Crop-loss band · California
Ventura County, California — crop-loss band
- 1.95Low end of the filed band
- 4.23Middle of the filed band
- 7.07High end of the filed band
- 2021Worst year filed (7.24)
- 10Years filed
Every year the Risk Management Agency has filed for Ventura County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.95 at the low end to 7.07 at the high end, with 4.23 in the middle. The worst year filed is 2021, at 7.24. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,050,651 | $2,499,771 | $6,935,238 | 172 | 170 | 2.38 |
| 2016 | $491,534 | $960,279 | $2,178,022 | 91 | 91 | 1.95 |
| 2017 | $1,226,884 | $5,190,952 | $11,015,224 | 236 | 236 | 4.23 |
| 2018 | $1,598,206 | $6,678,067 | $16,947,093 | 224 | 224 | 4.18 |
| 2019 | $2,911,233 | $20,587,598 | $35,951,301 | 403 | 400 | 7.07 |
| 2020 | $829,579 | $3,642,410 | $7,083,183 | 190 | 188 | 4.39 |
| 2021 | $2,154,771 | $15,597,566 | $32,132,962 | 444 | 443 | 7.24 |
| 2022 | $2,618,888 | $10,238,179 | $28,538,808 | 325 | 325 | 3.91 |
| 2023 | $3,875,601 | $16,736,002 | $47,610,431 | 435 | 435 | 4.32 |
| 2024 | $1,169,781 | $5,094,420 | $10,757,661 | 154 | 154 | 4.36 |
Commodities insured in Ventura County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Avocados 10 years filed
- 2.20Low end of the filed band
- 4.18Middle of the filed band
- 6.05High end of the filed band
- 2019Worst year filed (8.35)
- 10Years filed
- $9,705,676Premium filed
- $47,635,543Indemnity paid
- $100,356,493Liability insured
- 27,068Quantity planted
- 27,118Quantity lost
- 1,426Policies
- 1,419Policies with a loss
- 4.91Loss ratio, whole span
Causes that carried the indemnity in Ventura County
- Heat $25,023,629 indemnity · 10 years
- Wind/Excess Wind $11,142,763 indemnity · 10 years
- Fire $4,863,316 indemnity · 4 years
- Freeze $2,158,211 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,471,304 indemnity · 7 years
- Cold Wet Weather $1,311,316 indemnity · 5 years
Blueberries 7 years filed
- 4.36Low end of the filed band
- 6.92Middle of the filed band
- 32.90High end of the filed band
- 2020Worst year filed (32.90)
- 7Years filed
- $2,263,871Premium filed
- $17,905,982Indemnity paid
- $48,106,424Liability insured
- 1,227Quantity planted
- 1,297Quantity lost
- 39Policies
- 39Policies with a loss
- 7.91Loss ratio, whole span
Causes that carried the indemnity in Ventura County
- Wind/Excess Wind $5,974,906 indemnity · 4 years
- Freeze $5,771,481 indemnity · 6 years
- Heat $4,592,006 indemnity · 5 years
- Insects $517,142 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $379,059 indemnity · 3 years
- Hail $338,440 indemnity · 1 years
Lemons 10 years filed
- 17.77Low end of the filed band
- 26.48Middle of the filed band
- 28.80High end of the filed band
- 2018Worst year filed (37.89)
- 10Years filed
- $367,060Premium filed
- $9,308,955Indemnity paid
- $30,244,926Liability insured
- 4,349Quantity planted
- 4,365Quantity lost
- 282Policies
- 281Policies with a loss
- 25.36Loss ratio, whole span
Causes that carried the indemnity in Ventura County
- Wind/Excess Wind $4,714,113 indemnity · 9 years
- Heat $3,093,615 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $386,233 indemnity · 4 years
- Freeze $306,697 indemnity · 8 years
- Frost $285,663 indemnity · 6 years
- Fire $268,037 indemnity · 3 years
Apiculture 10 years filed
- 0.20Low end of the filed band
- 1.90Middle of the filed band
- 2.51High end of the filed band
- 2017Worst year filed (2.66)
- 10Years filed
- $4,490,823Premium filed
- $8,216,962Indemnity paid
- $12,516,982Liability insured
- 113,209Quantity planted
- 0Quantity lost
- 613Policies
- 613Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Ventura County
- ARPI/SCO/STAX Crops Only $8,216,962 indemnity · 10 years
Oranges 10 years filed
- 2.58Low end of the filed band
- 6.68Middle of the filed band
- 11.39High end of the filed band
- 2021Worst year filed (15.57)
- 10Years filed
- $274,706Premium filed
- $2,635,056Indemnity paid
- $5,495,087Liability insured
- 2,102Quantity planted
- 2,057Quantity lost
- 161Policies
- 161Policies with a loss
- 9.59Loss ratio, whole span
Causes that carried the indemnity in Ventura County
- Heat $1,285,709 indemnity · 9 years
- Wind/Excess Wind $1,110,409 indemnity · 8 years
- Fire $96,873 indemnity · 2 years
- Freeze $55,782 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $39,478 indemnity · 4 years
- Frost $18,051 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.21Low end of the filed band
- 1.90Middle of the filed band
- 2.40High end of the filed band
- 2017Worst year filed (2.65)
- 10Years filed
- $824,992Premium filed
- $1,522,746Indemnity paid
- $2,430,012Liability insured
- 185,161Quantity planted
- 0Quantity lost
- 153Policies
- 153Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Ventura County
- ARPI/SCO/STAX Crops Only $1,522,746 indemnity · 10 years
Every county-crop the agency files in California → Buy the Ventura County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.