Crop-loss band · California
Lassen County, California — crop-loss band
- 1.21Low end of the filed band
- 1.94Middle of the filed band
- 2.41High end of the filed band
- 2021Worst year filed (2.52)
- 10Years filed
Every year the Risk Management Agency has filed for Lassen County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.21 at the low end to 2.41 at the high end, with 1.94 in the middle. The worst year filed is 2021, at 2.52. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $383,115 | $788,332 | $1,785,098 | 88 | 88 | 2.06 |
| 2016 | $1,076,521 | $2,199,462 | $5,264,780 | 58 | 58 | 2.04 |
| 2017 | $605,342 | $846,154 | $4,001,018 | 66 | 66 | 1.40 |
| 2018 | $1,253,171 | $2,602,643 | $4,625,131 | 106 | 106 | 2.08 |
| 2019 | $1,095,703 | $2,066,673 | $3,793,302 | 78 | 78 | 1.89 |
| 2020 | $3,023,043 | $5,669,816 | $11,533,635 | 254 | 254 | 1.88 |
| 2021 | $3,153,939 | $7,963,297 | $13,648,415 | 241 | 241 | 2.52 |
| 2022 | $3,734,068 | $8,989,772 | $16,459,743 | 360 | 360 | 2.41 |
| 2023 | $2,089,855 | $2,537,703 | $9,105,324 | 218 | 218 | 1.21 |
| 2024 | $4,427,890 | $8,606,592 | $15,541,977 | 253 | 253 | 1.94 |
Commodities insured in Lassen County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.10Low end of the filed band
- 1.86Middle of the filed band
- 2.35High end of the filed band
- 2021Worst year filed (2.47)
- 10Years filed
- $19,919,375Premium filed
- $39,196,240Indemnity paid
- $76,916,186Liability insured
- 4,697,698Quantity planted
- 0Quantity lost
- 1,522Policies
- 1,522Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Lassen County
- ARPI/SCO/STAX Crops Only $39,196,240 indemnity · 10 years
Cultivated Wild Rice 10 years filed
- 0.49Low end of the filed band
- 5.51Middle of the filed band
- 11.31High end of the filed band
- 2024Worst year filed (11.37)
- 10Years filed
- $272,308Premium filed
- $1,720,543Indemnity paid
- $3,126,362Liability insured
- 3,006Quantity planted
- 3,178Quantity lost
- 33Policies
- 33Policies with a loss
- 6.32Loss ratio, whole span
Causes that carried the indemnity in Lassen County
- Heat $716,558 indemnity · 4 years
- Failure of Irrigation Supply $308,399 indemnity · 2 years
- Wildlife $270,263 indemnity · 7 years
- Wind/Excess Wind $140,567 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $137,998 indemnity · 1 years
- Hail $94,581 indemnity · 2 years
All Other Crops 6 years filed
- 1.50Low end of the filed band
- 2.03Middle of the filed band
- 12.79High end of the filed band
- 2018Worst year filed (12.79)
- 6Years filed
- $369,641Premium filed
- $836,161Indemnity paid
- $4,765,994Liability insured
- 3,395Quantity planted
- 1,238Quantity lost
- 35Policies
- 35Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Lassen County
- Decline in Price $195,767 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $165,751 indemnity · 2 years
- Heat $155,605 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $90,376 indemnity · 3 years
- Freeze $88,015 indemnity · 1 years
- Flood $73,526 indemnity · 1 years
Apiculture 7 years filed
- 1.12Low end of the filed band
- 1.91Middle of the filed band
- 2.22High end of the filed band
- 2022Worst year filed (2.22)
- 7Years filed
- $281,323Premium filed
- $517,500Indemnity paid
- $949,881Liability insured
- 8,272Quantity planted
- 0Quantity lost
- 132Policies
- 132Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Lassen County
- ARPI/SCO/STAX/MP Crops Only $517,500 indemnity · 7 years
Every county-crop the agency files in California → Buy the Lassen County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.