Crop-loss band · California
Monterey County, California — crop-loss band
- 1.86Low end of the filed band
- 2.74Middle of the filed band
- 5.39High end of the filed band
- 2020Worst year filed (14.06)
- 10Years filed
Every year the Risk Management Agency has filed for Monterey County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.86 at the low end to 5.39 at the high end, with 2.74 in the middle. The worst year filed is 2020, at 14.06. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,767,988 | $7,016,312 | $29,343,602 | 141 | 140 | 3.97 |
| 2016 | $497,744 | $1,238,769 | $5,031,905 | 80 | 80 | 2.49 |
| 2017 | $596,199 | $1,178,178 | $2,156,314 | 97 | 97 | 1.98 |
| 2018 | $601,189 | $1,117,151 | $1,797,171 | 71 | 71 | 1.86 |
| 2019 | $869,669 | $2,796,938 | $5,643,442 | 106 | 105 | 3.22 |
| 2020 | $2,932,286 | $41,227,036 | $57,310,198 | 299 | 299 | 14.06 |
| 2021 | $889,081 | $2,384,804 | $5,712,256 | 101 | 101 | 2.68 |
| 2022 | $3,591,018 | $9,838,370 | $36,479,239 | 326 | 326 | 2.74 |
| 2023 | $2,630,318 | $14,182,157 | $20,452,621 | 276 | 276 | 5.39 |
| 2024 | $2,974,931 | $14,236,139 | $27,879,612 | 278 | 278 | 4.79 |
Commodities insured in Monterey County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Grapes 10 years filed
- 2.61Low end of the filed band
- 6.17Middle of the filed band
- 22.88High end of the filed band
- 2019Worst year filed (27.88)
- 10Years filed
- $6,091,213Premium filed
- $72,993,960Indemnity paid
- $149,115,783Liability insured
- 32,062Quantity planted
- 32,200Quantity lost
- 498Policies
- 496Policies with a loss
- 11.98Loss ratio, whole span
Causes that carried the indemnity in Monterey County
- Fire $35,053,189 indemnity · 1 years
- Heat $17,483,890 indemnity · 9 years
- Cold Wet Weather $5,595,189 indemnity · 5 years
- Frost $4,663,495 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,829,460 indemnity · 10 years
- Freeze $2,843,478 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.85Low end of the filed band
- 1.83Middle of the filed band
- 2.39High end of the filed band
- 2020Worst year filed (2.43)
- 10Years filed
- $8,856,901Premium filed
- $16,495,756Indemnity paid
- $26,002,245Liability insured
- 1,131,748Quantity planted
- 0Quantity lost
- 925Policies
- 925Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Monterey County
- ARPI/SCO/STAX Crops Only $16,495,756 indemnity · 10 years
All Other Crops 8 years filed
- 2.20Low end of the filed band
- 2.85Middle of the filed band
- 10.67High end of the filed band
- 2021Worst year filed (10.67)
- 8Years filed
- $983,421Premium filed
- $3,046,615Indemnity paid
- $12,731,944Liability insured
- 2,108Quantity planted
- 647Quantity lost
- 52Policies
- 52Policies with a loss
- 3.10Loss ratio, whole span
Causes that carried the indemnity in Monterey County
- Heat $1,363,986 indemnity · 6 years
- Cold Wet Weather $581,082 indemnity · 4 years
- Wind/Excess Wind $388,999 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $354,370 indemnity · 5 years
- Other (Snow, Lightning, Etc.) $110,437 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $85,165 indemnity · 1 years
Apiculture 9 years filed
- 1.28Low end of the filed band
- 1.84Middle of the filed band
- 2.49High end of the filed band
- 2020Worst year filed (2.49)
- 9Years filed
- $1,418,887Premium filed
- $2,679,523Indemnity paid
- $3,956,388Liability insured
- 34,830Quantity planted
- 0Quantity lost
- 300Policies
- 300Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Monterey County
- ARPI/SCO/STAX/MP Crops Only $2,679,523 indemnity · 9 years
Every county-crop the agency files in California → Buy the Monterey County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.