Crop-loss band · California
Riverside County, California — crop-loss band
- 1.71Low end of the filed band
- 3.23Middle of the filed band
- 5.51High end of the filed band
- 2019Worst year filed (7.67)
- 10Years filed
Every year the Risk Management Agency has filed for Riverside County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.71 at the low end to 5.51 at the high end, with 3.23 in the middle. The worst year filed is 2019, at 7.67. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $843,602 | $2,231,050 | $4,581,035 | 139 | 138 | 2.64 |
| 2016 | $900,822 | $2,371,055 | $7,167,940 | 114 | 110 | 2.63 |
| 2017 | $297,014 | $1,635,701 | $3,625,863 | 77 | 77 | 5.51 |
| 2018 | $1,053,451 | $1,798,517 | $7,779,039 | 78 | 77 | 1.71 |
| 2019 | $360,726 | $2,765,616 | $5,378,570 | 119 | 119 | 7.67 |
| 2020 | $1,277,425 | $4,964,526 | $13,126,451 | 97 | 97 | 3.89 |
| 2021 | $2,007,528 | $6,493,751 | $17,779,772 | 209 | 209 | 3.23 |
| 2022 | $2,135,733 | $7,018,412 | $16,563,604 | 126 | 126 | 3.29 |
| 2023 | $1,703,074 | $4,637,889 | $24,706,175 | 83 | 83 | 2.72 |
| 2024 | $1,731,135 | $7,217,041 | $17,900,658 | 142 | 142 | 4.17 |
Commodities insured in Riverside County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Lemons 9 years filed
- 0.60Low end of the filed band
- 4.75Middle of the filed band
- 7.48High end of the filed band
- 2017Worst year filed (7.48)
- 9Years filed
- $1,763,956Premium filed
- $8,663,037Indemnity paid
- $38,593,393Liability insured
- 6,125Quantity planted
- 6,098Quantity lost
- 84Policies
- 84Policies with a loss
- 4.91Loss ratio, whole span
Causes that carried the indemnity in Riverside County
- Heat $6,292,707 indemnity · 8 years
- Wind/Excess Wind $1,079,699 indemnity · 6 years
- Freeze $709,964 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $455,611 indemnity · 3 years
- Flood $91,466 indemnity · 1 years
- Insects $33,591 indemnity · 1 years
Avocados 10 years filed
- 2.74Low end of the filed band
- 3.90Middle of the filed band
- 6.73High end of the filed band
- 2019Worst year filed (8.67)
- 10Years filed
- $1,879,557Premium filed
- $8,650,848Indemnity paid
- $15,724,965Liability insured
- 5,966Quantity planted
- 5,943Quantity lost
- 605Policies
- 599Policies with a loss
- 4.60Loss ratio, whole span
Causes that carried the indemnity in Riverside County
- Heat $5,235,055 indemnity · 10 years
- Wind/Excess Wind $1,094,997 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $988,497 indemnity · 7 years
- Freeze $668,094 indemnity · 8 years
- Cold Wet Weather $461,829 indemnity · 4 years
- Frost $94,109 indemnity · 6 years
Table Grapes 8 years filed
- 5.03Low end of the filed band
- 8.09Middle of the filed band
- 23.01High end of the filed band
- 2019Worst year filed (23.01)
- 8Years filed
- $942,880Premium filed
- $7,175,638Indemnity paid
- $15,560,572Liability insured
- 2,161Quantity planted
- 2,161Quantity lost
- 46Policies
- 46Policies with a loss
- 7.61Loss ratio, whole span
Causes that carried the indemnity in Riverside County
- Heat $4,057,762 indemnity · 7 years
- Plant Disease $1,701,511 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $1,162,973 indemnity · 2 years
- Hot Wind $131,553 indemnity · 1 years
- Cold Wet Weather $95,658 indemnity · 1 years
- Wind/Excess Wind $9,568 indemnity · 1 years
Wheat 7 years filed
- 0.64Low end of the filed band
- 1.30Middle of the filed band
- 1.82High end of the filed band
- 2022Worst year filed (1.82)
- 7Years filed
- $2,705,790Premium filed
- $3,967,324Indemnity paid
- $4,194,538Liability insured
- 54,980Quantity planted
- 54,905Quantity lost
- 98Policies
- 98Policies with a loss
- 1.47Loss ratio, whole span
Causes that carried the indemnity in Riverside County
- Drought $2,700,030 indemnity · 6 years
- Failure of Irrigation Equipment $350,411 indemnity · 1 years
- Freeze $203,734 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $197,565 indemnity · 2 years
