Crop-loss band · California
Tehama County, California — crop-loss band
- 1.63Low end of the filed band
- 2.64Middle of the filed band
- 4.63High end of the filed band
- 2022Worst year filed (5.98)
- 10Years filed
Every year the Risk Management Agency has filed for Tehama County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.63 at the low end to 4.63 at the high end, with 2.64 in the middle. The worst year filed is 2022, at 5.98. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,084,054 | $2,207,190 | $4,783,509 | 162 | 162 | 2.04 |
| 2016 | $973,399 | $3,839,936 | $7,804,185 | 121 | 121 | 3.94 |
| 2017 | $675,805 | $1,716,132 | $4,950,734 | 83 | 83 | 2.54 |
| 2018 | $2,201,965 | $10,191,464 | $21,944,729 | 209 | 209 | 4.63 |
| 2019 | $1,361,442 | $3,711,690 | $7,925,985 | 149 | 149 | 2.73 |
| 2020 | $2,467,769 | $7,079,340 | $12,373,496 | 285 | 285 | 2.87 |
| 2021 | $2,593,604 | $6,841,428 | $13,818,787 | 366 | 366 | 2.64 |
| 2022 | $5,025,084 | $30,054,580 | $48,995,360 | 565 | 565 | 5.98 |
| 2023 | $5,190,168 | $8,467,976 | $21,130,988 | 469 | 469 | 1.63 |
| 2024 | $4,675,346 | $10,717,363 | $23,052,566 | 389 | 389 | 2.29 |
Commodities insured in Tehama County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Almonds 10 years filed
- 2.09Low end of the filed band
- 3.37Middle of the filed band
- 6.53High end of the filed band
- 2022Worst year filed (15.44)
- 10Years filed
- $2,948,201Premium filed
- $26,289,915Indemnity paid
- $56,980,439Liability insured
- 23,041Quantity planted
- 23,318Quantity lost
- 294Policies
- 294Policies with a loss
- 8.92Loss ratio, whole span
Causes that carried the indemnity in Tehama County
- Freeze $19,167,211 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $2,793,465 indemnity · 8 years
- Frost $1,372,862 indemnity · 5 years
- Heat $844,233 indemnity · 4 years
- Wind/Excess Wind $740,845 indemnity · 6 years
- Cold Wet Weather $616,101 indemnity · 7 years
Pasture,Rangeland,Forage 10 years filed
- 0.54Low end of the filed band
- 1.89Middle of the filed band
- 2.13High end of the filed band
- 2020Worst year filed (2.31)
- 10Years filed
- $13,892,219Premium filed
- $25,656,479Indemnity paid
- $42,691,579Liability insured
- 1,531,899Quantity planted
- 0Quantity lost
- 1,396Policies
- 1,396Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Tehama County
- ARPI/SCO/STAX Crops Only $25,656,479 indemnity · 10 years
Olives 10 years filed
- 2.18Low end of the filed band
- 3.95Middle of the filed band
- 5.67High end of the filed band
- 2018Worst year filed (8.52)
- 10Years filed
- $2,558,360Premium filed
- $13,605,794Indemnity paid
- $18,465,194Liability insured
- 11,210Quantity planted
- 11,374Quantity lost
- 213Policies
- 213Policies with a loss
- 5.32Loss ratio, whole span
Causes that carried the indemnity in Tehama County
- Freeze $5,994,090 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $2,736,222 indemnity · 7 years
- Hot Wind $1,633,904 indemnity · 3 years
- Frost $1,341,032 indemnity · 4 years
- Cold Wet Weather $672,948 indemnity · 5 years
- Heat $624,178 indemnity · 6 years
Prunes 10 years filed
- 1.79Low end of the filed band
- 2.41Middle of the filed band
- 3.05High end of the filed band
- 2016Worst year filed (4.21)
- 10Years filed
- $3,264,247Premium filed
- $9,572,522Indemnity paid
- $22,690,629Liability insured
- 10,219Quantity planted
- 10,276Quantity lost
- 307Policies
- 307Policies with a loss
- 2.93Loss ratio, whole span
Causes that carried the indemnity in Tehama County
- Excess Moisture/Precipitation/Rain $3,052,950 indemnity · 5 years
- Heat $3,043,977 indemnity · 9 years
- Wind/Excess Wind $811,994 indemnity · 4 years
- Cold Wet Weather $590,915 indemnity · 7 years
- Freeze $566,262 indemnity · 2 years
- Hail $519,407 indemnity · 6 years
Apiculture 10 years filed
- 0.21Low end of the filed band
- 1.84Middle of the filed band
- 2.04High end of the filed band
- 2020Worst year filed (2.35)
- 10Years filed
- $2,487,398Premium filed
- $4,021,619Indemnity paid
- $6,813,347Liability insured
- 60,276Quantity planted
- 0Quantity lost
- 436Policies
- 436Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Tehama County
- ARPI/SCO/STAX Crops Only $4,021,619 indemnity · 10 years
All Other Crops 10 years filed
- 2.14Low end of the filed band
- 6.82Middle of the filed band
- 8.18High end of the filed band
- 2015Worst year filed (11.84)
- 10Years filed
- $614,685Premium filed
- $3,578,182Indemnity paid
- $9,357,945Liability insured
- 22,918Quantity planted
- 15,118Quantity lost
- 66Policies
- 66Policies with a loss
- 5.82Loss ratio, whole span
Causes that carried the indemnity in Tehama County
- Decline in Price $1,467,871 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $852,327 indemnity · 6 years
- Freeze $404,175 indemnity · 1 years
- Hail $257,969 indemnity · 4 years
- Drought $216,977 indemnity · 2 years
- Failure of Irrigation Supply $149,698 indemnity · 3 years
Walnuts 10 years filed
- 1.17Low end of the filed band
- 4.58Middle of the filed band
- 7.51High end of the filed band
- 2019Worst year filed (11.55)
- 10Years filed
- $483,526Premium filed
- $2,102,588Indemnity paid
- $9,781,206Liability insured
- 4,630Quantity planted
- 4,672Quantity lost
- 86Policies
- 86Policies with a loss
- 4.35Loss ratio, whole span
Causes that carried the indemnity in Tehama County
- Heat $846,525 indemnity · 9 years
- Freeze $410,149 indemnity · 4 years
- Frost $237,623 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $236,902 indemnity · 6 years
- Hail $166,180 indemnity · 4 years
- Cold Wet Weather $103,083 indemnity · 3 years
Every county-crop the agency files in California → Buy the Tehama County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.