Crop-loss band · California
Sonoma County, California — crop-loss band
- 4.47Low end of the filed band
- 5.66Middle of the filed band
- 7.90High end of the filed band
- 2020Worst year filed (17.70)
- 10Years filed
Every year the Risk Management Agency has filed for Sonoma County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 4.47 at the low end to 7.90 at the high end, with 5.66 in the middle. The worst year filed is 2020, at 17.70. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,881,107 | $10,894,199 | $46,045,343 | 407 | 405 | 5.79 |
| 2016 | $714,993 | $3,197,335 | $16,911,521 | 211 | 211 | 4.47 |
| 2017 | $1,180,236 | $5,933,738 | $23,677,077 | 246 | 246 | 5.03 |
| 2018 | $343,780 | $1,888,465 | $5,750,906 | 96 | 96 | 5.49 |
| 2019 | $837,750 | $6,622,290 | $19,922,509 | 210 | 210 | 7.90 |
| 2020 | $5,063,414 | $89,622,203 | $143,300,141 | 976 | 974 | 17.70 |
| 2021 | $3,240,444 | $19,007,514 | $76,752,211 | 397 | 397 | 5.87 |
| 2022 | $6,088,234 | $32,008,508 | $119,878,516 | 683 | 683 | 5.26 |
| 2023 | $3,207,023 | $19,185,376 | $52,780,451 | 435 | 435 | 5.98 |
| 2024 | $4,239,134 | $24,012,940 | $58,508,354 | 451 | 450 | 5.66 |
Commodities insured in Sonoma County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Grapes 10 years filed
- 4.54Low end of the filed band
- 5.99Middle of the filed band
- 8.22High end of the filed band
- 2020Worst year filed (18.53)
- 10Years filed
- $25,533,605Premium filed
- $209,905,502Indemnity paid
- $558,936,913Liability insured
- 67,887Quantity planted
- 67,789Quantity lost
- 3,866Policies
- 3,861Policies with a loss
- 8.22Loss ratio, whole span
Causes that carried the indemnity in Sonoma County
- Fire $85,703,685 indemnity · 8 years
- Heat $47,875,155 indemnity · 10 years
- Cold Wet Weather $23,744,487 indemnity · 10 years
- Frost $20,266,991 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $13,546,761 indemnity · 10 years
- Drought $9,261,862 indemnity · 4 years
All Other Crops 7 years filed
- 1.09Low end of the filed band
- 1.79Middle of the filed band
- 3.03High end of the filed band
- 2019Worst year filed (3.03)
- 7Years filed
- $550,441Premium filed
- $1,213,725Indemnity paid
- $1,967,017Liability insured
- 24,245Quantity planted
- 31Quantity lost
- 50Policies
- 50Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Sonoma County
- ARPI/SCO/STAX Crops Only $1,202,824 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $9,588 indemnity · 3 years
- Frost $850 indemnity · 1 years
- Cold Wet Weather $463 indemnity · 1 years
Pasture,Rangeland,Forage 7 years filed
- 1.31Low end of the filed band
- 2.09Middle of the filed band
- 2.76High end of the filed band
- 2019Worst year filed (2.76)
- 7Years filed
- $442,581Premium filed
- $822,012Indemnity paid
- $1,424,127Liability insured
- 70,595Quantity planted
- 0Quantity lost
- 164Policies
- 164Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Sonoma County
- ARPI/SCO/STAX Crops Only $822,012 indemnity · 7 years
Apples 10 years filed
- 0.10Low end of the filed band
- 1.39Middle of the filed band
- 2.23High end of the filed band
- 2022Worst year filed (2.54)
- 10Years filed
- $269,487Premium filed
- $431,329Indemnity paid
- $1,198,972Liability insured
- 807Quantity planted
- 807Quantity lost
- 32Policies
- 32Policies with a loss
- 1.60Loss ratio, whole span
Causes that carried the indemnity in Sonoma County
- Frost $150,922 indemnity · 2 years
- Cold Wet Weather $149,216 indemnity · 8 years
- Heat $79,099 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $27,967 indemnity · 1 years
- Freeze $24,125 indemnity · 2 years
Every county-crop the agency files in California → Buy the Sonoma County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.