033Liability insured
- 2,872Quantity planted
- 2,917Quantity lost
- 79Policies
- 79Policies with a loss
- 6.83Loss ratio, whole span
Causes that carried the indemnity in Kings County
- Heat $1,231,586 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $642,012 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $409,989 indemnity · 9 years
- Cold Wet Weather $213,962 indemnity · 3 years
- Freeze $87,958 indemnity · 1 years
- Wind/Excess Wind $37,612 indemnity · 4 years
Plums 10 years filed
- 1.73Low end of the filed band
- 2.99Middle of the filed band
- 4.27High end of the filed band
- 2019Worst year filed (4.52)
- 10Years filed
- $667,985Premium filed
- $2,119,879Indemnity paid
- $6,259,398Liability insured
- 1,150Quantity planted
- 1,147Quantity lost
- 120Policies
- 120Policies with a loss
- 3.17Loss ratio, whole span
Causes that carried the indemnity in Kings County
- Excess Moisture/Precipitation/Rain $797,298 indemnity · 10 years
- Freeze $541,674 indemnity · 5 years
- Heat $348,325 indemnity · 8 years
- Hail $225,368 indemnity · 9 years
- Wind/Excess Wind $92,021 indemnity · 1 years
- Frost $58,081 indemnity · 3 years
Fresh Nectarines 10 years filed
- 2.31Low end of the filed band
- 3.28Middle of the filed band
- 5.48High end of the filed band
- 2015Worst year filed (6.38)
- 10Years filed
- $273,463Premium filed
- $1,024,572Indemnity paid
- $4,785,331Liability insured
- 735Quantity planted
- 739Quantity lost
- 85Policies
- 85Policies with a loss
- 3.75Loss ratio, whole span
Causes that carried the indemnity in Kings County
- Excess Moisture/Precipitation/Rain $466,985 indemnity · 10 years
- Cold Wet Weather $134,276 indemnity · 4 years
- Hail $121,128 indemnity · 9 years
- Heat $108,108 indemnity · 7 years
- Frost $79,836 indemnity · 3 years
- Freeze $68,633 indemnity · 4 years
Every county-crop the agency files in California → Buy the Kings County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.