Crop-loss band · California
Sutter County, California — crop-loss band
- 2.82Low end of the filed band
- 5.81Middle of the filed band
- 8.14High end of the filed band
- 2021Worst year filed (9.14)
- 10Years filed
Every year the Risk Management Agency has filed for Sutter County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.82 at the low end to 8.14 at the high end, with 5.81 in the middle. The worst year filed is 2021, at 9.14. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,765,123 | $20,236,399 | $26,241,726 | 301 | 301 | 7.32 |
| 2016 | $10,403,926 | $29,336,850 | $47,251,347 | 425 | 424 | 2.82 |
| 2017 | $3,351,129 | $27,283,370 | $36,781,811 | 448 | 448 | 8.14 |
| 2018 | $3,431,296 | $10,662,582 | $24,392,383 | 257 | 257 | 3.11 |
| 2019 | $3,703,303 | $17,760,059 | $29,493,665 | 310 | 310 | 4.80 |
| 2020 | $7,401,526 | $21,286,590 | $34,385,150 | 351 | 351 | 2.88 |
| 2021 | $4,295,489 | $39,276,265 | $48,935,422 | 468 | 467 | 9.14 |
| 2022 | $14,341,814 | $116,117,066 | $140,427,930 | 742 | 742 | 8.10 |
| 2023 | $4,586,775 | $26,641,710 | $45,140,985 | 386 | 386 | 5.81 |
| 2024 | $7,268,825 | $47,091,260 | $69,528,402 | 665 | 665 | 6.48 |
Commodities insured in Sutter County
11 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Rice 10 years filed
- 1.53Low end of the filed band
- 12.37Middle of the filed band
- 16.20High end of the filed band
- 2020Worst year filed (17.74)
- 10Years filed
- $20,035,373Premium filed
- $234,570,002Indemnity paid
- $252,822,696Liability insured
- 252,214Quantity planted
- 252,220Quantity lost
- 1,566Policies
- 1,566Policies with a loss
- 11.71Loss ratio, whole span
Causes that carried the indemnity in Sutter County
- Failure of Irrigation Supply $152,523,558 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $78,094,008 indemnity · 8 years
- Heat $1,648,012 indemnity · 9 years
- Wildlife $579,708 indemnity · 3 years
- Flood $501,380 indemnity · 2 years
- Failure of Irrigation Equipment $324,403 indemnity · 1 years
Prunes 10 years filed
- 1.26Low end of the filed band
- 1.59Middle of the filed band
- 1.77High end of the filed band
- 2016Worst year filed (2.70)
- 10Years filed
- $30,330,523Premium filed
- $59,811,370Indemnity paid
- $102,116,447Liability insured
- 38,825Quantity planted
- 38,858Quantity lost
- 904Policies
- 903Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Sutter County
- Excess Moisture/Precipitation/Rain $25,381,477 indemnity · 10 years
- Heat $17,809,992 indemnity · 10 years
- Wind/Excess Wind $5,571,576 indemnity · 9 years
- Frost $4,727,269 indemnity · 4 years
- Freeze $2,910,475 indemnity · 5 years
- Hail $1,638,531 indemnity · 7 years
Almonds 10 years filed
- 2.88Low end of the filed band
- 4.16Middle of the filed band
- 6.15High end of the filed band
- 2022Worst year filed (10.97)
- 10Years filed
- $4,141,045Premium filed
- $26,835,096Indemnity paid
- $51,571,680Liability insured
- 23,075Quantity planted
- 23,136Quantity lost
- 457Policies
- 457Policies with a loss
- 6.48Loss ratio, whole span
Causes that carried the indemnity in Sutter County
- Freeze $15,949,360 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $4,386,687 indemnity · 8 years
- Frost $2,025,928 indemnity · 5 years
- Cold Wet Weather $1,803,334 indemnity · 5 years
- Heat $1,060,577 indemnity · 4 years
- Wind/Excess Wind $692,353 indemnity · 6 years
Walnuts 10 years filed
- 3.45Low end of the filed band
- 5.60Middle of the filed band
- 8.76High end of the filed band
- 2016Worst year filed (8.87)
- 10Years filed
- $2,095,854Premium filed
- $14,427,173Indemnity paid
- $36,344,658Liability insured
- 18,150Quantity planted
- 18,174Quantity lost
- 516Policies
- 516Policies with a loss
- 6.88Loss ratio, whole span
Causes that carried the indemnity in Sutter County
- Heat $4,638,206 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $4,631,308 indemnity · 10 years
- Freeze $1,921,440 indemnity · 4 years
- Hail $1,224,283 indemnity · 7 years
- Frost $894,174 indemnity · 4 years
- Wind/Excess Wind $704,753 indemnity · 6 years
Processing Cling Peaches 10 years filed
- 3.44Low end of the filed band
- 4.37Middle of the filed band
