Crop-loss band · California
Modoc County, California — crop-loss band
- 1.67Low end of the filed band
- 2.75Middle of the filed band
- 3.97High end of the filed band
- 2022Worst year filed (4.03)
- 10Years filed
Every year the Risk Management Agency has filed for Modoc County is in the series below, from 2015 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.67 at the low end to 3.97 at the high end, with 2.75 in the middle. The worst year filed is 2022, at 4.03. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,158,914 | $4,035,400 | $6,777,108 | 159 | 159 | 3.48 |
| 2016 | $1,467,814 | $2,847,549 | $6,782,125 | 118 | 118 | 1.94 |
| 2017 | $829,418 | $1,384,339 | $4,686,870 | 90 | 90 | 1.67 |
| 2018 | $2,169,371 | $5,959,651 | $9,779,141 | 189 | 189 | 2.75 |
| 2019 | $1,336,806 | $3,030,313 | $6,741,720 | 137 | 137 | 2.27 |
| 2020 | $3,835,390 | $12,536,994 | $18,105,117 | 379 | 379 | 3.27 |
| 2021 | $4,225,128 | $16,776,095 | $23,219,849 | 369 | 369 | 3.97 |
| 2022 | $5,098,869 | $20,558,739 | $30,951,368 | 528 | 528 | 4.03 |
| 2023 | $3,241,090 | $8,839,896 | $17,346,697 | 415 | 415 | 2.73 |
| 2024 | $3,652,117 | $11,597,874 | $19,552,966 | 355 | 355 | 3.18 |
Commodities insured in Modoc County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Potatoes 10 years filed
- 2.94Low end of the filed band
- 5.37Middle of the filed band
- 10.13High end of the filed band
- 2023Worst year filed (13.05)
- 10Years filed
- $5,860,836Premium filed
- $40,148,534Indemnity paid
- $49,412,466Liability insured
- 24,175Quantity planted
- 24,326Quantity lost
- 222Policies
- 222Policies with a loss
- 6.85Loss ratio, whole span
Causes that carried the indemnity in Modoc County
- Failure of Irrigation Supply $32,564,602 indemnity · 7 years
- Heat $4,028,649 indemnity · 7 years
- Freeze $1,111,404 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $939,187 indemnity · 7 years
- Plant Disease $899,895 indemnity · 4 years
- Frost $426,304 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 1.17Low end of the filed band
- 1.79Middle of the filed band
- 1.95High end of the filed band
- 2021Worst year filed (2.06)
- 10Years filed
- $16,021,715Premium filed
- $28,693,942Indemnity paid
- $62,713,324Liability insured
- 3,448,982Quantity planted
- 0Quantity lost
- 1,948Policies
- 1,948Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Modoc County
- ARPI/SCO/STAX Crops Only $28,693,942 indemnity · 10 years
Wheat 10 years filed
- 0.22Low end of the filed band
- 2.85Middle of the filed band
- 4.11High end of the filed band
- 2018Worst year filed (5.90)
- 10Years filed
- $2,924,845Premium filed
- $9,267,133Indemnity paid
- $13,922,921Liability insured
- 20,973Quantity planted
- 21,480Quantity lost
- 274Policies
- 274Policies with a loss
- 3.17Loss ratio, whole span
Causes that carried the indemnity in Modoc County
- Freeze $2,135,840 indemnity · 5 years
- Failure of Irrigation Supply $2,086,532 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,389,319 indemnity · 4 years
- Frost $904,879 indemnity · 4 years
- Wind/Excess Wind $894,960 indemnity · 2 years
- Heat $725,796 indemnity · 7 years
Onions 10 years filed
- 0.85Low end of the filed band
- 4.96Middle of the filed band
- 7.64High end of the filed band
- 2023Worst year filed (7.84)
- 10Years filed
- $1,319,802Premium filed
- $7,440,072Indemnity paid
- $12,500,834Liability insured
- 6,920Quantity planted
- 7,048Quantity lost
- 81Policies
- 81Policies with a loss
- 5.64Loss ratio, whole span
Causes that carried the indemnity in Modoc County
- Failure of Irrigation Supply $6,027,801 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $609,986 indemnity · 6 years
- Cold Wet Weather $257,944 indemnity · 1 years
- Heat $246,798 indemnity · 4 years
- Frost $79,582 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $68,750 indemnity · 1 years
Barley 10 years filed
- 2.17Low end of the filed band
- 3.35Middle of the filed band
- 5.98High end of the filed band
- 2018Worst year filed (7.30)
- 10Years filed
- $316,322Premium filed
- $1,233,006Indemnity paid
- $2,282,364Liability insured
- 5,313Quantity planted
- 5,538Quantity lost
- 87Policies
- 87Policies with a loss
- 3.90Loss ratio, whole span
Causes that carried the indemnity in Modoc County
- Failure of Irrigation Supply $454,126 indemnity · 7 years
- Freeze $266,577 indemnity · 4 years
- Heat $175,595 indemnity · 6 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $156,552 indemnity · 4 years
- Frost $99,577 indemnity · 4 years
- Wildlife $29,109 indemnity · 1 years
Apiculture 8 years filed
- 0.85Low end of the filed band
- 1.93Middle of the filed band
- 2.89High end of the filed band
- 2022Worst year filed (2.89)
- 8Years filed
- $252,599Premium filed
- $460,433Indemnity paid
- $992,936Liability insured
- 8,845Quantity planted
- 0Quantity lost
- 108Policies
- 108Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Modoc County
- ARPI/SCO/STAX/MP Crops Only $460,433 indemnity · 8 years
All Other Crops 6 years filed
- 0.21Low end of the filed band
- 1.86Middle of the filed band
- 14.40High end of the filed band
- 2019Worst year filed (14.40)
- 6Years filed
- $318,799Premium filed
- $323,730Indemnity paid
- $2,118,116Liability insured
- 4,516Quantity planted
- 3,245Quantity lost
- 19Policies
- 19Policies with a loss
- 1.02Loss ratio, whole span
Causes that carried the indemnity in Modoc County
- Failure of Irrigation Supply $158,333 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $60,718 indemnity · 2 years
- Heat $54,403 indemnity · 1 years
- Freeze $29,157 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $21,119 indemnity · 1 years
Every county-crop the agency files in California → Buy the Modoc County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.