Crop-loss band · California
Placer County, California — crop-loss band
- 3.90Low end of the filed band
- 6.23Middle of the filed band
- 9.15High end of the filed band
- 2017Worst year filed (11.06)
- 10Years filed
Every year the Risk Management Agency has filed for Placer County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 3.90 at the low end to 9.15 at the high end, with 6.23 in the middle. The worst year filed is 2017, at 11.06. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $154,408 | $1,339,017 | $1,609,700 | 42 | 42 | 8.67 |
| 2016 | $41,630 | $191,148 | $398,967 | 15 | 15 | 4.59 |
| 2017 | $375,789 | $4,157,468 | $4,236,032 | 68 | 68 | 11.06 |
| 2018 | $222,044 | $1,648,406 | $3,069,592 | 56 | 56 | 7.42 |
| 2019 | $171,931 | $1,573,761 | $2,029,616 | 47 | 47 | 9.15 |
| 2020 | $146,868 | $1,049,377 | $1,211,760 | 69 | 69 | 7.15 |
| 2021 | $453,559 | $2,247,931 | $3,636,966 | 66 | 66 | 4.96 |
| 2022 | $716,014 | $3,119,539 | $3,887,413 | 138 | 138 | 4.36 |
| 2023 | $746,284 | $2,910,575 | $3,999,577 | 112 | 112 | 3.90 |
| 2024 | $808,676 | $5,036,784 | $5,427,532 | 98 | 98 | 6.23 |
Commodities insured in Placer County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Rice 10 years filed
- 7.22Low end of the filed band
- 9.71Middle of the filed band
- 12.11High end of the filed band
- 2020Worst year filed (13.09)
- 10Years filed
- $2,069,649Premium filed
- $20,342,809Indemnity paid
- $23,640,196Liability insured
- 27,604Quantity planted
- 27,565Quantity lost
- 207Policies
- 207Policies with a loss
- 9.83Loss ratio, whole span
Causes that carried the indemnity in Placer County
- Excess Moisture/Precipitation/Rain $11,864,053 indemnity · 8 years
- Failure of Irrigation Supply $7,358,447 indemnity · 5 years
- Heat $1,005,573 indemnity · 6 years
- Wind/Excess Wind $70,318 indemnity · 1 years
- Cold Wet Weather $27,213 indemnity · 1 years
- Cold Winter $17,205 indemnity · 1 years
Apiculture 10 years filed
- 0.73Low end of the filed band
- 1.17Middle of the filed band
- 2.35High end of the filed band
- 2020Worst year filed (2.75)
- 10Years filed
- $1,767,554Premium filed
- $2,931,197Indemnity paid
- $5,866,959Liability insured
- 52,365Quantity planted
- 0Quantity lost
- 504Policies
- 504Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Placer County
- ARPI/SCO/STAX Crops Only $2,931,197 indemnity · 10 years
Every county-crop the agency files in California → Buy the Placer County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.