- 5.96High end of the filed band
- 2016Worst year filed (11.72)
- 10Years filed
- $1,150,906Premium filed
- $6,011,042Indemnity paid
- $18,607,370Liability insured
- 3,901Quantity planted
- 3,921Quantity lost
- 275Policies
- 274Policies with a loss
- 5.22Loss ratio, whole span
Causes that carried the indemnity in Sutter County
- Heat $1,620,092 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,409,731 indemnity · 10 years
- Hail $1,394,821 indemnity · 7 years
- Freeze $612,352 indemnity · 5 years
- Frost $389,104 indemnity · 4 years
- Wind/Excess Wind $308,316 indemnity · 8 years
Tomatoes 10 years filed
- 2.73Low end of the filed band
- 5.57Middle of the filed band
- 10.79High end of the filed band
- 2022Worst year filed (14.57)
- 10Years filed
- $953,151Premium filed
- $5,592,809Indemnity paid
- $28,109,439Liability insured
- 8,147Quantity planted
- 6,954Quantity lost
- 66Policies
- 66Policies with a loss
- 5.87Loss ratio, whole span
Causes that carried the indemnity in Sutter County
- Heat $3,646,190 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,388,733 indemnity · 2 years
- Plant Disease $236,244 indemnity · 1 years
- Hail $115,748 indemnity · 2 years
- Insects $76,807 indemnity · 3 years
- Frost $44,880 indemnity · 1 years
Olives 8 years filed
- 2.15Low end of the filed band
- 3.67Middle of the filed band
- 7.77High end of the filed band
- 2018Worst year filed (7.77)
- 8Years filed
- $534,865Premium filed
- $2,639,274Indemnity paid
- $4,265,854Liability insured
- 2,464Quantity planted
- 2,477Quantity lost
- 57Policies
- 57Policies with a loss
- 4.93Loss ratio, whole span
Causes that carried the indemnity in Sutter County
- Frost $1,060,968 indemnity · 3 years
- Freeze $717,396 indemnity · 2 years
- Heat $472,106 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $283,196 indemnity · 6 years
- Hail $46,580 indemnity · 2 years
- Hot Wind $36,475 indemnity · 1 years
Apiculture 10 years filed
- 0.56Low end of the filed band
- 1.63Middle of the filed band
- 2.34High end of the filed band
- 2021Worst year filed (2.41)
- 10Years filed
- $1,203,543Premium filed
- $1,910,659Indemnity paid
- $3,661,086Liability insured
- 32,150Quantity planted
- 0Quantity lost
- 357Policies
- 357Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Sutter County
- ARPI/SCO/STAX Crops Only $1,910,659 indemnity · 10 years
Dry Beans 10 years filed
- 2.93Low end of the filed band
- 5.58Middle of the filed band
- 8.48High end of the filed band
- 2020Worst year filed (8.74)
- 10Years filed
- $281,255Premium filed
- $1,501,135Indemnity paid
- $2,161,844Liability insured
- 4,778Quantity planted
- 4,781Quantity lost
- 43Policies
- 43Policies with a loss
- 5.34Loss ratio, whole span
Causes that carried the indemnity in Sutter County
- Failure of Irrigation Supply $522,708 indemnity · 3 years
- Heat $508,131 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $423,555 indemnity · 7 years
- Failure of Irrigation Equipment $29,505 indemnity · 1 years
- Wind/Excess Wind $17,236 indemnity · 2 years
Corn 6 years filed
- 2.55Low end of the filed band
- 6.59Middle of the filed band
- 8.16High end of the filed band
- 2015Worst year filed (8.16)
- 6Years filed
- $369,966Premium filed
- $1,488,387Indemnity paid
- $1,488,387Liability insured
- 2,766Quantity planted
- 2,766Quantity lost
- 20Policies
- 20Policies with a loss
- 4.02Loss ratio, whole span
Causes that carried the indemnity in Sutter County
- Failure of Irrigation Supply $1,186,256 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $302,131 indemnity · 3 years
Pasture,Rangeland,Forage 6 years filed
- 0.87Low end of the filed band
- 2.18Middle of the filed band
- 2.69High end of the filed band
- 2020Worst year filed (2.69)
- 6Years filed
- $452,725Premium filed
- $905,204Indemnity paid
- $1,429,360Liability insured
- 39,683Quantity planted
- 0Quantity lost
- 92Policies
- 92Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Sutter County
- ARPI/SCO/STAX/MP Crops Only $905,204 indemnity · 6 years
Every county-crop the agency files in California → Buy the Sutter County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.