- XX $190,653 indemnity · 4 years
- Heat $165,893 indemnity · 1 years
All Other Crops 8 years filed
- 1.50Low end of the filed band
- 2.16Middle of the filed band
- 7.15High end of the filed band
- 2024Worst year filed (7.15)
- 8Years filed
- $1,488,552Premium filed
- $3,691,318Indemnity paid
- $21,845,069Liability insured
- 17,470Quantity planted
- 5,049Quantity lost
- 36Policies
- 36Policies with a loss
- 2.48Loss ratio, whole span
Causes that carried the indemnity in Riverside County
- Freeze $976,689 indemnity · 6 years
- Heat $931,016 indemnity · 4 years
- Decline in Price $842,320 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $481,999 indemnity · 4 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $254,972 indemnity · 2 years
- Frost $115,079 indemnity · 2 years
Apiculture 9 years filed
- 0.65Low end of the filed band
- 1.74Middle of the filed band
- 2.87High end of the filed band
- 2017Worst year filed (2.87)
- 9Years filed
- $1,806,497Premium filed
- $3,163,922Indemnity paid
- $5,026,137Liability insured
- 43,937Quantity planted
- 0Quantity lost
- 111Policies
- 111Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in Riverside County
- ARPI/SCO/STAX Crops Only $3,163,922 indemnity · 9 years
Grapefruit 10 years filed
- 2.12Low end of the filed band
- 5.34Middle of the filed band
- 13.44High end of the filed band
- 2015Worst year filed (29.26)
- 10Years filed
- $451,882Premium filed
- $2,514,421Indemnity paid
- $9,460,958Liability insured
- 3,155Quantity planted
- 3,117Quantity lost
- 115Policies
- 115Policies with a loss
- 5.56Loss ratio, whole span
Causes that carried the indemnity in Riverside County
- Heat $1,005,445 indemnity · 8 years
- Freeze $791,233 indemnity · 7 years
- Wind/Excess Wind $448,550 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $158,761 indemnity · 5 years
- Cold Wet Weather $76,250 indemnity · 3 years
- Plant Disease $14,243 indemnity · 1 years
Mandarins/Tangerines 9 years filed
- 1.68Low end of the filed band
- 3.72Middle of the filed band
- 7.67High end of the filed band
- 2016Worst year filed (7.67)
- 9Years filed
- $412,464Premium filed
- $1,373,717Indemnity paid
- $1,931,377Liability insured
- 536Quantity planted
- 536Quantity lost
- 38Policies
- 38Policies with a loss
- 3.33Loss ratio, whole span
Causes that carried the indemnity in Riverside County
- Heat $789,602 indemnity · 7 years
- Freeze $309,001 indemnity · 2 years
- Wind/Excess Wind $201,976 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $58,590 indemnity · 2 years
- Hail $14,549 indemnity · 1 years
Cotton 5 years filed
- 0.29Low end of the filed band
- 1.60Middle of the filed band
- 2.19High end of the filed band
- 2024Worst year filed (2.19)
- 5Years filed
- $597,015Premium filed
- $1,051,878Indemnity paid
- $3,498,351Liability insured
- 1,078Quantity planted
- 1,968Quantity lost
- 17Policies
- 17Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Riverside County
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $879,611 indemnity · 2 years
- Decline in Price $83,405 indemnity · 4 years
- Heat $77,911 indemnity · 3 years
- Hot Wind $10,951 indemnity · 1 years
Tangelos 8 years filed
- 0.78Low end of the filed band
- 2.19Middle of the filed band
- 6.94High end of the filed band
- 2016Worst year filed (6.94)
- 8Years filed
- $261,917Premium filed
- $881,455Indemnity paid
- $2,773,747Liability insured
- 841Quantity planted
- 851Quantity lost
- 34Policies
- 34Policies with a loss
- 3.37Loss ratio, whole span
Causes that carried the indemnity in Riverside County
- Heat $385,958 indemnity · 6 years
- Freeze $223,661 indemnity · 5 years
- Wind/Excess Wind $124,575 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $74,849 indemnity · 2 years
- Flood $63,396 indemnity · 1 years
- Cold Wet Weather $9,015 indemnity · 1 years
Every county-crop the agency files in California → Buy the Riverside County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.